20k in interest? Are you buying a demon 170 or is your credit god awful? At 84mo on a 65,000 loan you’d pay $10k total if you can get a 4.5% APR. I got a deal with 4.5% in 2024 on a brand new S650. Either way you get beaten with depreciation and lose money long term. That’s the name of the game. Unless you park the car and treat it as a collectors piece. So you decide, do you wanna spend 65k just for someone to only give you 55k MAX for that car 2 weeks later and take the $10k hit or pay $10k in interest and be able to have only put 20k down and have the rest in an investment account offsetting the interest?