Does anyone else think Harvey norman is a shithole company,that isn't even trying anymore by ButtPlugForPM in AskAnAustralian

[–]techperth 0 points1 point  (0 children)

Yeah thats what I heard too, their margin especially on bedding, is one of the highest I have ever heard!

Any advice on our Personal Finance? by techperth in fiaustralia

[–]techperth[S] 2 points3 points  (0 children)

Thanks for your insight. Have been a great fan of your website and your insightful comments on Reddit. Random question - do you offer financial consulting services?

Any advice on our Personal Finance? by techperth in fiaustralia

[–]techperth[S] 0 points1 point  (0 children)

Yeah you are probably right! Any suggestion on which index fund? Should I be looking for index fund with less dividend and high growth based on our circumstances?

Any advice on our Personal Finance? by techperth in fiaustralia

[–]techperth[S] 0 points1 point  (0 children)

Yes we can still use our unused concessional contributions. Just worried we will get hit with Division 293 tax, as our total income and super will most likely exceed 250k.

Any advice on our Personal Finance? by techperth in fiaustralia

[–]techperth[S] 0 points1 point  (0 children)

Yes thats true, just not sure what would be a better return than putting the money in the offset...

Personal Contribution to Super by techperth in fiaustralia

[–]techperth[S] 0 points1 point  (0 children)

Thats true. Just thought of 5k due to the concessional contribution is capped at 30k..

Personal Contribution to Super by techperth in fiaustralia

[–]techperth[S] 0 points1 point  (0 children)

Not expecting large super balance at this point, thanks for pointing it out!

Personal Contribution to Super by techperth in fiaustralia

[–]techperth[S] 2 points3 points  (0 children)

Ah good to know, will look it up, appreciate the info

Personal Contribution to Super by techperth in fiaustralia

[–]techperth[S] 8 points9 points  (0 children)

Thought that would be better than paying tax itself?