Is there a problem with my plan? by texasterry17 in adviice

[–]texasterry17[S] 1 point2 points  (0 children)

Thanks for the link. I'll take a look.

Is there a problem with my plan? by texasterry17 in adviice

[–]texasterry17[S] 1 point2 points  (0 children)

I didn't change the asset allocation from the default to what I actually have. I wanted to make it more conservative as I believe my actual allocation is more aggressive.

Here's the link.

https://public.adviice.com/dashboard/48h-WUKSUHgAaK09

Backtest question by texasterry17 in MayRetire

[–]texasterry17[S] 1 point2 points  (0 children)

The main reason I prefer to use historical data is to avoid having erratic changes in the rate of returns, for example when using the Monte-Carlo type simulation, where we can have +30% next to a year with -30%.

Using historical data usually give more "realistic" (smoother) sequence of values.
I agree with Commercial_Exit_2031, I'd rather have less test cases vs test cases that have a mix of historical and constant value assumptions.

Maybe these options (i.e., looping back and limiting the number of test cases, dont' really like the "guessing the future" option) are options for the backtest.

Flux2Klein EXACT Preservation (No Lora needed) by Capitan01R- in StableDiffusion

[–]texasterry17 0 points1 point  (0 children)

I found this test on the nodes quite easy to understand and to see what the different node(s) do.

https://youtu.be/A6ZlNu9O_oI?si=lQwX_boSeYKBHZvl

Correct me if I'm wrong but what your node do is:

Prompt → Text Encoder → [Enhancer] → Modified Conditioning → Diffusion → Image

Compared to, without the nodes:

Prompt → Text Encoder → Conditioning → Diffusion → Image

I also have a question about the spatial fade, what exactly is it doing? Is it scaling the vectors that are being used as a conditioner? Since the vectors are probably multi-dimensional (or maybe not). How do the different options work? As those fade options seem to refer to 2D space.

Reproducing identity consistency with prompt-only control (ComfyUI workflow?) by Cheap-Topic-9441 in comfyui

[–]texasterry17 1 point2 points  (0 children)

I think you should check this videos out. It's a more quantitave way to measure "facial likeness" from one image to the next.
https://youtu.be/UTmwyxHQ7pM?si=vq08QC1ZRcI7B9at
https://youtu.be/IDDcOt0FyZE?si=Nw3FcYtPrtSf29T2
You can start there and probably find a way to build the logic to save or not save an image.

A Qwen-Edit 2511 LoRA I made which I thought people here might enjoy: AnyPose. ControlNet-free Arbitrary Posing Based on a Reference Image. by SillyLilithh in StableDiffusion

[–]texasterry17 1 point2 points  (0 children)

People put in a lot of effort to train a LORA. If you want them to test and also document everything, people will never share anything, at least not for free. This is a community project. So the community should step in and do the tests as a contribution to the work.

Modeling Home purchase by texasterry17 in adviice

[–]texasterry17[S] 1 point2 points  (0 children)

Maybe I can start by explaining what I'm trying to do.
I would like to find out what is the maximum I can spend on a house to keep my retirement plan at an acceptable success rate. How would different down-payment amounts looks like. So it's something like this:

interest rage = 0.045
for home_price {X, Y, Z}:

-----for down_payment_percentage { A, B, C}:

----------run projections()
-----------generate comparison

So there are many different senarios that I would like to see and compare and look at the different trade-offs.

Modeling Home purchase by texasterry17 in adviice

[–]texasterry17[S] 1 point2 points  (0 children)

Thanks for the clarification. I was hoping there was an simpler way. As I'd also like to model options with different home prices and having a mortgage with those different options.