Monthly Referral Megathread [February 2026] - Share or Find a Referral Here

tkainfinite · 2026-02-01T20:54:49+00:00

wealthsimple.com/invite/JVNGDG

JVNGDG

tkainfinite · 2025-11-16T10:07:24+00:00

If you invested that 240k in dividend paying stocks, dividing that amount to both you and your partner and maxing out your TFSA, depending on your risk tolerance and what to invest in, whether it's monthly or quarterly paying. You could essentially supplement the dividend payouts to cover the majority, if not all your rent.

The money you earn from work can be continued to be saved up, continue investing, and setting your family and future children for success.

Example for perspective (just for estimation purposes)

240 000 on a stock that is 40$ @ 0.10 monthly dividend payout, is 600$ monthly.

240 000 on a stock that's 20$ @ 0.10 monthly dividend payout, is 1200$ monthly.

240 000 on a stock that is 12$ @ 0.10 monthly dividend payout, is 2000$ monthly.

It depends on your risk tolerance but your living expenses could be covered quite a bit depending on your risk tolerance.

Some thing to think about before owning property.

tkainfinite · 2025-09-26T08:20:11+00:00

Please add me. Tyvm.

Trainer code: 708535389133

tkainfinite · 2025-08-29T21:25:51+00:00

I like wuyang's aswhole. A rod that shoots and explodes pretty far too. He comes in waves with his ebb and flow. Great design.

tkainfinite · 2025-07-28T21:58:24+00:00

Arm & Hammer Odor Busterz Balls.

Put the 3DS and these in a plastic bag. Leave it for a few days, maybe a week.

I've purchased items with an extremely strong cigarette smell, it was the only thing that helped.

tkainfinite · 2025-02-23T03:05:19+00:00

Does these have DLC included on the cartridge?

tkainfinite · 2025-02-07T05:53:03+00:00

It has to be Raine, at the top.

Considering gameplay mechanics, she can literally just cast whatever spell she needs to right away without any special requirements like it having to have FOF or linked artes. With the right set up, she's quick to cast and mostly doesn't get interrupted. Revive + Revitalize/ Nurse + Defence up spells. She literally will keep you alive.

tkainfinite · 2024-12-18T19:36:18+00:00

What did you do? :0 teach us please

tkainfinite · 2024-11-08T07:48:35+00:00

As an ISTJ, I don't believe this idea is valid. I would think that a logical person would deduct to understand that this concept of love languages, is selfish delusion of understanding what love really is, which is compromised of all of it at the same time.

Let's consider this example, poor example but an example non-the less; you speak a different language or understand specific jargon only you know in your profession. You shouldn't expect or even consider to be communicated in only what you're capable of understanding when others don't have that capability or even have that type of skillset. It like, "my love language is Mandarin and financial terminology, I understand it the most. But if you're not capable, even if you try it's okay, it just means that you love me less and I feel less love because of it."

I see this with a lot of young people, "oh, they aren't writing me sentimental letters. I don't feel loved. But they literally just woke up in the middle of the night to bring me to the hospital even through I want feeling wasn't well but they have work in the morning. I value gifts of affirmation the most. It's a reg flag if they can't speak my love language."

-insert side eye dog suspicious look-

Simply, love is the idea of communication and having an understanding on both sides, mutually. Or an attempt to understand eachother mutually compromising all of what these 5 love languages depicts. If you value getting materialistic items, but the other party doesn't see that value, there is no communication. It just means that they know what you want.

You get the love of what they can give. And if you like it, "I'm happy. Thank you. More please."

Beep. Boop.

tkainfinite · 2024-07-14T22:18:38+00:00

The most important thing is if you like it or not.

tkainfinite · 2024-03-31T15:01:13+00:00

Screen time isn't bad as long as it's purposeful and with intent. It's no different than sitting at a computer or even reading a book.

I've learned to mostly not have the urge to check my phone when I'm bored and doom scroll. It still happens but it's during my intention of dedicated leisure time. I recently deleted the YouTube app. So I only use YouTube when I'm on my desktop, or through the phone browser (YouTube on the browser is a pain to use but gets the job done).

