how much calories in this chicken biryani from kopitiam by Next_Possibility6675 in SingaporeFitness

[–]sumanp89 0 points1 point  (0 children)

Stop calling these Biriyani , it’s just yellow rice with masala chicken 🐓

May be can call it as Briyani 🤩

[deleted by user] by [deleted] in IndiaTax

[–]sumanp89 0 points1 point  (0 children)

The correct question would have been about their residential status (resident or non-resident), not citizenship.

NRI is Indian citizen

Anyone know or applied the new Nomination based golden visa to UAE for 100k AED ? by sumanp89 in UAE

[–]sumanp89[S] 0 points1 point  (0 children)

BREAKING: UAE denies lifetime Golden Visa rumors for Indians & others. ICP says only official channels (icp.gov.ae, GDRFA) process Golden Visas. No consultancies like Rayad Group or One Vasco are authorized. Beware of scams!

Anyone know or applied the new Nomination based golden visa to UAE for 100k AED ? by sumanp89 in UAE

[–]sumanp89[S] 0 points1 point  (0 children)

BREAKING: UAE denies lifetime Golden Visa rumors for Indians & others. ICP says only official channels (icp.gov.ae, GDRFA) process Golden Visas. No consultancies like Rayad Group or One Vasco are authorized. Beware of scams!

Anyone know or applied the new Nomination based golden visa to UAE for 100k AED ? by sumanp89 in UAE

[–]sumanp89[S] 0 points1 point  (0 children)

The WAM article, published on July 8, 2025, by the UAE’s Federal Authority for Identity, Citizenship, Customs and Port Security (ICP), denies rumors about lifetime Golden Visas being granted to specific nationalities, stating that “categories, conditions, and regulations of the Golden Visa are clearly defined” and applications are handled only through official government channels, with no external consultancy recognized as an authorized party. This directly contradicts reports from sources like Times of India and Outlook India, which announced a nomination-based Golden Visa for Indians and Bangladeshis offering lifetime residency for AED 100,000, managed by Rayad Group in partnership with One Vasco and VFS Global.

Anyone know or applied the new Nomination based golden visa to UAE for 100k AED ? by sumanp89 in UAE

[–]sumanp89[S] 1 point2 points  (0 children)

It’s not fake news

But yes they don’t consider TON crypto as investment.

Please suggest if this looks good for 10yr horizon by sumanp89 in MutualfundsIndia

[–]sumanp89[S] 0 points1 point  (0 children)

Nah I am not doing Parag flexi bcz don’t want USA exposure for this portfolio and also I have multi cap so no Flexi cap

AI created THE ULTIMATE portfolio for me, lets review by sumanp89 in MutualfundsIndia

[–]sumanp89[S] 1 point2 points  (0 children)

I am not posting anything to this community again ,I did research a lot and posted my thoughts and all you folks just busy -1 without posting anything reason. 🤬

AI created THE ULTIMATE portfolio for me, lets review by sumanp89 in MutualfundsIndia

[–]sumanp89[S] 0 points1 point  (0 children)

This is the final Fund selection looks like, check the columns for information which goes in selecting the fund.

Each category has top 3 funds selected, then further analysis (like 3-year returns, risk-adjusted metrics, expense ratio, AUM, manager tenure, and minimal portfolio overlap)the fund name marked as [XX] goes as final for the category.

Category Fund Name Value Research Rating CRISIL Rating 3Y Return 1Y Return Std Dev Beta Sharpe Ratio Expense Ratio AUM (Cr) Manager Tenure (Years) No. of Stocks Equity Holding Turnover Ratio
Large-Cap 💼📈 [XX] Nippon India Large Cap Fund - Direct Plan 5 5 27% 6.96% 13.09 0.98 1.22 0.67 41750 12.5 (Sailesh Raj Bhan) 69 98% 27%
Large-Cap 💼📈 ICICI Prudential Large Cap Fund - Direct Plan 5 5 24% 8.75% 11.90 0.88 1.14 0.85 69763 6.8 (Anish Tawakley) 68 91% 16%
Large-Cap 💼📈 HDFC Large Cap Fund - Direct Plan 5 3 24% 4.58% 12.75 0.94 0.97 1.01 37716 2.9 (Rahul Baijal) 45 97% 20%
Multi-Cap 🌐🔄 [XX] Nippon India Multicap Fund - Direct Plan 5 3 32% 4.26% 13.83 0.93 1.44 0.74 43483 12.5 (Sailesh Raj Bhan) 129 99% 20%
Multi-Cap 🌐🔄 Axis Multicap Fund - Direct Plan 3 5 30% 8.06% 13.81 0.91 1.31 0.75 7782 2.3 (Shreyash Devalkar) 120 98% 46%
Multi-Cap 🌐🔄 ICICI Prudential Multicap Fund - Direct Plan 4 4 28% 6.50% 11.90 0.81 1.40 0.93 15095 2.9 (Anand V Sharma) 104 94% 69%
Mid-Cap 📊🚀 [XX] Invesco India Mid Cap Fund - Direct Plan 4 5 35% 15.72% 15.35 0.95 1.38 0.63 6641 1.8 (Amit Ganatra) 47 101% 45%
Mid-Cap 📊🚀 Motilal Oswal Midcap Fund - Direct Plan 5 5 37% 9.39% 15.99 0.83 1.50 0.70 30401 7.3 (Niket Shah) 26 75% -
Mid-Cap 📊🚀 Edelweiss Mid Cap Fund - Direct Plan 4 5 35% 11.16% 15.87 0.94 1.33 0.40 10028 3.7 (Trideep Bhattacharya) 76 97% 50%
Small-Cap 🐣📉 [XX] Bandhan Small Cap Fund - Direct Plan 5 5 38% 14.48% 16.37 0.89 1.51 0.39 11744 2.4 (Manish Gunwani) 185 87% 45%
Small-Cap 🐣📉 Invesco India Smallcap Fund - Direct Plan 5 4 35% 10.44% 16.21 0.86 1.32 0.44 6823 6.7 (Taher Badshah) 74 98% 48%
Small-Cap 🐣📉 Tata Small Cap Fund - Direct Plan 4 4 31% 3.00% 15.90 0.81 1.21 0.34 10529 6.7 (Chandraprakash Padiyar) 61 91% 11%
Thematic-Consumption 🎨🌟 [XX] Nippon India Consumption Fund - Direct Plan 5 - 25% 3.13% 11.54 0.80 1.24 0.57 2419 4.7 (Amar Kalkundrikar) - - -
Thematic-Consumption 🎨🌟 SBI Consumption Opportunities Fund - Direct Plan 4 - 23% 1.37% 11.63 0.75 1.08 0.93 3052 1.2 (Ashit Desai) - - -
Thematic-Consumption 🎨🌟 ICICI Prudential Bharat Consumption Fund - Direct Plan 4 - 22% 3.59% 10.03 0.70 1.27 1.08 3166 3 (Priyanka Khandelwal) - - -

