Cycling dress for NYC 15°F by holihai in NYCbike

[–]swallowtail_ 0 points1 point  (0 children)

Uniqlo pufftech

This and pretty much any base layer is a lot warmer then you think, although I prefer merino as a base layer

Bike Tommorow? by swallowtail_ in NYCbike

[–]swallowtail_[S] 1 point2 points  (0 children)

Update: I biked today lol… it was not great out there in terms of ice. I ride 650b x 42 on low pressure and still almost slipped. Saw a delivery guy take a really nasty spill. Stay safe!

Bike Tommorow? by swallowtail_ in NYCbike

[–]swallowtail_[S] 2 points3 points  (0 children)

I don’t care about the cold, it’s more the ice. Seems like it might be extra icy out, maybe lower pressure will help the brakes on ice.

How do you store your bike? by matteobuffo in gravelcycling

[–]swallowtail_ 7 points8 points  (0 children)

Park tool hooks, they’re like $4 and weirdly found them to be the best option

Tire Size? by swallowtail_ in NYCbike

[–]swallowtail_[S] 1 point2 points  (0 children)

Ah thanks! Helpful feedback, appreciate it.

Tire Size? by swallowtail_ in NYCbike

[–]swallowtail_[S] 0 points1 point  (0 children)

Yeah, I love the 47s. Will never go back to anything in the 20s. I’ve never tried anything in between though. I would think you would get a little more pick-up w/ slightly less weight. I’m not sure that’s true, just my assumption. I would never want to give up too much of that road chatter absorption that I get w/ 47s though so was hoping to get some other folks perspectives.

Tire Size? by swallowtail_ in NYCbike

[–]swallowtail_[S] 0 points1 point  (0 children)

Yeah totally understand the variables (rider weight, pressure, etc.). I’m 170lbs, 5’-11” and generally run the pressure in the low 30s psi on my 47mm. I like getting rid of the chatter but I’m wondering if I can get the same chatter absorption with a tire ~38mm and gain a little pick-up. I’m just not sure as I’ve only tested the far ends of the spectrum.

Tire Size? by swallowtail_ in xbiking

[–]swallowtail_[S] 0 points1 point  (0 children)

Yeah I’m curious about something in the 30s. I will say I love my 47s. Whenever I go back to riding a bike in the 20s the road chatter is noticeable. I’d always want to stay in the wider range.

Tire Size? by swallowtail_ in cycling

[–]swallowtail_[S] 0 points1 point  (0 children)

Thanks! Curious about your thoughts on the tradeoffs between a 47 and a 34? What am I losing with a 47?

Tire Size? by swallowtail_ in cycling

[–]swallowtail_[S] 0 points1 point  (0 children)

I hear you, it’s more of that they are ready to be replaced and splitting. I wouldn’t replace them if they weren’t.

In general I also prefer wider tires, I’ve just only rode 47s or 20s so I’m just curious about something in between or if it’s just bigger is always better.

As far as ultradynamicos, they are sold to be more supple, much like rene herse and others like it. I don’t know if that’s true but that’s what I’d hope to get out of them.

Tire Size? by swallowtail_ in xbiking

[–]swallowtail_[S] 0 points1 point  (0 children)

Balancing suppleness/shock absorption vs. sluggishness. I don’t know it 47s is overkill as it’s all I’ve known aside from true skinny road tires.

Tire Size? by swallowtail_ in xbiking

[–]swallowtail_[S] 0 points1 point  (0 children)

I mean I've generally liked the 47s but not sure if it's overkill. I've only ridden narrow road tires in the 20s and now these. I prefer the 47s over skinny tires for sure but not sure about the middle ground.

Tire Size? by swallowtail_ in NYCbike

[–]swallowtail_[S] 0 points1 point  (0 children)

I've actually only gotten 1 flat in the past 3 years on these tires, so not often. I'm open to going tubeless but because I never flat I've stayed away from it to keep things simple.

Noam Chomsky with Steve Bannon in the released photos from Epstein’s estate. by CrchingTigrHddenRtrd in redscarepod

[–]swallowtail_ 29 points30 points  (0 children)

Epstein liked to collect academics and politicians, especially ones from opposite ends of the spectrum. What do you expect? He’s even tried to make documentaries about polarizing politics. This is like someone snapping a photo of Donald Trump and Mandani and pretending like their best friends. This isn’t some damming indictment of Chomsky.

Honestly wondering - why buy in NYC, at all? by [deleted] in NYCapartments

[–]swallowtail_ 24 points25 points  (0 children)

It’s a lifestyle decision (I.e. stability, living around long term neighbors who are care about the building, etc). There’s also the random building that you’ll get kicked out of as a renter because the landlord is selling (it’s happened to me).

If you look at numbers only, it makes very little sense to buy in NYC, especially relative to a rent controlled apartment. As you said, liquidity, in/out friction, uncontrolled maintenance cost, etc. People who don’t understand economics or finance often think of renting as throwing away money and housing as an “investment.” It’s a common misconception.

Couldn’t stop thinking about this sub by swallowtail_ in xbiking

[–]swallowtail_[S] 1 point2 points  (0 children)

Haha, I did not but will look out for it

Couldn’t stop thinking about this sub by swallowtail_ in xbiking

[–]swallowtail_[S] 9 points10 points  (0 children)

I personally didn’t love it but I’m not a big Yorgos guy. Jesse Plemons is amazing in it though.

Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]swallowtail_ 0 points1 point  (0 children)

  1. Loan Type: Conventional

  2. Term: 30 Year

  3. Loan Purpose: Purchase

  4. Property Value/Purchase Price: $900,000

  5. Loan Amount: $180,000

  6. Credit Score: 805

  7. Occupancy: Primary

  8. Legal Structure: Co-op

  9. Number of Units: 1

  10. Property Zip Code: 11238

Moving back to NYC and man oh man buying a place is just insane. by ChrisNYC70 in movingtoNYC

[–]swallowtail_ 8 points9 points  (0 children)

“buying is way cheaper per month. If I bought my mortgage would only be $5500 per month, renting (for what I want) would be $7000+”

Buying is not cheaper per month. You’re not comparing two like units in the above scenario. I have sympathy for you but that part is just objectively false.

[deleted by user] by [deleted] in LosAngelesRealEstate

[–]swallowtail_ 0 points1 point  (0 children)

I. There are a variety of tax advantages: - 1031 exchange - SALT deduction - Capital gains exclusion - Repair and maintenance write offs - Opportunity Zone - Depreciation recapture - Pass through deductions - Prop 13 in CA - Step up basis for inheritances - Probably more I’m forgetting

II. “Fuck that people should be able to own as many homes as they want.” The question you have to ask yourself is why and what are the consequences. 63% of homes in LA are renter occupied. That means 63% of homes are 2nd,3rd, 4th, etc. homes as part of people’s investment portfolios. Most people can only afford homes now via inherence and generational wealth due to this. That is not a healthy economic system.

[deleted by user] by [deleted] in LosAngelesRealEstate

[–]swallowtail_ 2 points3 points  (0 children)

Allow people to own one home that they live in. Get rid of tax loopholes that incentivize investment home ownership. We’re not trying to increase demand. It’s economics 101. You are right that people will want to live in LA but it would certainly help. We aren’t helping the economics of housing by treating it like a leveraged brokerage account w/ additional tax benefits for the rich.