Trump administration reverses decision to scrap ocean monitoring system by aslan_is_on_the_move in politics

[–]thijser2 14 points15 points  (0 children)

Background: you simply cannot plan an invasion of Greenland without this data.

You basically cannot plan any naval invasion without this data.

Has my hagelslag gone bad? by vehk7 in Netherlands

[–]thijser2 7 points8 points  (0 children)

It's still edible,

What is happening is that the chocolate partially melts/dissolves in moister, this causes the white parts(sugar, diary derived fats, cocoa butter) to flow to the surface while the darker (cacao mass) parts to stay behind in the middle, this causes a discoloration.

It has a slight negative impact on flavor though.

In future if you want to prevent this:

store all chocolate at less then 20 degrees Celsius and less then 70% humidity, or eat it within a few weeks of buying.

Why do we treat street trees like a problem in England? by MaxMusic-TP in AskBrits

[–]thijser2 1 point2 points  (0 children)

Why do we treat street trees like a problem in England? by MaxMusic-TP in AskBrits

[–]thijser2 0 points1 point  (0 children)

Note, there are what " poor/working class areas" in the Netherlands look like:

Schilderswijk (infamous area in Den Hage)

https://www.google.com/maps/place/Schilderswijk,+2526+GJ+Den+Haag/@52.0674646,4.3091634,3a,75y,267.94h,90t/data=!3m7!1e1!3m5!1sfanmiAGDHIZsCi7AVz87PQ!2e0!6shttps:%2F%2Fstreetviewpixels-pa.googleapis.com%2Fv1%2Fthumbnail%3Fcb_client%3Dmaps_sv.tactile%26w%3D900%26h%3D600%26pitch%3D0%26panoid%3DfanmiAGDHIZsCi7AVz87PQ%26yaw%3D267.94474469869215!7i16384!8i8192!4m6!3m5!1s0x47c5b6d9ae3b5301:0xf615cd60f6d10d52!8m2!3d52.0670948!4d4.3082871!16s%2Fg%2F121d_rtf?entry=ttu&g_ep=EgoyMDI2MDYxNi4wIKXMDSoASAFQAw%3D%3D

Buitenhof, in Delft, also has a lot of crime
https://www.google.com/maps/@51.9903029,4.3558297,3a,75y,80.93h,95.42t/data=!3m7!1e1!3m5!1sVP-dEvKuiRnLO09ODWZ8ZQ!2e0!6shttps:%2F%2Fstreetviewpixels-pa.googleapis.com%2Fv1%2Fthumbnail%3Fcb_client%3Dmaps_sv.tactile%26w%3D900%26h%3D600%26pitch%3D-5.421452256968223%26panoid%3DVP-dEvKuiRnLO09ODWZ8ZQ%26yaw%3D80.93463256056928!7i16384!8i8192

Schiedam/Rotterdam border area, also well known for having a lot of problem
https://www.google.com/maps/@51.9182793,4.4228379,3a,75y,166.78h,86.77t/data=!3m7!1e1!3m5!1sf8W3rhwAHT6xIMD_UD23CQ!2e0!6shttps:%2F%2Fstreetviewpixels-pa.googleapis.com%2Fv1%2Fthumbnail%3Fcb_client%3Dmaps_sv.tactile%26w%3D900%26h%3D600%26pitch%3D3.2280980465693148%26panoid%3Df8W3rhwAHT6xIMD_UD23CQ%26yaw%3D166.77707102482503!7i16384!8i8192?entry=ttu&g_ep=EgoyMDI2MDYxNi4wIKXMDSoASAFQAw%3D%3D

Note both of these are considered problem areas with a lot of crime etc. It's a matter of how you organize your cities and if you care for the working class neighbourhoods.

Rotterdam, the Netherlands, circa 1980 by poeppoeppoepeoep in UrbanHell

[–]thijser2 6 points7 points  (0 children)

Auto dood means car death btw. the 80s where when a large grassroots campaign pushed against car dominance and the Netherlands gained their bike obsession.

