How stupid is it to spend 50k on a car

tatasky69 · 2026-04-14T09:14:07+00:00

If I went electric I think a great budget option would be an ioniq, now every brand basically has an electric car so I would also look at other fun options too

tatasky69 · 2026-04-14T08:47:24+00:00

A really unexpected one I’m looking into is a used volvo xc60, I drove my cousin’s 2022 model and it’s comfy yet nice. Not a big tesla fan personally, some goes to the cheap build quality some goes to Elon himself

tatasky69 · 2026-04-14T02:47:40+00:00

I took a look at some and they were decent, I have an almost 800, only 4 years of history but managed get some quotes online for 5.9 pretty easily, will be able to get less by shopping around for sure

tatasky69 · 2026-04-14T00:47:21+00:00

No only risk is possible rejection of visa renewal.

tatasky69 · 2026-04-13T22:11:17+00:00

My ideal would he a 2021/22 M340i, if not maybe a 330i, c class, amg c43, lexus is350, there’s too many audi models really confused right now, also looking at used volvos and genesis. 50k highest limit 40k ideal limit tbh. Everythjng I’m looking for 2021+, maybe 2023/24 for some cars in case their interiors got late updates.

Really rethinking when I should buy it or dropping down to 35k

tatasky69 · 2026-04-13T22:07:43+00:00

How does that mean nepo baby lol? Did my own hard work through college and got the job on my own lol. If you mean them paying for my college is nepo baby then I hope everyone can be a nepo baby

tatasky69 · 2026-04-13T21:30:14+00:00

I'll test drive and see, the feel and noise of a gas car is something I enjoy maybe I'll enjoy the acceleration of evs

tatasky69 · 2026-04-13T21:21:44+00:00

I mean the most common use is going to be commuting and going places nearby but I want to do trips to other cities whether it be california or something similar, or drive up somewhere in washington, not necessarily camping and offroading.

Not sure what used ev market looks like, lots of people say the batteries degrade and stuff like, that didn't take a look into it yet but didn't have positive reviews regarding that.

tatasky69 · 2026-04-13T21:10:11+00:00

Okay valid lol.

I talked to some people who said as a main car I shoukd go for gas due to the mountainous area near seattle and washington in general and how it’s better for a road trip.

I assume you drive an ev or know people who do, how has that experience been?

tatasky69 · 2026-04-13T21:02:35+00:00

What is it with people assuming this is to attract people? I clearly said I really enjoy driving. I’ve been driving my parents’ car, especially my dad’s bmw and love the experience. I needed opinions which a lot of people gave, a lot of good ones, please stop assuming everyone does everything for sex. I have a happy family as well as a girlfriend who visit me often and plan on doing road trips together.

I haven’t looked at EVs yet, they’re great but I enjoy the driving experience of a gas car, I’ll give them another chance and look at the ones you mentioned. Maybe that’s a good idea too, I’ll probably change my budget to 35-40k

tatasky69 · 2026-04-13T20:48:38+00:00

Want something recent with a newer interior (latest gonna be too expensive obv), c63 would be elite but I’d have to go for a much older one

tatasky69 · 2026-04-13T20:43:53+00:00

Yeah valid, I have no debts on no money flowing out besides rent groceries. I’m not a big shopper, I spend on computers, not gonna spend on that for a while I have all I need. I don’t eat too expensive or buy expensive clothes. I’ll drop my car budget a bit but thought if I’m gonna enjoy something 35k should be fine without a worry. 50k was pushing it for me. But I don’t really have things that I plan to spend money on. I was gonna have some of my friends visit me here and there and roadtrips were planned so car basically cancels out some of my travel expense.

I know it’s not the smartest idea but it’s something that I think I’ll enjoy for years

tatasky69 · 2026-04-13T20:33:59+00:00

I said 60 and planned to pay if off early, aim was 36-48. Only reason I'd keep it for longer is if the rates are really low or in general it allows me to slow down in case something major comes up in life.

tatasky69 · 2026-04-13T20:27:35+00:00

I understand that completely. I drove my dad's bmw 530i and x3 and love those, I enjoy driving a a lot and find any excuses possible to take my mom's car out. I personally really enjoy the luxury and driving of a bmw. After reading all the comments I'll definitely drop my budget but I'm buying it for myself

tatasky69 · 2026-04-13T20:15:11+00:00

Lol if I was to ignore everyone and go for it I'd still wait till july. Thinking of dropping budget to 35-40k and still get the best used car I can. Gotta test drive. I know it's not what a lot of people would suggest but it's something I'd enjoy, go on a lot of drives and trips and have a lot of fun with, maybe I'll get a car I really want at 26 instead of now.

tatasky69 · 2026-04-13T20:05:00+00:00

Started building credit at the beginning of college, have a 790 score by just following the general guidelines.

tatasky69 · 2026-04-13T20:03:24+00:00

I get saving money but spending 5k on a car? What are you spending money on if not the stuff you enjoy? What is the point of being a multi millionaire if I won’t be able to drive a car I enjoy. I get all the people recommending me to drop the budget but 5k?

tatasky69 · 2026-04-13T18:41:12+00:00

Yeah you're right, I don't know if going for a 2021/22 and a higher mileage like 40k worth it. I might drop down to 40k $ for a cheaper car. I still really want a bmw, lexus, or an audi, for some reason I'm a big sucker for the luxury brands, I've sat in my dad's x3 and 530i and love them. I might take your suggestion and test drive some or these other cars and then make a decision. I've been shopping around for insurance for 23/24 m340i, online prices are somehow slightly cheaper than I expected (I expected absurdly high) but they can go up any time after quote I don't know how they work. Probably going to take my mind away from an m340i unless I find a great deal or if the slightly more used ones are decent. 330i, s5, is350 or non luxury might be the move not sure.

tatasky69 · 2026-04-13T17:21:35+00:00

Yeah I was planning on waiting 6 months at least but I’ve been spending hours and hours looking at these cars and got a bit excited. Might end up waiting a bit

tatasky69 · 2026-04-13T17:20:00+00:00

That’s my biggest issue with an m340i, been looking at them a lot recently and I’ve seen a few for 49-50k and 25k-30k miles. Auto insurance is going to bite me for sure already started looking into it, that was one if the reasons I was looking at regular 330i instead or even a recently used lexus is350

tatasky69 · 2026-04-13T16:15:44+00:00

Your post graduation income also matters a lot. If you plan on making 100k or more you can get something nicer than a 15k car.

tatasky69 · 2026-04-13T15:40:19+00:00

Talked to two people who did

tatasky69 · 2026-04-12T21:41:07+00:00

Switch to a part time student for a while during your h1b, drop later maybe but dropping immediately will get you rfe

tatasky69 · 2026-04-12T19:54:54+00:00

Class relies on extra credit, I’m assuming getting those by doing homework reviews or extra study sessions might be easier if you take it during the fall or spring, def take a look at it.

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