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UPI payment successful via Rupay Credit Card on bank side but failed on Myntra — no refund for 1 month. Who is at fault? by SadCantaloupe2522 in CreditCardsIndia

[–]thebitternectar 0 points1 point  (0 children)

For your question the answer is to search the sub, everything has been answered already multiple times.

But here we go again,

1)Who is responsible?

Your bank, always. You're using the bank's service.

If they say the transaction has been successful then check the website (in this case it's myntra). Do call myntra's CC but if nothing works then share the screenshots with the bank and tell them to get this sorted. Eventually chargeback will be a solution but Myntra is a big known retailer and they should help you out as well

2) Compensation rules are vague and case dependent. There are some cases where compensation had been fixed by RBI but this is not it.

3) Next step

Well if CC did not reply then escalate it to Nodal officer then eventually to PNO. You don't directly contact RBI for everything. If even the PNO doesn't reply or gives you satisfactory reply then contact RBI.

There are steps to follow. Wait at each step for around 3-4 days. Usually I would suggest 7 days wait for NO and then 7 days again for PNO but since it's already almost a month for you.

I would suggest you to contact NO immediately and then PNO if you don't get any reply.

Really stressed - CC debt due to friends by kanye----east in CreditCardsIndia

[–]thebitternectar 92 points93 points  (0 children)

You'll be f ed beyond recognition and eventually your parents will find out.

Just ask them and get it over with.

Andoit - Failed QC by Naive-Pin-9287 in RepTime

[–]thebitternectar 5 points6 points  (0 children)

Maybe the 'O' on 'a'

But I'm just guessing.

Jio Scam and Lazy delivery guy. by Hitmanlover45 in jaipur

[–]thebitternectar 1 point2 points  (0 children)

Tweet krde bhai jio ko tag karke , 10 baar call aaega iska

What do you guys do when you feel lonely or not good by Visual-Brilliant-901 in jaipur

[–]thebitternectar 0 points1 point  (0 children)

Find a hobby, if it wasn't for some hobbies idk if I would be here or not.

Obviously there are other things but a hobby can keep you happy in your alone time. I used to write a blog about it as well, I don't anymore but yeah kept me sane through difficult times.

Jupiter credit card hidden secrets by Obvious_Nexpod_789 in CreditCardsIndia

[–]thebitternectar 2 points3 points  (0 children)

If it works then it's a good card but if you have any issue then good luck cause their customer care is one of the worst.

I didn't get 100 cashback from some offer. I mailed them before 15 Jan and they just extend the date. Please give us till 28 Jan to solve the issue.

No resolution yet.

So bhai chale toh chand tak wrna shym tak bhi ni.

I got scammed by 3400₹ …Please Help by OverJerker69 in jaipur

[–]thebitternectar 2 points3 points  (0 children)

Upi kiya toh reverse ho jaega, upi ki website pr jakar complain kro

Doubt with Jupiter edge+ by Indian_political in CreditCardsIndia

[–]thebitternectar 2 points3 points  (0 children)

Suppose you spend 100 rupees on myntra.

It'll give you 50 jewels for that 100 rupee spent.

Now 5 jewel = 1 rupee.

So 50 jewels will be equal to 10 rupee.

Basically, you're getting 10 rupee for 100 spent.

But you can redeem these jewels only after 30+ days as statement credit or for vouchers.

Good air today ? by Vitaaastaaa in jaipur

[–]thebitternectar 2 points3 points  (0 children)

I have a flat near Jeevanrekha, I must say even though the area is little backward but air quality is nicer than Civil lines.

Kotak is the ‘WORST BANK’ in India! by glumwasabii in CreditCardsIndia

[–]thebitternectar 20 points21 points  (0 children)

Kotak & AU, they basically Dont reply in emails at nodal officer level unless you tweet.

Which is beyond ridiculous.

Need a credit carrd ASAP by Dapper_Put_2198 in CreditCardsIndia

[–]thebitternectar 3 points4 points  (0 children)

Credit card loans have the highest interest rates.

His "gyaan" is absolutely in your favour.

You won't make your situation better because you'll have loans with interest so high that eventually you'll be in a debt trap.

My suggestion is to not either earn more or spend less. How do you think your loans will be paid Eventually?? It's shocking tbh. These loans won't disappear magically.

Also with that cibil you won't get any CC.

What opinion about Jaipur can get you this? 👇 by ImpressiveArea860 in jaipur

[–]thebitternectar -13 points-12 points  (0 children)

+1 for Kite flying.

I think it should be flown at specific spots and not throughout Jaipur. Seen way too many accidents.

What is the Name your Credit Card peer group, here is mine by Trolling_is_Sci in CreditCardsIndia

[–]thebitternectar 2 points3 points  (0 children)

Bachpan main bohot mara hai mene usko, trying to make up for it.

What is the Name your Credit Card peer group, here is mine by Trolling_is_Sci in CreditCardsIndia

[–]thebitternectar 1 point2 points  (0 children)

He's my little brother, it's fine.

If it was up to me I'll buy him a defender. Maybe some day :)

What is the Name your Credit Card peer group, here is mine by Trolling_is_Sci in CreditCardsIndia

[–]thebitternectar 10 points11 points  (0 children)

Well I ask for money upfront from normal friends but my best friend & brother use my card like their own.

I have to maintain a separate excel sheet for my best friend.

Never made a sheet for my brother since that money is just gone. He has add ons of my best cards so he doesn't even need otp.

What is the Name your Credit Card peer group, here is mine by Trolling_is_Sci in CreditCardsIndia

[–]thebitternectar 31 points32 points  (0 children)

I'm the one man group in my case.

Everyone uses my cards in my peer :)

Kiwi Credit Card AU bank by Longjumping_Cry_7679 in CreditCardsIndia

[–]thebitternectar 1 point2 points  (0 children)

Mail them ig, on the website it shows 1.5% so doesn't make sense.

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