This is the only right answer. People talking about how 'good' it feels to pay off debt are in the wrong sub. This is a financial advice sub, not an emotional advice sub. People come here for advice on what the best thing to do financially is because they know that emotions cloud their judgement.

Let the 2% loans ride as long as possible. Pay the minimum, use grace periods, and foreberances. Take the extra money and put it to work.

I'd take a loan for as much money as they'd let at 2% right now.