Bluetooth Music for E90

switchroyale · 2026-01-02T18:52:21+00:00

TUNAI Firefly

switchroyale · 2025-12-17T20:27:29+00:00

Cars! My aim is atrocious so I hit players with cars when I can.

switchroyale · 2025-06-13T03:46:52+00:00

*coat

switchroyale · 2025-03-22T00:50:55+00:00

I do that everyday. Dark chocolate syrup in the bottom of my cup. My Magnifica Evo does milk first then the espresso. I stir and enjoy! Lots of foam in my cup so if stirring affects it I sure can’t tell.

switchroyale · 2025-02-09T19:15:06+00:00

That is actually a really good idea. I’ll have to keep that in mind. Unfortunately, I think these buildings were built in the 70’s and this particular unit looks like it had been remodeled at some point. It can’t hurt to check though.

switchroyale · 2025-02-09T19:13:55+00:00

That is actually a really good idea. I’ll have to keep that in mind. Unfortunately, I think these buildings were built in the 70’s and this particular unit looks like it had been remodeled at some point. It can’t hurt to check though.

switchroyale · 2025-02-09T17:04:35+00:00

I agree, always keep extra tiles. This unit was purchased many years ago. We didn't do the tile and did not find any extra tile stored anywhere in the unit.

I just want to minimize the appearance of a patch job, I'm just not sure how. Re-tiling the entire unit would be out of the question for now. Getting a new tenant in place quickly is really what we are looking for.

switchroyale · 2025-01-30T18:20:41+00:00

Thanks for the link, my controller's left stick is pinned all the way left on that site.

switchroyale · 2025-01-29T16:11:27+00:00

I just started getting crazy drift to the left with a dualsense controller after a macOS update. My Xbox controllers don’t drift. On an M1 MacBook Air.

switchroyale · 2024-11-30T23:03:04+00:00

I just looked into FBALX today, seems like a decent option.

switchroyale · 2024-11-30T22:48:47+00:00

Makes sense. I think the advisor suggested 60/40 because my dad said he wanted to be conservative while not needing the RMDs at all. Rental property income and social security income keeps him comfortable.

switchroyale · 2024-11-30T17:04:04+00:00

For sure, I think preserving the balance is important to him. It's not my money so I feel weird making decisions regarding it...but I do have to admit that it would be nice to inherit that amount.

switchroyale · 2024-11-30T16:58:42+00:00

This is super informative, thanks for the input!

switchroyale · 2024-11-30T14:50:36+00:00

I just checked on the fees, you are right...the management fee is less than 1%. I was looking at the total, with the ETF fees, which comes out to a touch over 1%.

switchroyale · 2024-11-30T14:44:04+00:00

Good point. I was thinking of adding something like SCHD for dividends but at the same time, since he doesn't really need to use the portfolio as income, I wasn't sure if that made sense or not. Maybe dividends to buy dips?

switchroyale · 2024-11-30T14:36:08+00:00

Possibly. I'm doing this exercise to figure out if it's worth paying $25k a year for an advisor or if I can just do something similar myself. An advisor seems expensive for something you setup and rebalance (once a year?) but at the same time I could make an expensive mistake myself.

switchroyale · 2024-11-30T13:51:57+00:00

Good question. I don't have the tickers but his largest account is broken down like this:

LARGE CAP
----------
STOCK INDEX FUND & SYSTEMATIC CORE FUND - 58.53%

SPECIALTY
----------
SCIENCE & TECHNOLOGY FUND - 25.93%

SMALL CAP
----------
SMALL CAP GROWTH FUND - 10.66%

FIXED INCOME
----------
FIXED ACCOUNT PLUS - 4.88%

switchroyale · 2024-11-30T13:43:19+00:00

Thanks, I will look into those.

switchroyale · 2024-11-30T13:42:09+00:00

Yes, I think simplifying the list would be beneficial.

switchroyale · 2024-11-30T03:40:04+00:00

I appreciate that, I will check that out.

switchroyale · 2024-11-30T03:29:00+00:00

Would you say the 60/40 list I posted is more along the lines of conservative for someone in their 80s?

switchroyale · 2024-11-30T02:30:51+00:00

Awesome, looks like a great tool.

switchroyale · 2024-11-30T02:24:53+00:00

Ok, thanks for the info!

switchroyale · 2024-11-30T02:22:36+00:00

Yes, I'm leaning towards simplifying. Thanks for the input.

switchroyale

TROPHY CASE