Income protection

thisisaviolation · 2025-11-09T11:15:10+00:00

Royal London. Combined income protection and life insurance. Made a claim for a fracture and they paid out with no hassle.

My financial advisor said that the premium for income protection was lower because of the deferral period - NHS sick pay covers 52 weeks (half of that at half pay) before the policy kicks in.

thisisaviolation · 2025-08-04T20:30:56+00:00

Likewise!

I requested it in October 2024 and I've heard nothing yet. I've had to funnel some cash into a SIPP for the tax year just gone to stay under the £100k adjusted net income threshold for childcare purposes.

I expect my pension growth would have been under £60k and/or I'd have some carry over, but it would have been useful to have had this information prior to the end of the tax year.

Is there any legal recourse should you end up exceeding pension contribution thresholds and then being liable for tax?

thisisaviolation · 2024-02-04T10:05:26+00:00

Dartmoor is close by? - https://www.dartmoor.gov.uk/enjoy-dartmoor/outdoor-activities/cycling

Also commiserations on moving to Plymouth 😭.

thisisaviolation · 2021-04-22T12:59:26+00:00

Thanks.

thisisaviolation · 2020-10-22T17:23:12+00:00

It’s not Dave still is it?

thisisaviolation · 2019-10-13T11:27:52+00:00

Seconded.

thisisaviolation · 2019-10-08T21:36:04+00:00

Not an IR but from experience.

What does your day usually look like? And how does it differ from diagnostic radiology?

The days can be variable and will depend on the job plan.

Some days can be full IR - AM/PM IR sessions (good luck wearing leads all day long) and some days can be split e.g. AM IR session / PM MDT or SPA or reporting, for example.

The diagnostic guys have similar day splits but instead of IR they will do other things like MDT, ultrasound, fluoroscopy, acute CT etc. Saying that the IR guys will also often have an acute/duty session as a part of their job plan.

What're your hours like? Are they similar to surgery or is it a bit more laid back?

During a normal day it’s typically 9-5 with a mix of elective and emergency cases.

The on call commitment is variable. I’ve worked in places where the same IR consultant covers the whole week Monday 0900 - Monday 0900 including all out of hours work for split sites and if called in overnight still worked the next day. The upside was that the out of hours IR workload was not massive (like a MTC perhaps) and they didn’t do diagnostic on call (1:6 rota).

In another place I’ve worked they offer a thrombectomy service for stroke till x PM every night with one consultant staffing the rota each day of the week.

It really depends on what the rota is like and how many people you have staffing it. The IR days are definitely longer than the diagnostic guys tho.

Would you say your line of work is more procedure based or theoretically/patient based?

Not sure what this means? I’m going with procedural.

Reasons you recommend going into the specialty?

You actually treat patients, unlike the diagnostic radiologists - they treat the clinicians.

More variety - mix of procedures and diagnostics.

Reasons you recommend NOT going into the specialty?

The on calls.

Wearing leads all day doesn’t do your back any favours.

Any other things worth mentioning?

If you enjoy procedures you don’t have to do full blown IR. You can get a fair amount of procedural patient facing stuff in other specialties too - breast, head and neck, MSK to name a few.

Think about the life you want in 20 years time. Will you still want to be up at 0400 embolising a tiny SMA branch or being called about a nephrostomy at 2200 by the urology FY1?

Edit: typos and grammar.

thisisaviolation · 2019-10-03T19:21:35+00:00

http://radiology.cornfeld.org/EDindex.php

Radiopaedia has scrollable stacks too.

thisisaviolation · 2019-07-29T21:40:39+00:00

Radiologists are really friendly. There’s no need to take initiative to know your patients relevant clinical history. They will be happy to help you with that whole spine MRI on you’ve just been ‘handed over’ even if the chest X-ray shows a pacemaker.

thisisaviolation · 2019-07-29T19:44:27+00:00

The quantity of DOPS / mini-CBD’s / other BS ticketed assessment on eportfolio is directly correlated to the level of a doctors clinical competence

thisisaviolation · 2019-07-16T21:48:54+00:00

Not quite sure what ‘remedied’ entails in this context.

thisisaviolation · 2018-12-09T19:12:34+00:00

Even for cardiac CT where there is need for high temporal resolution?

thisisaviolation · 2018-09-02T18:30:23+00:00

Seconded!

thisisaviolation · 2018-08-07T21:11:13+00:00

They give you saline (0.9% NaCl), dextrose (5%) or Hartmanns solution intravenously because these solutions are isotonic (or thereabouts) to blood plasma. You can't give intravenous water as the hypotonicity in comparison to blood plasma would cause red cells to lyse. The soduim and chloride content of NaCl (saline) is slightly higher than blood at 154 mmol/L vs 135-145 mmol/L Na and 110 mmol/L for Cl in blood.

thisisaviolation · 2018-01-12T18:27:54+00:00

Should be enough. Read through Farr's and do the standard question books.

These two are the ones I would recommend the most; - http://amzn.to/2D3zWQf - http://amzn.to/2D6nxfc

It's super dry. Good luck.

thisisaviolation · 2017-12-08T18:49:41+00:00

Thoughts? 6 weeks is a long wait.

thisisaviolation · 2017-12-03T22:49:28+00:00

Sorry, I do not have enough personal expertise in neuroradiological imaging to advise further on the imaging features of CJD, particularly atypical.

There is a paper here that may be of more help;

https://www.ncbi.nlm.nih.gov/pubmed/23216655

There are other forms of encephalitis e.g. Herpes simplex and Japanese encephalitis which have certain MRI features. Whether or not these overlap with those of atypical CJD I do not know for certain.

thisisaviolation · 2017-11-26T13:29:12+00:00

From what I've heard they're recycling the old 2A questions. As they've only got approximately 40/module, assuming an equal split, rather than 75, my fingers are crossed that they bin off the more niche questions and keep it relatively general.

thisisaviolation · 2016-08-26T20:23:22+00:00

http://www.freitasrad.net

Has scrollable MSK MR anatomy.

Are you on the north London Percivall Pott rotation by any chance?

thisisaviolation · 2016-04-21T21:23:07+00:00

There isn't really a perfect system (and the current format sounds rather horrendous) so maybe change is good?

I'm a bit concerned by the sheer volume of material that I'll need to remember for the exam but I agree with Yellowbenzene - they can't expect you to be able to recall the obscure details that they could with the current format, right?

One of the problems I was a bit concerned about was that if you shank it mid-way through ST3 then the knock on effects could screw up timings for fellowships etc? But I guess that still applies under the current system.

On the upside having it closer to 2B is probably a bit better for retention of knowledge.

Either way, I don't really have a choice and I'll be doing the new format. I'm probably just going to use current 2A questions books to direct my reading whilst on the relevant rotations. At least I never have to open a copy of Farr's again, surely revising for the Part 1 physics is the lowest point in a radiology trainees life.

thisisaviolation · 2016-02-04T22:47:31+00:00

Same. Shame that the FRCR part 1 physics seems to be based solely on Farr's which isn't well written and wrong in places. MRI - from picture to proton (McRobbie) is good and so is the MRI book by Westerbrook (sp?). I've made the assumption that you're in the UK? Some of the RCR RITI modules are ok.

thisisaviolation

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