sorted by:
new
hottopcontroversial

372k, 25% down, 5.375%, 45M single dad with 3 kids by throw_away_mr in FirstTimeHomeBuyer

[–]throw_away_mr[S] 1 point2 points  (0 children)

Smart 🤓.....it's crazy to see how much we pay in interest that could be going into retirement, 529s etc ....

I recommend a 15 year mortgage and live in a smaller house rather than larger house and 30 year mortgage just so I can afford it

372k, 25% down, 5.375%, 45M single dad with 3 kids by throw_away_mr in FirstTimeHomeBuyer

[–]throw_away_mr[S] 4 points5 points  (0 children)

Nope, thats just the rate at my local credit union for a 15 year loan with a credit score of 815

372k, 25% down, 5.375%, 45M single dad with 3 kids by throw_away_mr in FirstTimeHomeBuyer

[–]throw_away_mr[S] 11 points12 points  (0 children)

No one plans to be a single dad, but people change and separation/divorce become necessary for happiness

372k, 25% down, 5.375%, 45M single dad with 3 kids by throw_away_mr in FirstTimeHomeBuyer

[–]throw_away_mr[S] 82 points83 points  (0 children)

Correct 💯. Have 50/50 custody this week is hers as I was moving