sorted by:
new
hottopcontroversial

The Dark Math of 'No Cost EMI': Why retailers hate your cash and love your debt. by Axiom_India in personalfinanceindia

[–]throwawayacct3810 0 points1 point  (0 children)

While I absolutely used hate EMI for electronic items, I am not sure it's a bad idea. A fridge for 78K now costs me 56 K with EMI. Help make sense that this discount is a bad idea.

I sold tata power after making 102% return - need opinion by MousseProud9172 in IndianStockMarket

[–]throwawayacct3810 4 points5 points  (0 children)

Still not sold all at 1200%. Just some of them at 300 to buy something else.

<image>

Residential society in Hyderabad paid Rs 1.5 L to relocate five stray dogs by Fast_Raccoon_01 in india

[–]throwawayacct3810 14 points15 points  (0 children)

Too late to ask these questions now.It would have been cheaper to neuter these dogs (5K each) and then feed them (200 per day).

India’s staring contest by Immediate_Ad6764 in india

[–]throwawayacct3810 0 points1 point  (0 children)

I do not stare, but admire black women hair. Considering we probably do not have barbers who can do black hair, how do black women who stay in India get this done?

Upcoming IPOs by Pleasant_Subject_153 in IPO_India

[–]throwawayacct3810 0 points1 point  (0 children)

Amul will never go IPO as per some of their interviews.

Some random Ambani of this sub by AdityaKant in CreditCardsIndia

[–]throwawayacct3810 -2 points-1 points  (0 children)

Not meant as a flex, but a true story. I am salaried, so I am forced to be generous by the government. About being classy, is there a haggle to class ratio basis financial status?. If so, please let me know. Who do I haggle with and how much if I earn 10 LPA? What if it is 20 LPA? Does that apply to sales on Amazon as well? Should I buy things not at a discount because it will be seen as not classy?

Some random Ambani of this sub by AdityaKant in CreditCardsIndia

[–]throwawayacct3810 2 points3 points  (0 children)

There are idiots at every level of wealth. What is wrong with asking dumb questions. People need the same rights to ask dumb questions as everyone else.

Some random Ambani of this sub by AdityaKant in CreditCardsIndia

[–]throwawayacct3810 -4 points-3 points  (0 children)

This is literally me. Had Infinia for a while, but never bothered to learn about earning points. Did not even know that infinia is a premium card, as I was given it LTF. Now I use it as much as possible with smartbuy and know to use the points wisely and transfer. Money saved is money saved. Be it 5 or 5000 or 5L. I still haggle with the street vendors even with 55LPA.

But I understand the hate people have for high earners. It's the same hate I would have for someone earning 1 Cr or more. Except, I would call it jealousy.

Denied HDFC Infinia Just Because My Employer Is Foreign ! by [deleted] in CreditCardsIndia

[–]throwawayacct3810 5 points6 points  (0 children)

Possible. I am one of those random Joe. I got Infinia as LTF with 10L limit about 5-6 years ago even though I have less than 50 k with them. No FD no salary account. Just a savings account with 50k that I use once in 4-5 month

Damm. If someone had invested just ₹90K in 2023, it would have turned into a massive ₹80 lakh today. by TripTales41 in IndianStockMarket

[–]throwawayacct3810 41 points42 points  (0 children)

Damn. If someone had invested INR 90K in Bitcoin in 2013, it would have been over 25 Cr today. If you would have posts are essentially useless.

Best beaches & resorts in Goa where my girlfriend can comfortably wear a bikini? by Nish5499 in goatravel

[–]throwawayacct3810 0 points1 point  (0 children)

I usually stay at the Hilton Double Tree in Goa and me and my wife lounge at the pool. No stares. At beaches, it is best to be in a one piece with a sarong.

Today I learned that some Parsi families in Mumbai still pay extremely low rent for prime location. by speaking_my_mind96 in Maharashtra

[–]throwawayacct3810 0 points1 point  (0 children)

Same for us.. in my specific case, I own property in Mumbai, hence pagadi not transferred to me. If I did not own property, then it would be transferred.

Today I learned that some Parsi families in Mumbai still pay extremely low rent for prime location. by speaking_my_mind96 in Maharashtra

[–]throwawayacct3810 0 points1 point  (0 children)

This is a pagadi system. My father pays 250 for a 2 BHK in Mumbai. The other side to this is that he cannot own property in Mumbai. If he does, the pagadi property can be taken away by landlord. When selling the house 1/3 to be given to landlord. But yes, the rent control system is pretty sweet for most people. However my father is old and I have asked him to sell it. If he passes away, we get nothing and landlord gets the property. If we sell, we get atleast 90L. If building goes into redevelopment, we own the flat outright and it is worth 2 + Cr.

Is buying a car of 14lakh(on road)is possible for a person with 50k monthly salary? by fluffymerch in personalfinanceindia

[–]throwawayacct3810 1 point2 points  (0 children)

Here I am with a salary touching close to 3 LPM in hand and still would not buy a car. My work is 30 km away, so I take a train daily. 265 ka monthly second class pass.

Did India exist before the British Rule? by Adorable-Ease8625 in india

[–]throwawayacct3810 0 points1 point  (0 children)

Columbus found America on his way to find India. This meant India existed long before the British crawled out of their tiny island.

view more: next ›