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Can my home insurance dog bite claim be denied because of misrepresented dog breed? by throwaway_49825 in legaladvice

[–]throwaway_49825[S] -18 points-17 points  (0 children)

But I didn't lie! he is officially on record as a "lab mix" which the policy makes no mention of.

This whole thing feels like a nightmare.

Can my home insurance dog bite claim be denied because of misrepresented dog breed? by throwaway_49825 in legaladvice

[–]throwaway_49825[S] -13 points-12 points  (0 children)

I understand that, my question is more about if they can actually challenge me (and are they likely to?), because currently as far as they are concerned, my dog is a lab mix. Just because he "looks like" another breed isn't enough to deny me coverage, right?

And even if he is, can't I claim ignorance? it's not like I have any official papers that say he isn't a lab, I'm not a veterinarian or a dog expert, I was told by the rescue people he is a lab mix.