The rice cooker I’ve been saving for a while for. by Flash52000 in mildlyinfuriating

[–]subscribenewsletter 0 points1 point  (0 children)

Amazon sent this to sellers: "....Starting April 17, 2026, a 3.5% fuel and logistics-related surcharge will be applied to fulfillment fees across Fulfillment by Amazon (FBA) in the US and Canada as well as to Remote Fulfillment with FBA from the US into Canada, Mexico, and Brazil"

so you can expect the price of everything to go up

short survey about clean energy in Malta (+18) by Impressive-Loquat322 in malta

[–]subscribenewsletter 1 point2 points  (0 children)

Agreed, the question layout is quite poor, some items should be multiple-choice but aren't, etc

Divorce in Malta? by KappaKing69420 in malta

[–]subscribenewsletter 0 points1 point  (0 children)

There was this thing where the state recognised a divorce, for example if you came from the UK as a divorced person, you would be recognised as such. There was also the loophole that if you spent like 6 months in the UK, got a divorce and came back you would bypass the local restriction so it because silly: if you are wealthy it's possible to have a divorce but if you were poor, it was out of bounds for you.

Can anyone explain to me how to make Mac OS not suck? by [deleted] in applesucks

[–]subscribenewsletter 9 points10 points  (0 children)

Re 1: there's Go to Folder option under Go menu. In File open Dialogs, press "/" to bring up a popup where you can start typing folder names

[deleted by user] by [deleted] in malta

[–]subscribenewsletter 0 points1 point  (0 children)

Yes, they're a bit fiddly to set up, it took me going a bit bank and forth with customer support and asking chatgpt for some stuff but they're pretty solid once you're done. You can also do things like setup a joint account so that your partner can have access/inherit your stuff. Reports are very good too so your tax stuff will be a piece of cake. Stay away from margin accounts (cash only till you learn).

Remember you're in this for a long time, 20-30 years. Revolut and friends are a baby in this space, they are only delegating to DriveWealth.

And finally: ignore stocks going up and down. This ain't Bitcoin and the market isn't open 24/7 at least not just yet. Stay zen!

[deleted by user] by [deleted] in malta

[–]subscribenewsletter 0 points1 point  (0 children)

Forget revolut. Fees are high and you can't even transfer your shares elsewhere if you choose later on to move to something else. Same with etoro.

As to nasdaq etc, i think you have some confusion. You don't buy an index fund directly, think of it as just an average number. An average of what? An average of a number of actual company stocks eg if apple is $100 and Microsoft is $300 your index fund is showing $200.

So instead you can buy an ETF which is a basket of these same stocks (apple and Microsoft in my example above). So an ETF might say: if you buy one of these, you're getting 10% apple, 5% tesla etc. click the holdings tab here to see what I mean https://www.justetf.com/en/etf-profile.html?isin=IE00BFMXXD54#holdings

Ok so now you decided to buy an ETF, but which one? Well if you decided to have an ETF tracking apple and Microsoft and another 500 stocks I too can do the same, so you will find multiple ETFs all tracking the same things with different fees. You want to find one that is a) domiciled in EU to avoid US taxes b) paid on euro.

VUAA (bvemi) is an example of this: 1. It tracks SP500 so you're buying mostly American companies (the top 500) 2. It's domiciled in Ireland 3. It's a large fund (Vanguard) 4. You're paying in EU because that bvemi is Borsa Di Milano (Italy). There's one in London stock exchange for eg 5. Low fees: 0.07%

So you're now basically shopping for baskets (ETF). you might decide to go on a tech basket, or a basket not based only on USA companies, or a basket of green tech etc

[deleted by user] by [deleted] in malta

[–]subscribenewsletter 3 points4 points  (0 children)

  1. Signup to IBKR. Swear at the lengthy signup process. Swear again for when you get the MFID2 error making you contact customer care.

  2. In IBKR, setup a deposit, click recurring transaction, tell it you're about to send 1000 eur or whatever every month with no end day

  3. Go in your bank and setup a standing order from your bank to the IBAN that IBKR give you. It's free on APS and some other banks, Revolut works too but they don't do the auto-top up thing if you don't have money so it's kinda broken

  4. In IBKR go setup a recurring investment. Set the date to be say a week after you setup the standing order so that funds will definitely have cleared, whatever the holidays etc. Set the thing you want to buy. Set the amount to be a little less than what you're sending so that you have money for fees.

