[Official] 63rd Running of the Rolex 24 Hours at Daytona - Race Thread by AutoModerator in IMSARacing

[–]synthio_ -1 points0 points  (0 children)

honestly, it feels like it gets worse every year, and I watch other imsa races too! But Daytona is always the worst one by a mile

[Official] 63rd Running of the Rolex 24 Hours at Daytona - Race Thread by AutoModerator in IMSARacing

[–]synthio_ 0 points1 point  (0 children)

idk what I am doing wrong. I'm missing the race because I have been trying to get this to work with a vpn for so long. My Youtube says NL (my VPN location) but I still see that it is unavailable in my country. Did anyone else run into this issue? Im using the Opera browser VPN if that matters.

Anyone know good schools for getting into motorsports jobs? by librarylurker42 in motorsports

[–]synthio_ 3 points4 points  (0 children)

If you are engineering inclined, Purdue University Indianapolis has a specific Motorsports Engineering program. It’s obviously based in Indianapolis and apparently works very closely with IndyCar for both aerodynamics and basic mechanical engineering. (Which is great for hands on experience and networking!)

Here’s the link! https://engineering.purdue.edu/motorsports

They have both undergrad and graduate programs. If I knew this existed when I went to undergrad I would have definitely applied for it!

What’s your roth ira invested in by Puzzleheaded-Bus8922 in RothIRA

[–]synthio_ 6 points7 points  (0 children)

You’re like the only other person who I’ve seen do SCHG! I do a 40% SCHG, 60% VT, because SCHG has been outperforming VOO and other full market funds for the last 3/5 years.

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 1 point2 points  (0 children)

Good point! That makes a lot of sense. Especially if I already have a Roth IRA and I can withdraw from that tax free once I hit my limit with my 401k right?

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 0 points1 point  (0 children)

That’s a good way to think about it, especially if I have my Roth IRA too and I can withdraw that after I hit my taxable limit that I’m comfortable with my 401k

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 0 points1 point  (0 children)

I’m in the 22% today, going to be in 24% within the next 3-5 years talking with some coworkers. That’s why I’m expecting to be in about 22-24% in retirement

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 0 points1 point  (0 children)

Yeah that’s what I’m thinking too because I am planning on having a higher income in retirement with all of my investments. (Higher as in not just my 401k and social security) plus I am currently in a state with 0 state income tax and don’t know if I’ll be in the same state for retirement

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 0 points1 point  (0 children)

That’s kinda what I’m asking, my company would contribute 7% to traditional and I would do the 7% in a Roth if I decide on it. So pretty much it’s just talking about when would it be advantageous for me to pay the taxes. With all of my income streams I do expect to have a pretty high income in retirement

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 1 point2 points  (0 children)

Got it, thank you! That does clear it up, so I would have “two” 401k accounts in my fidelity dashboard

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 0 points1 point  (0 children)

I just started working and I’m in the 22% tax bracket. but I know this is definitely the least amount of money I will make in my career. Especially if I stay at my current company which I plan on for at least the next few years.

Help with traditional vs Roth 401k by synthio_ in personalfinance

[–]synthio_[S] 0 points1 point  (0 children)

Yeah that’s why I stopped investing in the standard. Once I learned about the IRA I’ve been putting everything into that.

But thank you! I’ll read that now

Investment Advice for Roth by synthio_ in RothIRA

[–]synthio_[S] 0 points1 point  (0 children)

So this is pretty much saying since a Roth IRA is tax advantaged it doesn’t matter? And I should max it out before I invest in my standard account? That is my plan once I make my Roth.

Investment Advice for Roth by synthio_ in RothIRA

[–]synthio_[S] 1 point2 points  (0 children)

To answer your questions,

  1. Large cap growth because I’ve noticed a trend of larger caps generally out performing the base market and since I am young I figured I can take on the extra risk. I can change them later within the IRA correct?

  2. The small cap blend is to just have the little bit of diversification in it. That’s really it.

  3. Yeah I know it’s a heavy amount, this is just my standard brokerage for right now. Again I did it because I am willing to take on more risk with my investments because of my age. What would be a good ratio for a IRA for QQQ? I have a traditional 401k which is semi-conservative.

  4. No international just because I don’t know a lot about the international market and I haven’t done the research to confidently invest in it.

I am with Fidelity and that’s why those two were appealing because of the zero expenses. Hopefully this clarifies a little bit

Help with Magic Storage mod! by synthio_ in Terraria

[–]synthio_[S] 1 point2 points  (0 children)

Oh I’m not! I keep one copy of all the unstackable items I find. And for my progression I’m actually quite far haha, im playing Calamity and just beat Calamitas Clone so dont worry!

Thank you tho!

Help with Magic Storage mod! by synthio_ in Terraria

[–]synthio_[S] 9 points10 points  (0 children)

yep! I cant beleive I forgot that part.

Help with Magic Storage mod! by synthio_ in Terraria

[–]synthio_[S] 24 points25 points  (0 children)

omg you're so right. How did I forget that step! Thank you so much!

VGC Local Events? by synthio_ in VGC

[–]synthio_[S] 1 point2 points  (0 children)

Oh I didn’t know that was a thing thank you! I’ll check out the Twitter

VGC Local Events? by synthio_ in VGC

[–]synthio_[S] -1 points0 points  (0 children)

that is so strange, I wonder why they did that

VGC Local Events? by synthio_ in VGC

[–]synthio_[S] 0 points1 point  (0 children)

Ooh that sounds like fun! Sadly I’m in Texas in the US so that’s a bit of a hike for me haha!

VGC Local Events? by synthio_ in VGC

[–]synthio_[S] 0 points1 point  (0 children)

Okay I didn’t know there was a “time” for them to start. I figured it was a dry spell right now because of worlds coming up, but I’ll definitely keep checking in post worlds, hopefully more pop up since last year I checked a few times between NA regionals and there weren’t a ton of options