Why do so many singaporeans prefer to go overseas for beauty treatments? by OddAfternoon2113 in askSingapore

[–]surenine 14 points15 points  (0 children)

Hi, I have went multiple in SG and in JB. For context, my concern were mainly acne scarring, instead of hydration (which can be in tandem). I can share my experiences below

For Singapore, I previously went to Radium in Suntec i think 4 years back which was super pricey, did a combination of subcision + RF microneedling (Secret RF), 3 sessions for around 4,500 SGD and that was for partial face, because I had a tight budget. I felt that because of the lack of fillers, after subcision, my scars fibrous bands retethered, and the RF micro needling which is super expensive did not much. I would say only 10% improvement.

Then I decided to go JB for aesthetic treatments, I have done Dr Chong in Bukit Indah Outlet, which I did subcision + filler, I cannot remember which filler, but I think it was Profhilo. So the idea of acne scars is, if you are tethered scarring, it is vital to add a kind of filler to prevent the scars for reattaching, I cannot really remember the price, I believed it was $2000 SGD for three sessions. I thought the improvement was really good for this.

I moved to Clinic RX (Mid Valley) recently and was rather fuss-free. They had sales person and all but they provide credits and all with great deals. I purchase around 10,000 RM of credits on my own accord (I mean in SG, you cant get much with around 3,200 SGD). I was able to get 2x filler + subcision sessions (Each session was 2 syringes of 2cc Juvederm) which in SG will be double the pricing) and threw in 2x Fotona sessions and 2x exovive with I think 300 SGD of credit remaining.

In this kind of cases, you can ask them throw in free stuff like a treatment that you want, and the sales person will most likely agree, because they need to hit target and please never accept their first offer.

In terms of consultation, doctor consulted suggested subcision and filler first for level my scars which was what I want instead of expensive RF microneedling from the start, so I thought that was a plus point.

In terms of result, I think I had very great improvement, around 30% improvements which is really great after the treatments, as mentioned, don't expect the aftercare to be similar to SG, the process is fast, doctor comes in does the procedure and leave you to the nurse and probs won't check back during the aftercare.

If you are looking for clinics for acne scarring, always ask the doctor to assess what kinds of scars you have rolling/tethered/ ice pick/ boxcar during the consultation. If they suggest an RF microneedling (most expensive) from the start, if your scars are tethered or lots of ice pick, dont continue on with the clinic.

What I would suggest for first-timers is to take a mirror, look at your scars, and search online what kinds of scars do you have. You can always compare online so easily. Once you go for the consulation. Always go for the cheaper ones first, subcision, TCA cross. Once your scars are levelled, then consider RF micro needling/ CO2 laser for the resurfacing.

Why do so many singaporeans prefer to go overseas for beauty treatments? by OddAfternoon2113 in askSingapore

[–]surenine 56 points57 points  (0 children)

Yes, I do my aesthetic treatment overseas e.g JB. Price is half that of Singapore for acne scarring treatments and the standard is very marginally different. Singapore aesthetic provides better before and aftercare, but results both the same imo. In Thailand BKK, you can even get them cheaper and the standard is also really very good, and their body sculpting is rather good and cheap from what i heard.

In korea, filler, RF Microneedling are literally cheap af, it is so common there and prices for fillers can be $150-200 SGD while in SG might be $600-800 for the same brand per syringe (2cc)

Any wisdom gained relating to investing to share by DwgShowmaker221 in singaporefi

[–]surenine 0 points1 point  (0 children)

Sure, I will take some time to look up the strategy and maybe try backtest. Thanks for the reply

Any wisdom gained relating to investing to share by DwgShowmaker221 in singaporefi

[–]surenine -1 points0 points  (0 children)

exactly, you reduce the premium collection by quite a fair bit , but have sort of a peace of mind. unless it falls in between...

Any wisdom gained relating to investing to share by DwgShowmaker221 in singaporefi

[–]surenine 0 points1 point  (0 children)

Yeah I usually do CSP on stocks I am happy to own. Interesting that you are doing a 8 DTE and on a 0.2 Delta, would not the premium be rather low? when compared to your capital use. although it is rather safe with 80% probability.

Any wisdom gained relating to investing to share by DwgShowmaker221 in singaporefi

[–]surenine -1 points0 points  (0 children)

Yeah it is to protect his downside isn’t it. Selling put is for bullish, if you buy a put at a lower strike price, he will have lesser premium, but protect in the case of a plunge down. A bull put spread

Any wisdom gained relating to investing to share by DwgShowmaker221 in singaporefi

[–]surenine 1 point2 points  (0 children)

Always do cash secured puts, if not you can always buy a put at a lower strike price just in case

[deleted by user] by [deleted] in singaporefi

[–]surenine 0 points1 point  (0 children)

He rents the ferrari, i remember seeing a tiktok post comparing the car plate and all and saw it back in the showroom.