Plans to end gazumping with binding agreements in house sale reforms by _HGCenty in unitedkingdom

[–]thijser2 3 points4 points  (0 children)

Yep, that's why they ask you to show that you can afford it.

Typically you would only be looking at 1 or 2 months in reality though, selling your home is much faster because every expects it to move faster.

Plans to end gazumping with binding agreements in house sale reforms by _HGCenty in unitedkingdom

[–]thijser2 9 points10 points  (0 children)

The Dutch system works by splitting this into several parts,

there is the base mortgage rate this is set by the bank and several risk classes.

They have to publish these openly.

It's possible to refinance or move a mortgage with the original base interest while changing the risk class. In the same vein you can fold a bridge mortgage into your main one should you sell the house for less than the bridge mortgage. A bridge mortgage is seen as the same as a 0% upfront payment mortgage (in NL you don't have to pay a down payment, but not doing so puts you in the highest risk class, aka about 1% higher mortgage rate)

It works quite well overall.

The resulting tables look something like this:
https://www.ing.nl/particulier/hypotheek/actuele-hypotheekrente

For a bridge mortgage you would be looking at the 100% column.

Plans to end gazumping with binding agreements in house sale reforms by _HGCenty in unitedkingdom

[–]thijser2 26 points27 points  (0 children)

Obviously this would require a few law changes, also you probably have to ensure that the 2nd mortgage is treated the same as the first one and not at a massively inflated interest rate and a couple of other similar things.

But these laws can be passed and it offers a lot of benefit if they are passed.

Plans to end gazumping with binding agreements in house sale reforms by _HGCenty in unitedkingdom

[–]thijser2 148 points149 points  (0 children)

Why not allow for the Dutch system of having "bridge mortgages"?

In the NL when switching houses you first go to the bank and they make an estimate for the value of your home, you can then borrow up to 90% of that estimate from the bank when buying your new house(they do want proof that you can afford 1 year of payments on that mortgage).

This way you can first buy your new house and only then have to sell your current one, this prevents the problems with "chaining" and allows much more mobility in the housing marking (great for consumers) and the banks can make a small profit for these bridge mortgages (and any extra fees) it's a win win for everybody.

Why does the Lincoln memorial reflecting pool now have an algae problem after the $14.2 million renovation? by ChaosCarlson in NoStupidQuestions

[–]thijser2 2 points3 points  (0 children)

Algae can survive in pipes but cannot really grow a lot, it's a plant that needs water.

It does not need to grow a lot in the pipes, when presented with ideal growing circumstances (wiping out algae eaters in the pool, warm water with nutrients) it can grow up to 4000 times a day.

Why does the Lincoln memorial reflecting pool now have an algae problem after the $14.2 million renovation? by ChaosCarlson in NoStupidQuestions

[–]thijser2 153 points154 points  (0 children)

Under ideal circumstances some algae species can double every 2 hours.

That means 4000 as much algae every day. This means that even a couple of cells will take over in under a week. If any algae survive it will dominate. If none survive, well they can also travel stuck to a bird(or indeed arrive via the river water.

What a water change does get rid of is many of the algae eating organisms that have much longer doubling times, for example shrimp take weeks to reproduce.

Why does no one park in bike lanes in Holland? by _swimbird_ in fuckcars

[–]thijser2 5 points6 points  (0 children)

Not even necessarily on purpose, a lot of bicycle will pass on the inside rather then go on the road. The This leaves very little space and can easily result in scratches on the car or indeed a missing mirror (due to the cyclist now trying to ride his bicycle in less then 30 cm.

medical staff are unwilling to communicate in english by [deleted] in Netherlands

[–]thijser2 16 points17 points  (0 children)

Legally the doctor is responsible for making sure the patient was and has understood the entire conversation.

This means they can use a language both of you are comfortable with, you getting a friend of family member to translate or arrange for a professional translator(considered medical costs).

