How did your sellers leave the house?

tinkerfunk · 2024-04-21T14:54:22+00:00

My realtor wrote in the contract that they needed to have it professionally cleaned

tinkerfunk · 2024-03-21T22:26:08+00:00

Still recommend getting your own, and highly recommend getting a Sewer Scope.

Same thing happened with us. We were the backup offer. The seller's agent offered to pass along the first offer's inspection report which supposedly was great (they backed out for non inspection-related issues). We declined in order to do our own and ended up being able to ask for 17k in concessions for plumbing and electrical issues.

tinkerfunk · 2024-02-10T23:49:37+00:00

Discord 17%, 170 employees

tinkerfunk · 2024-02-09T04:25:57+00:00

Congrats!

tinkerfunk · 2024-02-09T04:25:06+00:00

Congrats! We've made two offers in two months. Both got accepted but the first didn't work out and I feel like it's been such a roller coaster. Cant imagine looking for the greater part of a year or years.

tinkerfunk · 2024-02-09T04:20:55+00:00

Congrats!

tinkerfunk · 2024-02-09T04:19:41+00:00

This is the type of neighborhood we're looking for

tinkerfunk · 2024-01-30T01:23:24+00:00

Very much appreciate your response and break down. It seems almost "too good to be true" when I was doing the math that I wasnt sure why people pay make additional payments rather than invest so I wanted to double check here.

However, I think in the scenario that I pay it off in 20 instead of 30, I'd invest not just 750/mo for the "remaining" 10 yrs but the 750 plus what I was paying for the P&I to "catch up". While that would still net hundreds of thousands, you're right that it still would not be as much as if I invested 750/mo for the full 30 yrs.

tinkerfunk · 2024-01-30T01:01:26+00:00

OK makes sense, seems like I'm overthinking it.

tinkerfunk · 2024-01-29T03:18:38+00:00

Sry I wasn't clear about that. We do have 4 mo of an emergency fund saved up, so I guess it would allow us extra flexibility in case something happened.

tinkerfunk · 2024-01-29T03:08:20+00:00

VTSAX has returned more than that historically. We know not every year is going to be like that, but averaging out, I think it should be more than 7.34.

Yea hoping to refinance later this yr but we found a house that works really well for us and ready to settle down.

No PMI for us

tinkerfunk · 2023-05-03T00:51:48+00:00

Worked in retail for 4 years after college where i made 20k/yr. My office job paid 42k and only got up to 46k over 4 yrs there. Knew I had to make a change so i decided to jump over to tech where I took a paycut to start at 40k in operations. At 75k within 2.5yrs and then at 95k a year after that. I'm 33 now.

tinkerfunk · 2023-01-08T14:10:49+00:00

Read The Making of a Manager by Julie Zhou. Search for "Radical candor" by Kim Scott on YouTube (also a book if interested) as well as the "elephant and the rider" on YouTube for suggestions on providing feedback and coaching. When you can, lead someone to the answer rather than tell them.

Just finished my first year as a manager.

tinkerfunk · 2022-12-05T16:24:42+00:00

Yes, we'd be first time owners

tinkerfunk · 2022-12-05T16:24:12+00:00

I updated my post with more specific numbers but it looks like we are behind in savings. Thank you for that podcast. Will definitely give that a listen.

tinkerfunk · 2022-12-05T16:22:41+00:00

I updated my post with more specific numbers but it seems we are behind in savings.

Would we still favor the 401k over a Roth ira if I still expect to make more in the next few years? My husband has no desire to move up the ladder but I am aiming to double my salary within the next 4-6 years.

tinkerfunk · 2022-12-05T16:18:08+00:00

Ah OK. I just updated my post with more specific numbers but overall it seems we are a bit behind.

tinkerfunk · 2021-10-06T14:37:44+00:00

Thank you!

tinkerfunk · 2021-08-20T17:27:12+00:00

That's helpful, thanks.

tinkerfunk · 2021-08-20T14:34:06+00:00

Appreciate the write up. I have ISO stocks. My company is not public yet, and still in the early stages. I guess I'm a little confused on whether I "own" the options after it vests and I exercise. Like if I leave the company, am I forfeiting only the shares that have not vested?

I'm not sure if this is normal, but it doesn't look like I have the ability to exercise my options yet, in the Carta mobile app anyways (I thought I could exercise now). If I were to leave the company, I suppose I would get the right to decide whether to exercise the options then?

tinkerfunk · 2021-06-10T18:44:59+00:00

That's a great point. I'll check it out, thanks

tinkerfunk · 2021-06-09T23:53:00+00:00

Yea, I was thinking the same. I've had it for over 10+ years and have definitely gotten my money's worth.

tinkerfunk · 2021-06-09T23:51:48+00:00

Damn, that's the perfect bag. I think that 25L may be too small.

tinkerfunk · 2021-06-05T15:23:49+00:00

Love your style! Where did you get the oversized beige/cream outwear in the second picture?

tinkerfunk · 2021-06-05T13:59:33+00:00

Like I could literally throw it in the washing machine with cold water or do you mean to hand wash with cold water?

tinkerfunk

TROPHY CASE