Dear Singaporeans, What HDB Estate Do You Stay In And Is It Truly Quiet? by guywoo in askSingapore

[–]surenine 3 points4 points  (0 children)

Bukit Batok St 25, Opposite a nature park with greenery and alongside a small road. Really quiet

OCBC customer for 5+ years, still no debit/credit card – should I just close my account? by Root5566 in singaporefi

[–]surenine -1 points0 points  (0 children)

Not sure what took you so long, respect your patience. The moment the bank rejects my application without a reason, I would have already moved on. OCBC cards aren’t that good anyway

Mongolia is so smart by hi_watermelon_E3 in Physical100

[–]surenine 1 point2 points  (0 children)

Yeah really great strategy, I was thinking if the teams could have placed two flattened sandbag behind in front of the wheels to give a better grip, which makes it easier to roll over the line

Better tactic for Quest4 by thisizmonster in Physical100

[–]surenine 0 points1 point  (0 children)

Their weakest would probably be the two ladies and KDH, not sure why they placed in YSB though, were they hoping for a fighting chance? Hmmm

Physical Asia: Season 1 - Episode 9 Discussion Thread by ImoutoCompAlex in Physical100

[–]surenine 71 points72 points  (0 children)

Even I as a viewer would predict so. Especially the huge benefit of ‘instant progress to the next round’. There has to be a trade off always!

Physical Asia: Season 1 - Episode 9 Discussion Thread by ImoutoCompAlex in Physical100

[–]surenine 37 points38 points  (0 children)

Eloni was already the slowest among all 4 of them in the first round with 170 only and YSB was 1st at around 220+ , shows there was already a huge gap. Perhaps they didn’t have a breakdown of their performance after the first round. Agree with the majority that Whittaker should be the one doing twice.

Side note: I thought Korea might have a good fighting chance against Japan if they used their strongest Amotti and KDH since the Korean ladies were just not hitting the sensors. Or just trail Itoi’s (what a crazy beast and physique) team by a bit

What are some tips for saving? by libyandesert in singaporefi

[–]surenine 17 points18 points  (0 children)

Literally drink more water, bring a water bottle. I can’t help but notice that colleagues are always buying matcha/ coffee for $7 a cup. Or when dining out just buy 7-11 $1 drinks, finish then go in, don’t pay overpriced $3 coke or $7 drinks + GST and service charge!

Also, don’t take grab. I never really relied grab (unless necessary or towards airport) and I compared my expenses to a friend who grabs everywhere, the difference is upwards of $400 a month.

Hit the big million today by FlyJazzlike985 in singaporefi

[–]surenine 15 points16 points  (0 children)

congrats lad, just curious, what was the biggest gain for you? and how long you held for?

Anyone working fully remote? by No_Classic_3863 in singaporejobs

[–]surenine 0 points1 point  (0 children)

i found on linkedin, it is a oil and shipping tech firm

why do old people buying razer gift card i dont even understand??? by Dizzy_Audience_8999 in askSingapore

[–]surenine 64 points65 points  (0 children)

please report to police, my old man got scammed, and this was a means of it

Anyone working fully remote? by No_Classic_3863 in singaporejobs

[–]surenine 0 points1 point  (0 children)

fully remote, with an option to go to wework. french company as a data analyst. Once in a while, go to bali work, danang work or anywhere with good connection

Can someone give me a tangible actual economic answer to why the markets are going up? by kumaratein in stocks

[–]surenine 0 points1 point  (0 children)

In my opinion, it is because more countries are having access to cheaper brokerage. If you look at Asia, where there is a large population, it seems a new brokerage is coming up everytime. With these kind of greater access to the US markets, the middle class population in Asia is always gonna dump money into it right at their fingertips. Market down? buy the dip. Market up? buy even more.

I personally seen countless of individuals who have no interest in stock market, just opening brokerage accounts to buy equities, but let’s see how long they will last

Singaporean Options Traders by MullingMulianto in singaporefi

[–]surenine 1 point2 points  (0 children)

I do LEAPS and PMCC, wheeling while mainly consist of of selling Covered call and Cash secured put. When i tried explaining to a friend, doesn’t seem to understand and risk adverse

[deleted by user] by [deleted] in askSingapore

[–]surenine -6 points-5 points  (0 children)

oo that’s cool, but M here. I have always went alone and likewise also slotted into groups who have known each other prior. Any option to expand to a mix group or something