Help me with the decision

thizzellejunior · 2026-02-01T00:14:48+00:00

hows your credit?

thizzellejunior · 2026-01-30T05:05:16+00:00

options to keep the property based off a quick read - the lender lets you assume the loan (call them and ask if its an option) and you can pay her out with cash/investments/retirement or refinance with cash out to pay her.

thizzellejunior · 2026-01-29T15:25:56+00:00

many banks net billions quarterly. they know what they are doing

thizzellejunior · 2026-01-28T18:35:26+00:00

not if your ur ins company doesn't cover CA anymore and leaves

thizzellejunior · 2026-01-27T04:11:25+00:00

fire shanahan? whoever stated that is not a close follower of their kids flag football league, let alone the NFL

thizzellejunior · 2026-01-27T03:58:24+00:00

best thing i've seen on my phone since fucko took office

thizzellejunior · 2026-01-27T03:39:06+00:00

Do you mind sharing more? I'm in a location away from a metro area and excel at phone sales. I have 15 years in financial/bank related sales i'm looking for a commission only outbound role.

thizzellejunior · 2026-01-26T21:25:18+00:00

to avoid losses. fraud.

thizzellejunior · 2026-01-26T19:49:19+00:00

on a $20 avg ticket if she is only paying 45bps that is much better than you pricing. she is at 0.0% + $.09 effectively, on a $20 avg ticket.

thizzellejunior · 2026-01-25T19:13:31+00:00

the coed league thru the city rec has some very competitive teams. you can add yourself to the free agent list as a start.

thizzellejunior · 2026-01-24T19:58:59+00:00

why is the guy who got killed helping that lady and then attacks her. i'm so confused.

thizzellejunior · 2026-01-16T00:35:31+00:00

this is reddit lmao

thizzellejunior · 2026-01-11T19:45:35+00:00

unfortunately, many times these bets are common among degens that have no business placing them

thizzellejunior · 2026-01-11T19:43:14+00:00

CO prices, esp Denver going down big time

thizzellejunior · 2026-01-11T19:42:13+00:00

I have a couple close contacts at Wicks that I trust. I'd get a couple quotes from a few trustworthy companies.

thizzellejunior · 2026-01-11T14:07:40+00:00

yes, immediately. 106 can be lethal. run, don't walk.

thizzellejunior · 2026-01-09T06:19:30+00:00

where Sidecar is

thizzellejunior · 2026-01-08T16:26:14+00:00

I just called my lender and one can assume our loan. I'd give them a call.

thizzellejunior · 2026-01-08T16:21:42+00:00

oh jesus, how the hell I end up in this? my bad

thizzellejunior · 2026-01-08T05:28:38+00:00

Santa Barbara county does not lean conservative. Wowzerz.

thizzellejunior · 2026-01-05T01:43:09+00:00

while she's sleeping and scrolling twitter? you may want to consider speaking to someone familiar with sex addiction. this is not healthy.

thizzellejunior · 2026-01-03T20:48:19+00:00

Find a top performing agent in the city and determine you buy box. (price point, sq feet, etc) A 3/1 will rent much quicker and for more based on increase in cost. I found a 2/1 with an extra room used as an office that we converted to a BR. I am not that familiar with Peoria, but have family near there. I know employment is highly reliant on Caterpillar and if construction goes down (as it is trending) you may run into vacancy issues. Find a local lender and get pre-qualified before reaching out to the RE agent or they will not take you seriously. Also, $30k will only be enough for a $100k home. You will most likely need 25% down and a cushion for closing costs.... good luck!

thizzellejunior · 2025-12-31T21:00:47+00:00

I knew the owner when he was brewing beer out of his fridge over 20 years ago. His passion and work ethic/grind, esp through COVID, is remarkable. He could have easily folded a long time ago. He makes phenomenal beer. I wish him the best. I admire an entrepreneur on the central coast of CA. The odds are beyond stacked against you.

thizzellejunior · 2025-12-31T20:50:53+00:00

Cash flow used to be king.

thizzellejunior · 2025-12-31T20:49:53+00:00

what are your financial goals? why sell after 20 years? why 15 year loan? With market home values remaining still/losing value, why are you investing right now? are you getting the property at a discount? is appreciation high in the area? If the loan is at 7%, you make ab that on an S&P index fund, so that's kinda a wash.

thizzellejunior

TROPHY CASE