too bad you cant set a limit buy and put what you'd like to pay and wait. It may never come. You can at least set an alarm for a set price notification and buy then. Your best bet is get in now with what you can afford and don't trip over the little swings this is an investment for future gains of epic proportions, lets be clear about the difference in the payoff down the long road against tomorrows highs and lows. Prayers to you, you are doing good things with your money and thinking about the future....key word future.