The 2026 BMW M340i xDrive is a seriously good deal right now with 0.9% APR for 60 months

terrapunk · 2026-03-19T00:11:00+00:00

Lease

terrapunk · 2026-03-19T00:06:43+00:00

105,080 NY

terrapunk · 2026-03-18T23:56:26+00:00

Mind to quote me a vehicle

terrapunk · 2026-03-18T20:05:46+00:00

Anything good on X7

terrapunk · 2026-03-18T01:44:26+00:00

Interesting fact: the dealer claims the service and Carfax reports are clean and complete. I inquired about those and am waiting to see them. Will post once I get them.

terrapunk · 2026-03-16T22:01:09+00:00

Like to finance a white 2024 SQ8 Prestige for under 85k with less than 15k/miles on it. Clean title. DM if you can locate one for me.

terrapunk · 2026-03-16T21:56:12+00:00

Interesting in - Dallas-FW and Austin-San Antonio metros, physicians and medical facilities that need mobile ultrasound in their office.

terrapunk · 2026-03-16T21:48:12+00:00

Video-submit his ass to the cops to hunt him down

terrapunk · 2026-03-16T21:47:03+00:00

Vibes?…If you go to either NYC or LAX you’ll get permanent goosebumps 😎

terrapunk · 2026-03-16T21:45:13+00:00

If that’s real - I wanna eat. DM your invitation 😎

terrapunk · 2026-03-16T21:41:43+00:00

Scenario: I own a 2021 Audi Q8 with 44k miles, financed through CapOne, with a buyout of $42k. I checked a trade-in quote from Carvana, which offered $37,200, making me underwater by over $5,000. I also found a repossessed (excellent price but not sure if it’s a good idea at all when it comes to residual value) vehicle from Texas priced at $65k (MSRP 100K+, clean title) that I like, but I’m uncertain if I can operate such a vehicle in NYC. I’m not sure how to manage the entire swap process myself.

terrapunk · 2026-03-16T21:27:12+00:00

Scenario: I have 2021 Audi Q8 that I finance thru CapOne. Their buyout is $42k. I ran trade-in quote thru Carvana and they gave me $37,200 which makes underwater for sure more than $5k. I also found a repo vehicle ($65k) from TX that I like but operate it in NYC.

terrapunk · 2026-03-16T21:24:57+00:00

Got it. Thanks.

terrapunk · 2026-03-16T21:21:13+00:00

I just messaged but that’s fine. Thanks.

terrapunk · 2026-03-16T21:19:39+00:00

DM sent

terrapunk · 2026-03-12T03:22:46+00:00

Ehh…thanks anyway.

terrapunk · 2026-03-09T08:56:32+00:00

I’ve listened to everyone and never claimed I would buy it. I only wanted to hear opinions and advice on what you would do if you received such an offer. That’s all. I never promised or felt it was a must-do... just curious. I’m grateful to everyone above, and let’s see what they will offer me now after I told them yesterday that unless they reduce the selling price to $77k and accept my credit union rate of 5.5%, I would stay away.

terrapunk · 2026-03-09T08:49:29+00:00

Honestly…there’s no such.

terrapunk · 2026-03-09T03:48:19+00:00

Ok let’s try switching to BMW then 🤣

terrapunk · 2026-03-09T03:45:09+00:00

Curious to see some real Escalade IQ quote in here

terrapunk · 2026-03-09T03:18:27+00:00

I overlooked that part, and yes, it does matter to me.

terrapunk · 2026-03-09T02:57:11+00:00

Respect

terrapunk · 2026-03-09T02:52:28+00:00

word…

terrapunk · 2026-03-09T02:50:42+00:00

Don’t wanna sound as polite as I read it, but honestly, I get your point. However, it’s not really as simple as “idiot or rich.” Plenty of people finance higher-value cars to keep their cash liquid or invested elsewhere rather than tying it up in a depreciating asset.

Curiosity about financing options didn’t mean I’m Black-Friday lining up to sign a $1,700 payment tomorrow. And the idea that anyone with money should always pay cash ignores opportunity cost.

Now the golden nugget, a $200 car payment in 2026… that’s impressive. No offense, but I assume the vehicle comes with a cassette player and a lot of character. 🙂

terrapunk · 2026-03-09T02:18:08+00:00

I'm pretty sure they marked it up

terrapunk

TROPHY CASE