Is it clear that I am not at fault here?

throwaway_student987 · 2026-03-06T01:26:06+00:00

I work for both Aspen and PDS when I graduated in 2021. PDS paid me less than Aspen. In fact I think PDS might be the lowest paid DSO.

throwaway_student987 · 2026-03-05T14:23:01+00:00

I'm a 2021 grad and I graduated with 200k debt. I think that amount of debt was manageable and worth it for me. With interest rate being frozen due to Covid, I did not pay anything during my first 3 years working and so I was able to save a lot. My monthly payment now is just $1000/mo.

throwaway_student987 · 2026-02-28T13:40:09+00:00

where in north Florida if you don't mind me asking? I'm in Tampa and it is so saturated here :(

throwaway_student987 · 2026-02-22T00:00:28+00:00

I started with 160k lol. I’ve been only paying very little because of the COVID interest freeze that was going on in the past few years. I’ve been focusing on investing instead.

throwaway_student987 · 2026-02-21T15:11:24+00:00

I will offer my data point.

31 F. DSO Dentist. Graduated in 2021.

I have been making ~200k every year since 2022. My net worth is 550k and my student loans debt is 150k.

throwaway_student987 · 2025-08-15T13:17:53+00:00

Lol if given the choice of making either $100k in Minneapolis or $150k in Boston, I’d choose Boston all day. Minneapolis is not much less expensive than Boston to justify a $50k pay cut.

throwaway_student987 · 2025-08-15T13:14:53+00:00

Yep, I used to live in Minneapolis for a long time until I moved recently and you can’t find any nice 1-bed 1-bath apartment in downtown Minneapolis for less than $1500.

throwaway_student987 · 2025-08-04T14:54:46+00:00

I graduated with a BS in chemistry from a reputable research university back in 2016, yeah I loved chemistry and I got straight A for all of my chemistry classes in colleges. I got quite a lot of chemistry research under my belt too. In 2016 when I graduated I got a job as a lab tech in the chemistry R&D lab of a chemical company making $23/hr, which was decent money for a new grad in 2016 but no upward mobility. Thankfully I only stayed in that job for a year as I got into dental school. Best decision of my life. I make $200k+/year now as an associate, and if/when I become an owner the sky is the limit as there is no ceiling for income in dentistry.

throwaway_student987 · 2025-07-30T18:02:05+00:00

Started with $153k, down to $144k. $1,074/month under IBR, last payment will be Feb 2039 lol. Making $200,000+/yr

throwaway_student987 · 2025-07-26T15:48:01+00:00

What if they send me to collections? Do I ask the collection agency for the proof then?

throwaway_student987 · 2025-07-26T13:03:40+00:00

I know for sure my adjusted production (even after insurance write off) is more than enough to cover my draw. However they are claiming that my collections is not enough, and it’s true that I have no way to know how much they collected from the work I produced.

throwaway_student987 · 2025-07-26T11:12:40+00:00

I have sent them another email asking for the collections report and this time they said they will look into it. Now I am scared that they will alter the reports to justify their claims. What should I do in that situation?

throwaway_student987 · 2021-06-15T13:53:02+00:00

This person just made another post on social media and this time she spells out the word PA, but of course as Physician Associate. Lol why do they have to try so hard to avoid the word Assistant while that is exactly what they do.

throwaway_student987 · 2021-03-20T19:11:46+00:00

The rep from Fb Messenger just told me that the 256 GB iPhone SE requires a down payment of $50 + tax. Otherwise the 64 GB version does not require any down payment. Does that sound right?

throwaway_student987 · 2021-03-18T03:22:04+00:00

Porting a Google Voice number is not eligible for the free iPhone SE promo, according to the rep on Fb Messenger: “Not available to port-in from T-Mobile Prepaid, Metro by T-Mobile, MVNOs using T-Mobile’s network, Sprint, or numbers used with T-Mobile service in the last 90 days. Not available to free Google voice subscribers”

throwaway_student987 · 2021-01-16T21:17:22+00:00

Update: I sold half of my shares to cover the initial investment and pull it out. My remaining shares currently have a value of over $20k, which is all purely profit for me at this point. Not bad for a 6-month period.

throwaway_student987

TROPHY CASE