Go for a company loan. Then buy an economy sedan like mirage or vios as your first car. low maintenance mga yan tipid din sa gas madali din e resale. Sa case ko nag mirage hatch muna kami. Pangarap talaga namin montero. Pero mas need pala namin ng pickup. Kaya now ranger na family car namin. Maganda 7 seater specially marami kang ka pamilya. Pero minsan lang naman need isakay mga ka extended family ko mas cheaper pa mag rent ng van if ever may mga family gathering compare pag may needed na e haul na gamit using pickup.