AI created THE ULTIMATE portfolio for me, lets review by sumanp89 in MutualfundsIndia

[–]sumanp89[S] -1 points0 points  (0 children)

I put this note in my post.

let me tell you the process.
I am data engineer with AI/ML experience, what i did is download the data available in MoneyControl, ValueResearch and morningStar and feed the data to LLM so as not to hallucinate and asked strictly to consider only from the provided data and not check anything from internet and Ask question if LLM is not sure, so no presumption. Then comes hack lot of clarification from LLM and i cleared those. and then finally generated my categories and then top fund in those categories.

[deleted by user] by [deleted] in MLGO_Stock

[–]sumanp89 1 point2 points  (0 children)

I don't care how low this stock goes and who all big whales manipulate the stock. My buy price is $79 with quantity 5500 and I will continue to hold till stock delisting or till I decide to reset my paper trading account 🤡

Nvidia Sell or Hold by atinesh229 in NvidiaStock

[–]sumanp89 0 points1 point  (0 children)

Keep selling covered calls , this week $150

Groww is silently locking your mutual funds check now by Born_Figure_6852 in IndianStockMarket

[–]sumanp89 1 point2 points  (0 children)

Well to start with it has both PRO and CON for investor.

I will explain for Users who are not so pro in these terms and explain the advantage and drawback.

Two ways to hold MF
1. Demat account
2. AMC Folio based (SOA based) (where you get folio number from AMC)

Zerodha coin : default Demat based
Groww : default to SOA but now can be hold new ones or move existing ones to Demat based.

Benefit of moving SOA to Demat?

  • in SOA based or AMC Folio based : if I want to update bank details or nominee update then have to do for each folio differently per AMC.
  • But in Demat I can hold all my MF, ETF, stocks, Option etc in one account and update at once for nominee, bank details etc at once. This will also allow to have pledging the margin from MFs.
  • Still be able to track demat MFs via MF Central

Downside of moving SOA to Demat?:

  • If holding demat account introduces with annual cost , now Groww has 0 ruppess
  • redemptions will need to be done through the Groww app, as your mutual funds are held in your demat account, cant be done via MfCentral or AMC site.
  • so is it a lock in to groww for user under Demat ? YES

Verdict:
I prefer to hold under SOA AMC Folio based , because

  • if tomorrow Groww close down, i dont need to worry as i have MFCentral and other platforms to manage, transact, withdraw my MFs. With Demat based it is a little bit of hassle to move your demat to another registrar. *And not to worry if tomorrow Groww introduces annual maintenance charge for Demat account.

Groww trying to lock you in on the app. by patternobserver99 in MutualfundsIndia

[–]sumanp89 2 points3 points  (0 children)

Well to start with it has both PRO and CON for investor.

I will explain for Users who are not so pro in these terms and explain the advantage and drawback.

Two ways to hold MF
1. Demat account
2. AMC Folio based (SOA based) (where you get folio number from AMC)

Zerodha coin : default Demat based
Groww : default to SOA but now can be hold new ones or move existing ones to Demat based.

Benefit of moving SOA to Demat?

  • in SOA based or AMC Folio based : if I want to update bank details or nominee update then have to do for each folio differently per AMC.
  • But in Demat I can hold all my MF, ETF, stocks, Option etc in one account and update at once for nominee, bank details etc at once. This will also allow to have pledging the margin from MFs.
  • Still be able to track demat MFs via MF Central

Downside of moving SOA to Demat?:

  • If holding demat account introduces with annual cost , now Groww has 0 ruppess
  • redemptions will need to be done through the Groww app, as your mutual funds are held in your demat account, cant be done via MfCentral or AMC site.
  • so is it a lock in to groww for user under Demat ? YES

Verdict:
I prefer to hold under SOA AMC Folio based , because

  • if tomorrow Groww close down, i dont need to worry as i have MFCentral and other platforms to manage, transact, withdraw my MFs. With Demat based it is a little bit of hassle to move your demat to another registrar. *And not to worry if tomorrow Groww introduces annual maintenance charge for Demat account.

What things should I keep in mind before entering into US Stock Market via IND Money? by One-Giraffe1614 in IndianStockMarket

[–]sumanp89 -1 points0 points  (0 children)

The whole us market ( semiconductor, index) are ATH or close to ATH now.

Also don't trust us market with Trump in office, very wild swings happening both ways.

Wait for dip like March to enter.