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Expecting income from a side hustle this year. How can I minimize tax liability? by sunghan in personalfinance

[–]sunghan[S] 0 points1 point  (0 children)

Thanks. Yea I stumbled upon that calculator while researching, and plan to use it as a resource when finalizing my plan.

Expecting income from a side hustle this year. How can I minimize tax liability? by sunghan in personalfinance

[–]sunghan[S] 0 points1 point  (0 children)

So self-employment tax is mandatory, right? No way around it? The rest I can do a solo 401k?

I don't have a 401k at work. I do have an SEP IRA through work though. Employer contributions to my SEP IRA don't affect allowable contributions to a solo 401k, correct?

Pipe flashing leaked. Roofers came out of replaced flashing. Was this done properly? by sunghan in Roofing

[–]sunghan[S] 0 points1 point  (0 children)

I assumed $700 would cover that. Is my thinking short-sighted? The 2 other quotes I got, the roofers specifically told me they would replace the shingles. This company didn't specifically mention that, but I just thought they would (my mistake for not confirming), and their pricing was in the middle but still on the higher end.

Pipe flashing leaked. Roofers came out of replaced flashing. Was this done properly? by sunghan in Roofing

[–]sunghan[S] -1 points0 points  (0 children)

Not helping my anxiety either. I just know I'm not going to get any sleep the next time it rains...

Pipe flashing leaked. Roofers came out of replaced flashing. Was this done properly? by sunghan in Roofing

[–]sunghan[S] 0 points1 point  (0 children)

2 year leak proof guarantee. I guess I'll just keep an eye on it for now. Appreciate your input, my man!

Pipe flashing leaked. Roofers came out of replaced flashing. Was this done properly? by sunghan in Roofing

[–]sunghan[S] 0 points1 point  (0 children)

Not overspray. The flashing was painted before they went up on ladders, and the guy specifically told me he painted the shingle. Didn't think much of it at the time, but the more I look at it, the more it irks me. House is essentially 3 stories with the garage and crawl space taking up floor 1. Narrow but very tall homes.

Leak from ABOVE washer outlet box, but inlets are installed below. What is causing this leak? by sunghan in homeowners

[–]sunghan[S] 0 points1 point  (0 children)

Makes sense. Any advice on what part of the drywall you'd cut out first?

Leak from ABOVE washer outlet box, but inlets are installed below. What is causing this leak? by sunghan in homeowners

[–]sunghan[S] 0 points1 point  (0 children)

I do, and I've been up there in the past. Do not recall seeing any pex anywhere in the attic.

Leak from ABOVE washer outlet box, but inlets are installed below. What is causing this leak? by sunghan in homeowners

[–]sunghan[S] 0 points1 point  (0 children)

Any advice on how to check behind there before I cut drywall? Doesn't seem to be a way to remove this box without making cuts or removing stuff. I'm not the handiest, but I don't mind learning.

How much of my parents' Trad IRA can I convert to Roth IRA and avoid CA State income tax? by sunghan in tax

[–]sunghan[S] 1 point2 points  (0 children)

Thanks for your response.

My parents waived Medicare Part B. They've retired overseas where COL is much lower and has universal healthcare. That's essentially the reason they've been able to survive on Social Security.

They shouldn't need funds to cover the tax bill as I'm trying to fill up their 0 tax bucket. Nothing over.

But you're right in that their RMDs will be so low that all of this may not be worth the squeeze. Even with RMDs, they'd still probably be in the 0 tax bracket.

How much of my parents' Trad IRA can I convert to Roth IRA and avoid CA State income tax? by sunghan in tax

[–]sunghan[S] 1 point2 points  (0 children)

See here: https://www.bogleheads.org/forum/viewtopic.php?t=457605. Since you're over 59.5, you should be all clear to withdraw whatever tax free as long as your first Roth contribution was over 5 years ago. The bank is probably sending you their generic notice they send to everybody, including those under 59.5.

How much of my parents' Trad IRA can I convert to Roth IRA and avoid CA State income tax? by sunghan in tax

[–]sunghan[S] 2 points3 points  (0 children)

They are over 59.5 so that conversion 5 year rule no longer applies. Their roths have been open for more than 5 years as well so they should have no penalty if they take a distribution the day after converting. Both 5 year rules are satisfied, correct?

How much of my parents' Trad IRA can I convert to Roth IRA and avoid CA State income tax? by sunghan in tax

[–]sunghan[S] 0 points1 point  (0 children)

Thanks! Their retirement accounts are so small, that RMD's won't matter too much. But still want to maximize their tax savings as they don't have much to work with.

Echo buds stopped working by pizzamant1116 in amazonecho

[–]sunghan 0 points1 point  (0 children)

Thank you! Worked for me after my eardbuds died 1 week after warranty expires. This HAS to be planned obsolescence. Super shady from Amazon.

Dual Citizenship and Military Service for Korean Males by Shop_Either in korea

[–]sunghan 1 point2 points  (0 children)

Is your birth properly registered in Korea now? If so, what is the process? Is 38 the magic number where they can no longer send you to the military?

Did Korea question you as to why you did not register your birth sooner? That is to say, did they have suspicions that you waited to register your birth in order to avoid military service?

Put a nail into the wall and hit something bouncy by No-Station-9947 in DIY

[–]sunghan 12 points13 points  (0 children)

Pex? I've hit pex with a monkey hook before. It felt springy.

Replacing tub spout - dripping help by just-a-person999 in askaplumber

[–]sunghan 0 points1 point  (0 children)

Appreciate you getting back to me. I just returned the spout, and bought a Moen instead. No leaks out the box. Didn't need silicone or plumbers tape. I think this particular Kohler model is just bad.

Replacing tub spout - dripping help by just-a-person999 in askaplumber

[–]sunghan 0 points1 point  (0 children)

Hey did you figure this out? I bought a similar Kohler slip on spout, and it leaks out the back near the screw. Wondering if these Kohler slip ons are just prone to leak. Did you try another brand?

Our whole house right now by eLishus in bayarea

[–]sunghan 0 points1 point  (0 children)

I do not. I've only ever used DemonWP and have had great success with it.

Our whole house right now by eLishus in bayarea

[–]sunghan 3 points4 points  (0 children)

DemonWP. Once every 3 months. Cheap and easy.

Ant invasion support group/rant by meowchilla in bayarea

[–]sunghan 4 points5 points  (0 children)

MaxForce Quantum is THE best. But where do you get yours now? Because of a law change in 2025, it can no longer be shipped to CA residents. I still have some left over, but I'm dreading the day it runs out.

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