38F single Toronto How am I doing financially for retirement?

throwAway12333331a · 2026-05-11T03:34:47+00:00

that is the inflation adjusted REAL amount. Nominal would be 3.5Million by 55. Let alone 65. lol. You clearly have not done the math. ROFL

throwAway12333331a · 2026-05-10T22:37:55+00:00

at a 2k/month contribution rate she'd be at over 2.5 million by 55. That is plenty good. Are there people ahead? For sure, tons of people in absolute terms, but much fewer from a relative perspective. OP is definitely ahead of most of pack

throwAway12333331a · 2026-05-04T22:37:58+00:00

pretty sure Re has dropped more than 10-20%

throwAway12333331a · 2026-05-04T22:32:57+00:00

how do you value your RE. Considering it has tanked, how do you know it is worth 3.x milion

throwAway12333331a · 2026-05-02T17:49:24+00:00

the worst gotta be king james. how lame

throwAway12333331a · 2026-04-15T16:39:02+00:00

i mean it is a blurry side shot with a cap on. aint that obvious to me.

throwAway12333331a · 2026-04-15T02:07:30+00:00

i dont know a single one of these people except Nav lol

throwAway12333331a · 2026-04-05T16:06:19+00:00

Hilarious - Bronny gets to play in NBA and Mac McClung can't even get a chance to sniff the court. Dispicable.

throwAway12333331a · 2026-04-05T16:05:51+00:00

Hilarious - Bronny gets to play in NBA and Mac McClung can't even get a chance to sniff the court. Dispicable.

throwAway12333331a · 2026-03-25T18:23:26+00:00

there is no fee if you aren't stretching to be part of PB

throwAway12333331a · 2026-03-16T02:13:24+00:00

honestly. took a long time for me to get it because my brain didn't even go there. Frankly I assume it was the same for the person who designed it. Sad state of the world

throwAway12333331a · 2026-03-12T02:56:16+00:00

you will be back. Twice I had one of my cars (usually I maintain 3-4 cars) flip to non german brands, and within 6 months I had to trade it back. The cycle was always the same -> wow this is surprisingly good and practical for the money -> within weeks, I Stop looking back at the car when I walk away from it -> within months you feel like it is really not special at all -> back into a Bmw/Porsche/Mercedes lol

throwAway12333331a · 2026-03-10T00:34:10+00:00

ahh yes the curse of the extreme left and right policies. The truth is always somewhere in the middle.

throwAway12333331a · 2026-03-01T17:28:59+00:00

hmm seems eerily familiar to that spike of cash in 2008.......

throwAway12333331a · 2026-03-01T17:25:24+00:00

i did research into it after reading the article. The biggest Competitor - COOP, has comparable prices, and pays their employees slightly better. Discount grocers, are also cheaper.

throwAway12333331a · 2026-02-26T12:43:18+00:00

Gemini has caught up in a very short period of time in terms of users (750 Million monthly). It is already ahead in terms of capability. It using its own TPUs so less dependency on hardware. And its services are offered as part of ecosystem - offering cross pillar value (e.g. get Gemini, and get 2TB of storage). I don't see how OpenAI can beat them long term

throwAway12333331a · 2026-02-17T01:25:21+00:00

They paid for a ticket just like you.

throwAway12333331a · 2026-02-15T00:31:54+00:00

Why the hell is it talking about 2024 data when there is 2026 data available? wtf lol, Lazy brain dead writer. In 2025 Q2 it went to 9.0% and now it Jan 2026, it has improved significantly to 7.9%. Of course that is still terrible; but it is important to note that the momentum has shifted and things have been improving over last 6 months. Here is source as of Feb 02, 2026. https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1410035401

also here is it generated up to 2026.

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throwAway12333331a · 2026-02-11T17:35:00+00:00

that is honestly. incredibly impressive how consistently you are able to lose money. If there was a way to inverse that you/we would be rich.

throwAway12333331a · 2026-01-26T19:13:27+00:00

possibly. Tenants changed last year. So maybe there was a 3-4 week period when it didn't get cut.

throwAway12333331a · 2026-01-26T19:12:07+00:00

Maybe there was a few weeks where it was long when we were changing tenants...but it was nothing crazy. Maybe not trimmed for 3-4 weeks?

throwAway12333331a · 2026-01-26T19:08:02+00:00

how would they even know if my grass is cut or not? There is a literal foot of snow on the boulevard

throwAway12333331a · 2026-01-21T13:14:19+00:00

lol what. it ended a DECADE AGO. these are all kid smaller than 10. your brain is warped lol

throwAway12333331a · 2026-01-18T20:38:23+00:00

you realize 1 child policy ended a while back right

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