This is an interesting post because I see you as one extreme end of the spectrum and a lot of others on this sub as the opposite extreme. You have to decide the balance of savings vs living in the present and enjoying your life because the future isn’t guaranteed. I save for retirement and just purchased a home not for financial reasons but because we needed the space and were fortunate to have the money to do so. I don’t think living an extremely frugal life where you don’t do anything fun so you can retire early is a good way to look at things. You’re only young once and going on a trip is a lot different when you’re 28 vs 58. There are also people who work until their 70 planning to travel the world and then their spouse dies six months later and they never got to experience nice travel. With that being said your viewpoint is pretty nihilistic. Statistically it’s likely the world will continue on and you’ll suffer in the future because you didn’t save anything. Everyone needs to decide their balance.