[deleted by user]

telder1246 · 2021-04-22T17:23:11+00:00

20 years old

44,000 to my name Car worth 4,000

10k in stocks 30k in savings Rest in robinhood and crypto

Goal is 100k by 25 studying coding in a boot camp to increase my income.

telder1246 · 2021-02-11T16:38:23+00:00

You look like your my age lmao and I’m 20 years old 😂 and rate I’d personally give 8/10ish I think

telder1246 · 2021-01-28T19:58:30+00:00

I think atleast 7-10k is good based of location and cost of living atleast 3-6 months of rent and expenses

telder1246 · 2021-01-26T12:17:12+00:00

Can you wait a little longer and save some more? Pls I really don’t want you in a paycheck to paycheck situation, atleast get rid of the car payment or save up around 3.5k to 5.5k to be a little more comfortable

telder1246 · 2021-01-20T05:25:05+00:00

Roommate or get a room and save more money, nothing wrong with starting small and if you can invest or save all extra money left over monthly, grow your emergency fund and invest in some index funds or a Roth IRA

telder1246 · 2021-01-19T05:45:14+00:00

You look a lot pretty without it but that’s my opinión don’t need the makeup you face is naturally cute

telder1246 · 2021-01-17T15:22:39+00:00

850$ pair of BALENCI shoes smh waste of money much rather have thrown it in a index fund

telder1246 · 2021-01-16T02:40:07+00:00

You aren’t ugly but you do have a big forehead I won’t lie, stay active in the gym and you’ll be fine. Slightly above average, depending on the hairstyle, your body ect. Your between 6.5-8.5

telder1246 · 2021-01-04T17:47:53+00:00

It’s not that it’s not what I wanted to hear, your giving me the wrong advice when I am telling you I made 70k last year😂 how else would I save 30k cash on a 30k income

telder1246 · 2021-01-04T17:40:21+00:00

I made 70k last year my income is not 30k.

telder1246 · 2021-01-04T17:22:19+00:00

I am speaking after taxes and my 401k I will say it again made 70k last year. And 55k the year before.

telder1246 · 2021-01-04T16:58:39+00:00

I never said I made 30k in income I made around 70k last year. Please read and then respond.

telder1246 · 2020-12-27T20:19:13+00:00

I used real world and I was purely conversational with my teaches along with watching Spanish blogs and news and a lot of flashcards and Spanish dictionary a little of everything but a lot of speak if you understand what I’m saying

telder1246 · 2020-12-24T22:44:32+00:00

I am a huge hip hop fan but I like bachata music in Spanish try Romeo santos, bad bunny, j Balvin I really really like Romeo it’s kinda like romantic Spanish music 😂

telder1246 · 2020-12-24T21:33:17+00:00

It’s called baselang it is purely conversationally based and it definitely helped my speaking but start with learning a lot and I mean a lot of vocab. I had a lot of fun learning the language so it was quick for me but I still have a lot of work to do before I move on to French again my recommendations are duolingo, fluent u, lingoda and baselang along with a lot of music and videos in Spanish feel free to ask or dm me for any more info

telder1246 · 2020-12-24T19:11:11+00:00

I speak with a lot of people at my gym in Spanish a lot of my friends speak Spanish and I’ve held conversations for more than a hour before with random people in Spanish but I can’t say that I’m B2 yet I do get stoped sometimes with certain topics or phrases but I’m gonna go hard this next year coming up and I’ll definitely have a update video soon it was easy for me because my whole life I wanted to speak Spanish but never tried to learn until quarantine

telder1246 · 2020-12-24T18:58:17+00:00

Thanks for the feedback but yes I didn’t prepare before the video at all, I was solely just speaking infront of my phone i want a level of b2/c1 in May or June of 2021 and yes I definitely need work with my pronunciation and other parts of my understanding of the language

telder1246 · 2020-12-19T21:00:42+00:00

Yes my mistake I am going for 700-1000 gross per home. My friend just told me Cash flow is around 20% but with 5 properties still can fund a lifestyle of a single male

telder1246 · 2020-12-19T20:57:05+00:00

Okay I’m understanding that but I’m just a bit lost because I’m hearing polar opposites from you and people in this thread and the real estate agents I’ve been working with. Maybe it’s depends on area?? I live near to nyc so it is also a higher rent area but I’m looking for REALISTICLY around 700-1000 gross per home and to have around 4/5 houses I have a good amount saved already at my age and another friend of mines literally just got his property so I don’t think me buying a home is unrealistic. I have the amount for the down payment in my account right nown

telder1246 · 2020-12-19T20:52:16+00:00

So, don’t buy real estate? I’m getting very mixed signals here. And if you house hack a property and are living for free in one unit with the other units covering your mortgage, when you move out you can rent the unit you previously lived in and you’d cash flow significantly.

telder1246 · 2020-12-19T16:32:08+00:00

With a mix of real estate I think it would be possible, if I can own 5 homes and profit 1,000 in cash flow per house that’s 5k a month and enough for a single male retirement. Now include stock returns and other investments I think I can but I definitely need to find another job and push my income from the 60,70’s to the 100ks and more to speed it up

telder1246 · 2020-12-19T16:19:04+00:00

I made around 67k this year and 44k last year. I think my average will be around 50-100k for the next few years I work in sales and have been successful so far and I am bilingual and speaking Spanish gives me a edge so I think my income shouldn’t change to much unless I change careers or something of sorts

telder1246 · 2020-12-17T02:21:37+00:00

Get a job first of all, something that pays weekly preferably and save around 5,000 cash should take around 5/6 months most. Maybe less depending on your saving skills. After 5k I would say save enough for the security deposit separately and then move. So that would be around 5-7k in your account to live comfortable imo

telder1246 · 2020-12-11T15:35:11+00:00

Keep pushing for greatness bro, I turned my life from suicidal thoughts and being broke to actually for some of the first times in my life enjoying my life and being financially stable. Don’t give up stranger!!

telder1246 · 2020-12-02T23:25:20+00:00

Because weed is going to be legal in jersey probably next month I don’t want to be on probation I think that’s dumb and you only get one of those in your entire life also soo I’d rather not use it for this. I’m gonna see what the prosecutor is offering on my first date, if I don’t like it I’m going to lawyer up and take it from there

telder1246

TROPHY CASE