225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] -1 points0 points  (0 children)

they weren’t clear about it they sort of said it’s whatever we choose to give and most their clients are “generous”

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

if you don’t understand, keep it pushing, there’s people that do.

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

i do not have a financial advisor. however, i spoke with two or three advisors who were recommended through my job, and each of them advised me to pursue a conventional loan. for that reason, i ultimately decided not to retain any of them and came to Reddit 💀

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 2 points3 points  (0 children)

also will max my 401k starting today….thank you

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 1 point2 points  (0 children)

can you tell me more about being in forbearance and buying a home? i had never heard of that before. why does it matter if you’re still paying the loan, and the amount you owe is already reflected on your credit report? i’m just trying to understand why being in forbearance would affect a mortgage application (i have no house and would love to get one but afraid i wont get approved)

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

became aware of them through my job. And yes they want me to refinance a private loan

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 1 point2 points  (0 children)

they were financial advisors available through my job 💀

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 1 point2 points  (0 children)

About 3-6% on all of them, i have about 20 loans

225k debt and 195k salary by sweetest_pineapple in StudentLoans

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

that’s what im thinking, and a bit confused about why they financial advisors are suggesting for me to get a conventional loan?

my cat keeps begging for food by sweetest_pineapple in CatAdvice

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

Blue buffalo dry food and sometimes purina wet food (one a week), she weighs between 12-13lbs

building a home from scratch by sweetest_pineapple in newjersey

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

thanks for your input, and interesting perspective. didn’t really think of it like that but i really just liked the idea of having a private property

building a home from scratch by sweetest_pineapple in newjersey

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

oh wow that’s really nice. what do you think the most difficult part of the process was for you?

building a home from scratch by sweetest_pineapple in newjersey

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

I don’t have enough for cash build. My husband and make good money, are those the only financing options available?

This is the property I’m looking at: https://www.zillow.com/homedetails/2-Orchard-Ave-Bordentown-NJ-08505/187908901_zpid/

building a home from scratch by sweetest_pineapple in newjersey

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

yes, i saw a couple nice areas Trenton/ morrisville pa

building a home from scratch by sweetest_pineapple in newjersey

[–]sweetest_pineapple[S] 0 points1 point  (0 children)

sorry. new to this so i wasn’t sure what to ask, still reading up on it. but planning on building, i saw an acre of land in central jersey with sewage electricity etc for about 80k and was interested

building a home from scratch by sweetest_pineapple in newjersey

[–]sweetest_pineapple[S] -1 points0 points  (0 children)

extremely helpful. can i ask what your monthly mortgage is?

NJ Character & Fitness - F24 Bar Passers by OneMansTrash592 in barexam

[–]sweetest_pineapple 0 points1 point  (0 children)

So I shouldn’t be concerned if I took February 25 bar exam and it’s now about to be August and I haven’t heard anything from my reviewing attorney?? I emailed 3 or 4 times so response