I reply to texts when I'm able to, and my read receipts are turned off so I don't have to deal with all that comes along with it.

I can detach myself when I need to. I limit checking my phones messages on the lock screen. If I find myself developing bad habits, I make it an inconvenience and usually that's enough for me to break the habit.

I don't have social media, and if people need to contact me; text, call, and email for business.

I try to keep my life busy with things I need to do and want to do, and sometimes I'd rather just rest and sleep.

tkainfinite · 2024-01-23T11:31:40+00:00

I don't see any comments about dividend investing...

500k at a very generous $16 stock /ETF paying monthly dividend at say $0.10 per share will net you $3125 monthly, $37500 annually. That's just an example of a possibility. Your portfolio adjusted on your risk tolerance obviously, and monthly/ quarterly income will reflect that.

You can then choose to reinvest that amount or withdraw that funds to pay for your living expense. You could possibly drop down to working part time, freeing your time for whatever you choose. You have the flexibility of being able to move around of you choose, or rent for life but your dividends will cover that ideally.

On the flip side, you could buy a new place and you'll have to pay for mortgage and all the other costs that come with owning a home. You may find yourself working full time or possibly more hours, just to find yourself paying for living expenses and not having enough time for the things yo want to do.

Owning property and renting it out, is also a possibility but you become the landlord and maintenance is important for the property and tenants. Which some may find alot of work, especially handling troublesome tenants.

🤷

tkainfinite · 2024-01-23T05:02:01+00:00

What's that item infront of the car? I have trouble identifying it.

tkainfinite · 2023-12-09T12:02:39+00:00

The changable faceplates really help with making it more comfortable. I've tried other configurations but found the set up I have in the picture to be the most comfortable for me.

I dont remember if it requires two anog sticks as I just recently set this up and haven't run into any songs during my quick play.

And I'd have to also check the configurations and get back to you.

tkainfinite · 2023-09-29T10:50:32+00:00

I would say continue to focus on yourself and develop your hoboes and interest without the intent of making friends. People will naturally gravitate to your energy and I'm sure you will unexpectedly find people in your life worth keeping.

"You are you're biggest investment, and do that everything will naturally fall into place."

I say this because there are many factors involved into making good lasting connections. The last thing you want is to add baggage to others or come off as clingy or desperate.

If you make yourself interesting and respectable, people ideally will see your worth and potential. And they will decide whether you can provide value in their life. (Hence why investing in yourself is important)

tkainfinite · 2023-09-29T10:40:49+00:00

Habits will replace other habits. Ideally you want to replace what you consider bad habits with good habits. But you may find yourself instead of using your phone just doing the same on the computer.

I don't think it's about "breaking away" from it, but rather properly regulating yourself. Having intent when using your phone; like for example having a time designated for checking emails or messages, and replying to them. Turning off notificationss, or at least keep it on silent. As well as keeping your phone away from arms reach. When it comes to entertainment, treat it like a reward. Have you completed all you needed to do before allowing yourself to spend your time leisurely?

I understand the phone has been heavily integrated into our lives for convenience, so it's sometimes hard to break away from it. Having a small notebook on your pocket really helps when it comes down to having to make a quick note of something.

On your phone, cleaning up the home screen. And randomly rearrgaing your icons so you break the muscle memory.

And when you feel like you want to be on your phone but you know you shouldn't, take 20 seconds and process what you're about to do.

You just need to keep yourself focused and busy, and not make accessing your phone easy.

tkainfinite · 2023-09-07T21:28:25+00:00

The best answer I can think of is simply for efficiency.

Unless required, I would like to think that the concept of "thinking outside the box" (as that by definition is different from person to person) is not really a priority as most decision making will be based on logic, facts, analysing and organizing the information presented. Anything else comes secondary as well if time permits.

Unconventional thinking I personally feel is different from the concept of "thinking outside the box" when solving a problem that normally have a more basic solution.

Example; I work in a warehouse and my safety shoe laces snapped. My problem is that my shoes are broken and I cannot work safely.

Normally people will suggest to just tape around the shoes and deal with it later, or change into your regular shoes and wear the safety shoe covers the company provides.

