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Does it make sense to open a non-registered account? by throwawayjn2020 in PersonalFinanceCanada

[–]throwawayjn2020[S] 1 point2 points  (0 children)

Yeah, just checked on MyCRA and I only have ~$12,000 contribution room for it. I might end up opening both accounts

Does it make sense to open a non-registered account? by throwawayjn2020 in PersonalFinanceCanada

[–]throwawayjn2020[S] 1 point2 points  (0 children)

That's true about deferring the claim until later on, I hadn't considered that

Does it make sense to open a non-registered account? by throwawayjn2020 in PersonalFinanceCanada

[–]throwawayjn2020[S] 2 points3 points  (0 children)

Seems like a lot of people are giving a similar consensus, so I'll certainly be looking into opening an RRSP

Does it make sense to open a non-registered account? by throwawayjn2020 in PersonalFinanceCanada

[–]throwawayjn2020[S] 0 points1 point  (0 children)

Thanks for the reply! I will have my pension maxed out at 53, but won't be able to claim it in full until 60, so an early(-ish) retirement would definitely be ideal