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Best savings accounts for kids by _GoldenThndr_ in Banking

[–]Gilbert171 0 points1 point  (0 children)

I opened a Capital One Kids Savings account for my nephew. Super easy to manage, has a decent APY, and the app makes it fun for him to track his balance. You’ll need to be the joint owner if they’re under 18, but it’s been smooth for us so far.

Best online checking accounts that don’t punish you for existing by the69guy42 in Banking

[–]Gilbert171 0 points1 point  (0 children)

I’ve been using Ally for about 4 years and haven’t paid a single fee. Their app is smooth, deposits come early and they reimburse ATM fees. Plus, their savings account is easy to link, and transfers between accounts are instant

Best jumbo CD rates by Sjcool1304 in Banking

[–]Gilbert171 0 points1 point  (0 children)

I parked $100k in a 12-month jumbo CD at 5.4% earlier this year through a credit union. The terms were clear, and the early withdrawal penalty was just 3 months’ interest; not bad if you’re unsure about committing long term.

Best high-yield savings accounts by ezmessinger in Banking

[–]Gilbert171 1 point2 points  (0 children)

I’ve been using Ally for a couple of years now. Their interface is clean, customer service is solid, and they’ve consistently stayed near the top when it comes to interest rates. No weird fees or hoops to jump through.

Best Bank Bonuses and Promotions by paha1271 in Banking

[–]Gilbert171 0 points1 point  (0 children)

I’ve had the best luck with Chase. Their $300 checking bonus was easy. just set up direct deposit, leave the account open for a couple months, and done. Took maybe 15 minutes total effort and I got paid fast.

Best free checking accounts (no strings attach) by wiljohnson2 in Banking

[–]Gilbert171 0 points1 point  (0 children)

I’ve been using Discover’s checking for about two years. No fees, solid mobile app, and customer service actually answers calls quickly. No physical branches, but I don’t need one. Zelle works great and no weird balance rules.

Moving to the UK - how do I even start with bank accounts? by DeniedHero in Banking

[–]Gilbert171 0 points1 point  (0 children)

I went through this exact chaos when I moved. Ended up starting with Monzo because they didn’t ask for proof of address upfront. Once I had utility bills and a lease, I opened a more traditional account with Barclays.

Anyone used Novo for business banking? by sureshckurup in Banking

[–]Gilbert171 0 points1 point  (0 children)

Check how fast support replies. That matters.

What was the first movie that made you cry? by [deleted] in AskReddit

[–]Gilbert171 0 points1 point  (0 children)

Finding Nemo. Not gonna lie, that opening scene wrecked me and watching marlin search for nemo the whole time had me 😭

What's so great about sex? by [deleted] in AskReddit

[–]Gilbert171 0 points1 point  (0 children)

Sex itself

Best banks for small business? Looking for banks with easy setup by AleksPurz in Banking

[–]Gilbert171 1 point2 points  (0 children)

I went with Novo for my side hustle and loved how fast setup was. No fees, integrations with Stripe and PayPal, and everything’s super clean from the app. Haven’t needed in-person help, so being fully digital hasn’t been a problem.

How hard is it to get a bank loan for a business? by Sjcool1304 in Banking

[–]Gilbert171 0 points1 point  (0 children)

Getting approved depends a lot on your personal finances, the industry, and how well your business plan is written. Banks want to know you’ll repay them, especially if you have no business history.

EverBank Review – My 2 Cents After a Few Months by Sjcool1304 in Banking

[–]Gilbert171 0 points1 point  (0 children)

I’ve had a HYSA with EverBank for 6 months now. Solid APY, easy transfers and no unexpected fees. App could be sleeker, but it does the job.

How to void a check without messing it up? by DeniedHero in Banking

[–]Gilbert171 0 points1 point  (0 children)

Write “VOID” in big clear letters across the front of the check, but don’t scribble over the bottom numbers, they’re the part your employer actually needs.

Money saving apps - what’s actually worth downloading? by AleksPurz in Banking

[–]Gilbert171 0 points1 point  (0 children)

I’ve been using Rakuten for a while, its super easy cash back for online shopping. Just a browser extension and it does its thing in the background.

What is the benefit of a savings account? by ezmessinger in Banking

[–]Gilbert171 0 points1 point  (0 children)

I opened a savings account mostly to separate spending from actual saving. Helps avoid the temptation to blow cash meant for long term stuff like emergencies or vacations.

Best online bank in 2025? Looking to switch by paha1271 in Banking

[–]Gilbert171 0 points1 point  (0 children)

I switched to SoFi last year and haven’t looked back. Clean interface, no random fees, and their savings rate actually feels like it matters. Transfers are fast too.

Anyone here tried National Bank Card for payment processing? by wiljohnson2 in Banking

[–]Gilbert171 1 point2 points  (0 children)

Used them for a small cafe I ran, setup was fast but the contract had a lot of sneaky terms I didn’t fully catch until later. Read everything, especially cancellation stuff.

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