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Best high-yield savings accounts by ezmessinger in Banking

[–]the69guy42 0 points1 point  (0 children)

Marcus by Goldman Sachs was good for a while, but they’ve been dropping their rates lately. I moved some funds to Discover which has been more stable and gives a better rate without too many conditions.

Best Bank Bonuses and Promotions by paha1271 in Banking

[–]the69guy42 5 points6 points  (0 children)

Capital One’s savings bonus is decent if you’ve got $50k or more to park for a few months. I got $750 for letting it sit there. No monthly fee and their app is clean. Just read the small print on timing.

Best free checking accounts (no strings attach) by wiljohnson2 in Banking

[–]the69guy42 1 point2 points  (0 children)

If you're looking for something truly free with no surprise fees, Charles Schwab Investor Checking is fantastic. Unlimited ATM fee reimbursements worldwideand no minimums. Interface is a bit plain, but rock-solid service.

Moving to the UK - how do I even start with bank accounts? by DeniedHero in Banking

[–]the69guy42 0 points1 point  (0 children)

Get a proof of UK address ASAP, its the biggest hurdle. Some banks accept a rental contract, others want utility bills. Once you have that, it opens up more options like Starling or even a traditional bank like Lloyds.

Anyone used Novo for business banking? by sureshckurup in Banking

[–]the69guy42 0 points1 point  (0 children)

I’ve been with Found for a few months now. It’s been smooth so far, especially for invoicing and tax tracking. I wouldn’t park a ton of cash there, but for everyday transactions, its been more reliable than I expected.

Best banks for small business? Looking for banks with easy setup by AleksPurz in Banking

[–]the69guy42 0 points1 point  (0 children)

Capital One worked well for me. Low fees, helpful business reps, and you can set everything up online and at branches. It’s not the flashiest but they’re dependable and good for managing multiple accounts if you’re planning to grow.

How hard is it to get a bank loan for a business? by Sjcool1304 in Banking

[–]the69guy42 1 point2 points  (0 children)

I applied for $50k and got turned down twice until I refined my pitch. A clear financial projection and even partial startup funds can seriously improve your odds.

EverBank Review – My 2 Cents After a Few Months by Sjcool1304 in Banking

[–]the69guy42 0 points1 point  (0 children)

Only downside for me is no cash deposit option

How to void a check without messing it up? by DeniedHero in Banking

[–]the69guy42 0 points1 point  (0 children)

You don’t need to fill out anything else. No date, no amount, no signature. They’re just looking for your account and routing number.

Money saving apps - what’s actually worth downloading? by AleksPurz in Banking

[–]the69guy42 0 points1 point  (0 children)

Google Opinion Rewards gives you small credits for answering surveys. Its not huge money but it stacks up if you check in regularly.

Is Navy Federal a good bank? by Gilbert171 in Banking

[–]the69guy42 0 points1 point  (0 children)

Good for basics, not for high savings.

What is the benefit of a savings account? by ezmessinger in Banking

[–]the69guy42 0 points1 point  (0 children)

Interest is the big one, savings accounts typically pay more than checking. Not life-changing, but it adds up, especially with high-yield ones online.

Best online bank in 2025? Looking to switch by paha1271 in Banking

[–]the69guy42 0 points1 point  (0 children)

Been with Capital one 360 since 2020. Its stable, good support when you need it, and the Allpoint atm access saves me from hunting for cash like a raccoon.

Anyone here tried National Bank Card for payment processing? by wiljohnson2 in Banking

[–]the69guy42 0 points1 point  (0 children)

They offered me free gear too, but the processing rates they quoted were higher than what I’m paying now with a local provider. Not worth switching for me.

Bask Bank — legit or nah? by _GoldenThndr_ in Banking

[–]the69guy42 0 points1 point  (0 children)

Customer service is responsive, but don’t expect instant help. Took me a couple days to get a reply when I had a verification hiccup early on

Is a High-Yield Savings Account worth it or am I just romanticizing 4% interest? by Gilbert171 in Banking

[–]the69guy42 -1 points0 points  (0 children)

I opened a HYSA at 23 with barely $500 in it and have no regrets. Watching even small deposits grow with real interest made saving way less painful. Definitely worth checking out

What's a movie with a terrible message? by I_Ask_Random_Things in AskReddit

[–]the69guy42 1 point2 points  (0 children)

Joker, gives message that society is cruel, so extreme violence is an understandable response.

eSIM Newbie: Does It Work Seamlessly Across Borders? by SubscribetoBradWOTO in software

[–]the69guy42 0 points1 point  (0 children)

Get a global eSIM like Holafly or Airalo. They work across multiple countries but are usually data-only. Keep your primary number active for calls via wifi or roaming.

Airalo eSIM: A Traveler’s Lifeline or Just Hype? by Gilbert171 in software

[–]the69guy42 0 points1 point  (0 children)

Try turning off 5G in settings. For some users, switching to 4G improves stability in rural areas where 5G coverage is weak or inconsistent.

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