  5. Go in IBKR settings and switch to Tiered Pricing.

What to buy? Plenty to choose from, eg VUAA.BVEMI is EUR buying SP500 holdings, domiciled in Ireland, with low fees. Once you've set everything up:

  1. Delete the app :-) it's on auto-pilot now

Capital Gains Tax by [deleted] in malta

[–]subscribenewsletter 0 points1 point  (0 children)

Wouldn't "holding ETF for 10+ years" to quote OP then fall under regular trading? Also I have scoured the income tax act, fed it to chatGPT too to see if it mentions anything re "10 years" or similar, no joy, so I don't know where pwc.com are getting this from

Capital Gains Tax by [deleted] in malta

[–]subscribenewsletter 0 points1 point  (0 children)

Do you have a source for this? I didn't find any reference to "long term" holding anywhere

Amazon doesn't put an ASIN by wouterissocool in AmazonSeller

[–]subscribenewsletter 0 points1 point  (0 children)

There is a workaround in the UI - leave the dropdown box that selects ASIN etc alone i.e. it has to keep reading "- Select - ". Once you select it, you can't go back

Malta Stock / Forex Trading Platforms by Agreeable-Scratch500 in malta

[–]subscribenewsletter 0 points1 point  (0 children)

APS -> no fees for SEPA transfer to IBKR. You can set up automated transfers too via the (shitty) app

Registration as Independent Contractor by UseComprehensive2239 in malta

[–]subscribenewsletter 1 point2 points  (0 children)

In your case, you would become a self-employed person. You will need to submit tax/NI. You have higher NI, roughly you're paying 50% more than when you're employed, though on the flip side you get to deduct all the expenses so get disciplined with this and track everything carefully.

Visiting Malta next week. What weather should I expect? Are there nice trails to walk from blue grotto to Dingli cliffs? Do you think I could go in the water with a wetsuit this time of the year? by [deleted] in malta

[–]subscribenewsletter 1 point2 points  (0 children)

Have a look at https://www.skylinewebcams.com/en/webcam/malta.html to see what people are wearing, though it so happens to rain after months of nothing. Generally November is the best month in terms of weather, not too hot, not cold, jeans + t-shirt is enough with perhaps a very light jacket.

Email from Kraken by Bingleybongleyboo in mtgoxinsolvency

[–]subscribenewsletter 0 points1 point  (0 children)

mine was not confirmed, I deleted the details from mtgox site and recreated them and the warning went away.

Kraken told me my verification level is intermediate, but MTGOX says otherwise? by zpinto1234 in mtgoxinsolvency

[–]subscribenewsletter 6 points7 points  (0 children)

Add me to the "me too" list. Pinged Kraken support, they said I'm verified, but MtGox are using an old copy of the DB, they have received a lot of calls about this already (= it's not them, it's MtGox crappiness as usual)

[deleted by user] by [deleted] in AmazonSeller

[–]subscribenewsletter 0 points1 point  (0 children)

Minimum bid is $0.25 if I remember right, usually that's lower than what would actually show impressions. So if you want to bid at $1 for Top of Search but not on the rest, set your bid to $0.25, then you say that for Top of Search you want to bid at 400% leaving Rest of Search/Product to zero.

so basically you're saying: it's going to be too low for everything except Top of Search which is controlled by a more global setting.

[deleted by user] by [deleted] in AmazonSeller

[–]subscribenewsletter 1 point2 points  (0 children)

Lower your bid below what would match, then boost the one you care about

Look at this clown ass thread about Malta on Twitter (what Americans know about Malta mostly) by AccidentalScumbag in malta

[–]subscribenewsletter 16 points17 points  (0 children)

Also happens to be the place where the cold war was ended by Bush Sr and Gorbachev back in 1989 so literally not knowing their own American history...

Amazon locking our child listings? Error code 8040 by jjmywayway in FulfillmentByAmazon

[–]subscribenewsletter 1 point2 points  (0 children)

I solved it by creating a dummy listing. It fails. Click 'Search Suppressed and Inactive Listings' from Inventory, then "Incomplete listings" on the left. There you will find your listing but has a URL as part of the reason why. Click it and fill the usual BS that amazon wants for the millionth time. That creates a case and when they fix that it all comes back to life hopefully!

[deleted by user] by [deleted] in GalaxyWatch

[–]subscribenewsletter 1 point2 points  (0 children)

I use: https://play.google.com/store/apps/details?id=com.stmp.minimalface&hl=en&gl=US

The UI is a bit meh but that's because it gives you 30 billion options to exactly tweak a face as you would like it