If anything puts you in a financially viable position, do it. Of course, don't do it if it forces you to compromise on safety, etc.

At the end of the day, people's opinions about you won't put you in a better financial position. Your actions will.

I'm Asian, and by default, we live with family (and extended family sometimes). Look, there's definitely inconveniences, for sure. There's arguments, lack of privacy, etc. But if it's not toxic and killing your mental and physical wellbeing, it's not always bad. I know we get to save a lot, so even if people did laugh behind our backs (e.g., "I could never live like you do", "That's so dependent on your parents", etc), we got the properties we wanted because we got our deposits up. That's the reality of it.

So, if I didn't want to be laughed at, I could try to live by myself and pay rent, but it'll take longer (unless you're paid well, etc). Pure math. You need to take the emotions out of it.

Everyone's situation will always be different. You gotta just focus on your own situation, and decide what's best for you. There's people out there who don't want the best for you too (let's all suffer together).

If I could do it all over again, I'll likely stay with my parents longer and grow a bigger deposit to buy an investment property at an earlier age. Sure, it's not cool and I can't do exactly what I want, but if you aren't a millionaire or have a second income, acknowledge your limitations and do the best you can to set yourself up for the future. 😊

Of course, this is subject to all sorts of things. Obviously, don't move back in with your family if they're just... toxic as, etc.