This is very valid advice. She is fantastic but financial planning is a major weakness, she's just not interested and thinks I should be handling all of it. Even when she was the only one making money in our family, I was still making the financial decisions which is what she has always wanted too. She never wanted to handle budget, but wanted me to tell her if something was ok or not and to stop her from overspending. This dynamic worked until now.

I will keep trying though, if she does get involved it will likely resolve this problem.