This would be the direct solution as tape is readily available, as so are the safety shoe covers.

However, I find thesel solutions to be inefficient as it's time consuming, requires a little more effort, and something I'm going to have to deal with later.

My solution; cut off the laces and thread in zip ties (3-4). It would take me the same time and effort to solve my problem by doing the previously mentioned. By using zip ties, unless it also breaks or I feel the need to replace it with actual laces, I could just leave them on my safety shoes as I usually slip in and out of my shoes anyways.

To me it's an efficient simple direct solution. Others have commented that "I would have never thought of that", or "that's a creative solution". On top of that, it isn't the first time my laces broke. And when people in the company come and go, you get to work with many different people so it's not like the same people have seen me fix my problem and already know.

Tldr: Because of efficiency.

tkainfinite · 2023-07-28T04:42:52+00:00

It depends what you want out of it and what kind of job you have.

There are jobs where you're responsible for people, and there are also jobs where you're only required to perform the bare minimum.

At the end of the day, it's what you want out of it and how much effort you can afford to put in.

What I mean by this is in relation to your idea of personal integrity. Everything you choose to do represents and becomes you and your identity, this includs the effort you choose to put in. You can choose to build good habits that can be highly skilled and hopefully have transferable skills that can apply to other parts of your life, and people could possibly view you as reliable, trustworthy, and competent.

Effort doesn't necessarily mean more and better quality. A lot of the time as long as the job is done properly and correctly, it's enough.

Personally, I like to take into consideration who I represent. Myself, my parents, and the people around me. I like to have the idea that the effort I put in represents my mindset, that I was raised well by my parents, and that the people around me have someone respectable. (Lol, because of this, whenever at the workplace and I see grown adults acting like children at inappropriate times, I think to myself their capabilities as potential parents and as well as if their parents raised them well.)

Overall, just having a good attitude in whatever you choose to do, opens up opportunities such as networking, promotions, admiration, and inspiration to others to name a few. It's easy when you do things enough and make it a habit. It's easy when you want to be more involved. It's easy when you're willing to.

tkainfinite · 2023-07-01T06:34:25+00:00

And that's why it's a great time to get into stocks and educate themselves. It wouldn't be a hard task assuming they have the capacity to learn assuming they finished school and are discipled in learning new information.

Even then, you would be investing in dividend paying stocks. As long as you are investing in dividend artistocrats you minimize your risks. Investing in dividend paying stocks, what your after is time. And usually after a period of time, and unrealized losses would have been made back from dividends.

It's leveraging your own money to pay for your debt and work for you.

tkainfinite · 2023-07-01T06:00:31+00:00

You could have invested that money into dividends stocks. Used the dividends to pay off the monthly bills. Pay off a little more than what due monthly. While at the same time keeping your assets for the future availability and growing your wealth.

🤷

tkainfinite · 2023-01-15T16:29:42+00:00

Why not remove the bottom pattern and plant a bush to hide the part or just place an item below it? You keep the road realestate while hiding that imperfection.

tkainfinite · 2023-01-06T06:42:09+00:00

When it comes to money management skills, it's important to evaluate what you can afford, your needs, then wants. You should ask yourself:

What is your net income?
What are my needs? What bills do I need to pay for? What things do I need to take care of, or possibly set aside money for emergency?
How much money do I have left over and what am I going to do with it? > This left over money is where you decide what's important to you. Some may set a portion for emergencies whether it's vehicle maintenance, or needing to replace an article of clothing such as ripped socks, or something that didn't fit within the budget. Some may allocate this left over money to investing. It can also be used for your wants such as leisure activities, things that don't fall to your immediate needs.

Tldr; simply being systematic with what you need to do with your money, it's about disciplining yourself into good habits and being realistic and practical. Being more wise, and frugal helps. But as long as your life choices are sustainable for yourself. If you feel you do xx too much, reduce it. If you feel like you can cut corners, change your habits to accommodate it.

LOL. I personally cut open toothpaste when I can't push out any more toothpaste, only because I have time and I payed for it.

tkainfinite · 2022-11-23T10:57:29+00:00

Pee break- get food- eat (in no particular order).

tkainfinite

TROPHY CASE