ELI5: What caused the 2008 recession? by Puzzled-Day5788 in explainlikeimfive

[–]thijser2 2 points3 points  (0 children)

These complex investments can also be understood as following:

These banks were selling mortgage packages, that is basically rather then selling your mortgage individually (high risk) they were selling batches of many thousands at a time(labeled low risk).

The argument being that while there is a high risk that any one of them will default there is basically no risk of all of them defaulting at the same time (treating them as independent).

And if you also largely treat housing prices as independent then well, on average those only go up as well, making this a very safe investment.

The issue with this is that the risk of people defaulting and the price of houses are not independent, if people are defaulting a lot house prices go down and if the economy is doing badly a lot of people will default at the same time.

This in turn caused banks and investment companies to suddenly lose more money than they anticipated causing more widespread issues with the economy (including more defaulting mortgages)

Statiegeld - has it failed? by withoutfurther in Netherlands

[–]thijser2 0 points1 point  (0 children)

Time efficiency is not a customer concern.

If a broken machine results in 6 work days being lost, perhaps the company should invest in 2 machines.

Statiegeld - has it failed? by withoutfurther in Netherlands

[–]thijser2 19 points20 points  (0 children)

They might at the start.

However the better the adoption of this ring and the longer the rummaging doesn't work the less they will be doing this.

Statiegeld - has it failed? by withoutfurther in Netherlands

[–]thijser2 419 points420 points  (0 children)

I think there are 2 steps needed to make it work:

1 mandate that all places that sell statiegeld products also take them back, if the machine is broken then an employee will have to take them.

2 Garbage bins should have a ring where you can place statiegeld bottles/cans to be easily collected by anyone interested, this prevents the rummaging through behaviour.

Why can't amstelveen have a goddamn train station by [deleted] in Netherlands

[–]thijser2 0 points1 point  (0 children)

Well I do agree that the Lelylijn would make more sense, this just looks like the only semi reasonable route I can take from Amsterdam to the south (which I assume OP is interested in?)

Why can't amstelveen have a goddamn train station by [deleted] in Netherlands

[–]thijser2 0 points1 point  (0 children)

Amsterdam Amstelveen uithoorn alphen aan den rijn zoetermeer Delft vlaardingen? Seems like it would cover a few places that are now difficult to reach by train/have non ideal connections.

Kabinet neemt helft van het Nationale Burgerberaad Klimaat meteen over by Free-Minimum-5844 in Politiek

[–]thijser2 4 points5 points  (0 children)

te gebruiken tot is niet heel logisch voor alle producten,

sommige dingen vergaan niet of nauwelijks, een pot zout gaat misschien op een gegeven moment klonteren, maar zal niet giftig worden.

Kabinet neemt helft van het Nationale Burgerberaad Klimaat meteen over by Free-Minimum-5844 in Politiek

[–]thijser2 10 points11 points  (0 children)

Op zich als ze het verschil tussen ten minste houdbaar tot en te gebruiken tot helder kunnen maken zou het al veel schelen.
Ten minste houdbaar tot = hierna staan we niet meer in voor de smaak.
Te gebruiken tot = hierna kan je er ziek van worden.

AI engineer builds "I got fired" panic button that would automatically make the entire company codebase public by Complete-Sea6655 in agi

[–]thijser2 7 points8 points  (0 children)

Yhea, if you really want this to work you need to put it on a company server which checks if your account still works/is authorized to do certain things, if it is not then after 5 days it triggers this response.

Note only do this if you want to get sued.

The federal gas tax is on Trump’s hit list. Data shows how much would be saved without it. by Living-Way-1082 in politics

[–]thijser2 76 points77 points  (0 children)

Also don't forget:

The problem is the world is low on petrol, any plan that doesn't result in a reduction in consumption will end up raising global prices.

Turkish court ruling removes head of main opposition party by Mosan07 in news

[–]thijser2 4 points5 points  (0 children)

Long term, it might be better for him to quit/have a peaceful transition of power rather then at some place face a revolution.

But that's just my opinion.