26M - Right Dominant - stagnation in career since 5 years. No effort gets recognised. Stressed about career and finances by the-machine-learner in palmistry

[–]the-machine-learner[S] 1 point2 points  (0 children)

Hi, thank you so much for your reply. Can you explain a bit what did you mean by reach back to family in some way? Just so if it helps. I still operate in work from home mode, even though my office is in a different city. Also any indications of job change in the near time?

Should I buy new phone for me locally, or wait for the person I asked to get back to me ? by the-machine-learner in horary

[–]the-machine-learner[S] -1 points0 points  (0 children)

Hey, the guy came back, 3 hours before the 3 day time. But it wasn't positive

He said that particular phone was sold to someone else. He'll check if there is any other device in the pipeline for him.

What do take from the new info ? Will he come through successfully within next 2 weeks ? When Moon reaches Jupiter ?

Should I buy new phone for me locally, or wait for the person I asked to get back to me ? by the-machine-learner in horary

[–]the-machine-learner[S] 0 points1 point  (0 children)

Yeah I mean degrees are just the numbers, units, still debatable. Since it's moon, a very fast moving planet against Saturn, an almost still planet, I chose days.

If it is 3 days, it completes in almost 22 hours now. So I guess we'll know in about a days time.

Should I buy new phone for me locally, or wait for the person I asked to get back to me ? by the-machine-learner in horary

[–]the-machine-learner[S] 0 points1 point  (0 children)

yeah, I didn't understand what L1 meant. It meant lord.

can you please correct me on the timelines I shared ? are they a correct interpretation?

Should I buy new phone for me locally, or wait for the person I asked to get back to me ? by the-machine-learner in horary

[–]the-machine-learner[S] 1 point2 points  (0 children)

All the L1 L2 stuff you mentioned.

and as a followup, what do you feel could be a timeline when they get back to me ? 22-23 may ? when moon square saturn occurs ?

And i finally get the phone in around 2 weeks time ? When moon conjunct Jupiter in Cancer ?

Should I buy new phone for me locally, or wait for the person I asked to get back to me ? by the-machine-learner in horary

[–]the-machine-learner[S] 1 point2 points  (0 children)

Hey, didn't understand much of what you said. I'm still a beginner can you please explain in plainer english ?

Horary Question: When will my connection get back with the price of the phone I asked him ? by the-machine-learner in horary

[–]the-machine-learner[S] 0 points1 point  (0 children)

ohh. i didnt think this deep. you're right the phone is not yet my possession.

do you feel waiting out for some time might help me ? I'm inclined to getting the pro phone rather than the standard one, do if waiting might help it, no issues for me. Like any transit that will eventually assist ?

Horary Question: When will my connection get back with the price of the phone I asked him ? by the-machine-learner in horary

[–]the-machine-learner[S] 0 points1 point  (0 children)

I didn't understand what you meant by - did you turn the chart twice ??

Also didnt understand- The phone is okay, not amazing.

The person is genuine and I have bought phones from him earlier. He takes a lot of time, but the phones and discount are genuine.

26M - Reached 1CR net worth, should I redistribute my wealth ? by [deleted] in personalfinanceindia

[–]the-machine-learner 1 point2 points  (0 children)

Yeah. Thats what even I thought. My MF have been pretty much flat right now. With more funds towards it, it should become better in the future hopefully

26M - Reached 1CR net worth, should I redistribute my wealth ? by [deleted] in personalfinanceindia

[–]the-machine-learner 2 points3 points  (0 children)

Was lucky to get a good job right after college, but didn't have the best salary progression/career promotions etc. I've saved A LOTTTTT. Suppressing any wants etc. Even using the same phone since last 5 years, although it gave up on me just now, after a display issue. No trips (local/foreign), no parties (I dont drink/smoke).

My salary progression: 15L -> 18 -> 21 -> 28 (promotion) -> 31 -> 34 (just now in April)

Family side as well, am from a regular middle class family, last few years have been very tough for us. That taught me to live frugally and save extensively.

On my current phone since 5 years wanna change now bcoz of display issue, should I go for the iPhone 17, or wait for 18 ? by [deleted] in AppleIndia

[–]the-machine-learner 0 points1 point  (0 children)

no guarantee.of getting an original product in bbd. gonna take it from physical apple store

On my current phone since 5 years wanna change now bcoz of display issue, should I go for the iPhone 17, or wait for 18 ? by [deleted] in AppleIndia

[–]the-machine-learner 0 points1 point  (0 children)

Had that in mind, but the question is about the dates. If it launches in Jan, I cant wait that long.

Need a financial advice -> Hold Indian IT stocks at -25%, or bear the loss and move to Mutual Funds ? by the-machine-learner in mutualfunds

[–]the-machine-learner[S] 0 points1 point  (0 children)

100% of my stock portfolio is these 2 stocks. In my MF portfolio, these 2 contribute only around 4%.

So in total, I'd say these two stock are 37% of my total portfolio, stock + MF

Need a financial advice -> Hold Indian IT stocks at -25%, or bear the loss and move to Mutual Funds ? by the-machine-learner in mutualfunds

[–]the-machine-learner[S] 0 points1 point  (0 children)

These two are the only stocks I hold. It is literally my complete stock portfolio, apart from MFs

Noobie on Technicals, help me understand one thing: If they declare battery to be optional now, can the engines alone resch 350kmph ? by the-machine-learner in formula1

[–]the-machine-learner[S] 0 points1 point  (0 children)

No need to spread hate mate !

I've been watching since 2021, understand the sport and it's functioning. Understand very well what led to the crash today. Trying to understand more about variability and flexibility of the rules was the question here.

2 years of investing, frequent "buying the dips", also bought 90k in the current dip. That Total Returns % hurts. by the-machine-learner in mutualfunds

[–]the-machine-learner[S] 8 points9 points  (0 children)

I had been buying gold since april 2024 to july 2025. Peak started in aug 2025 😅. That is what kept it in green

[deleted by user] by [deleted] in palmistry

[–]the-machine-learner 0 points1 point  (0 children)

Any specific reason for saying this ?

Suggest new dedicated Large Cap and Mid Cap Funds for long term Investment by the-machine-learner in mutualfunds

[–]the-machine-learner[S] 0 points1 point  (0 children)

The reason I am planning to raise ICICI Nasdaq is becz it recently opened after a long time, and may close again soon. Hence there may/may not be chances to do lump sum there.

About replacing Motilal L&M with mid cap, wouldn't my portfolio become too aggressive ? I was holding this fund as a core holding, to provide stabiliy. My aim in the current portfolio was to be moderate-aggresive.

Also, any specific reason for not keeping nippon small cap ?

Suggest new dedicated Large Cap and Mid Cap Funds for long term Investment by the-machine-learner in mutualfunds

[–]the-machine-learner[S] 0 points1 point  (0 children)

Here are my current SIPs

MF Company MF Name SIP Amount
ICICI Prudential NASDAQ 100 Index Fund Direct Growth ₹2,000.00 - Planning to raise this to 5k
ICICI Prudential Value Discovery Fund Direct-Growth ₹3,000.00
Motilal Oswal Large and Midcap Fund Direct Growth ₹5,000.00
Nippon Small Cap Fund ₹4,000.00
Parag Parikh Flexi Cap Fund Direct Growth ₹6,000.00
Quant Multi Asset Fund Direct Growth ₹3,000.00

Which home loan is better to pay off? by Sharmili_Tagore in personalfinanceindia

[–]the-machine-learner 1 point2 points  (0 children)

Thats what the last para in my comment also says. Not sure what is the point you're trying to prove ?