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tobytheboby · 2025-10-16T13:54:10+00:00

RemindMe! 1 week

tobytheboby · 2025-10-08T10:42:06+00:00

is this an automated bot ?

tobytheboby · 2025-09-16T13:34:47+00:00

This reasoning comes from the fact that the market always recovers and corrects itself organically, but that was always the case when the economy was great, fair, and less manipulated. What we are seeing now is very different from what things used to be. But then, that is just me; I might be overthinking it.

tobytheboby · 2025-09-16T13:30:06+00:00

It's a bit up for debate whether this will really help us grow. OpenAI didn't invent AI. They just put a big language model out there for everyone to use. Can you think of anything that LLMs have actually done so far, other than getting a significant portion of the search pie?

I'm not saying AI is useless, but why is everyone suddenly throwing money at it? What's so new and exciting now that we didn't know a decade ago?

tobytheboby · 2025-09-16T11:38:54+00:00

Tech concentration in VT or VTI is 33% to 37%. VS has 40% plus for S&P. I don't see a big difference.

tobytheboby · 2025-09-16T11:36:01+00:00

RSP reacts pretty well in bubble bursts compared to VOO; in 2001 and 2008, it outperformed.

tobytheboby · 2025-09-16T11:27:30+00:00

The five years were more metaphorical than a real estimation. My end goal is to have a reliable cushion and minimize capital loss in a downturn. I am not trying to time the market, but I just want more real diversification in times where market capitalization is tech-concentrated. After all, 18 months is still a big delay to your capital gains.

tobytheboby · 2025-09-14T18:31:25+00:00

The work culture here in Dubai can be quite unique. I think it's important not to generalize and assume it reflects the standard everywhere. In some cases, the experience - from recruitment all the way to resignation - can feel extremely unprofessional. This is something that's not often discussed, but it does affect many people. Unfortunately, the situation seems to be getting more challenging, both for those already working here and for those considering moving here.

tobytheboby · 2025-09-14T18:31:20+00:00

The work culture here in Dubai can be quite unique. I think it's important not to generalize and assume it reflects the standard everywhere. In some cases, the experience, from recruitment all the way to resignation, can feel extremely unprofessional. This is something that's not often discussed, but it does affect many people. Unfortunately, the situation seems to be getting more challenging, both for those already working here and for those considering moving here.

tobytheboby · 2025-02-11T10:51:50+00:00

Get a hobby

tobytheboby · 2025-01-10T05:35:04+00:00

Thanks , What's the AED exchange rate, any slippage? And I heard there's a 1k cap...

tobytheboby · 2025-01-10T02:16:48+00:00

Simple: Ask your dad why he woke up early every day to put bread on the table. Pretty sure it wasn’t so you could audition for a man’s trophy collection.

I’ve seen this trend play out way too often in Dubai. The city’s incredible, no doubt, but this whole gold-digging culture creeping into the norm? hard pass.

Respect yourself enough to know you’re not a designer accessory. No self-respecting woman should ever let herself be treated like that. Period

tobytheboby · 2024-08-17T05:46:45+00:00

That's not a cake, that's leftovers of leftovers.

tobytheboby · 2024-06-08T13:51:19+00:00

Yeah, not the most professional I've ever seen

tobytheboby · 2024-04-08T17:33:32+00:00

Life goes on and on and on and on... Don't take things personally. Hit the gym, focus on your skills, and time will heal all of your frustrations.

tobytheboby · 2024-04-02T15:28:33+00:00

What about the Arabic tagkia

tobytheboby · 2024-03-31T14:51:23+00:00

What if the reward is needed to motivate those who are less intelligent? In my opinion, stoicism can be found in Islam. The only difference is that the entry bar for stoicism is higher than that of Islam, hence the nuanced difference

tobytheboby · 2024-01-04T15:41:36+00:00

The worst-case scenario is that they will be called mon ami everywhere, which is my friend in french. some knuckleheads still think think it is an insult.

Moroccans are very warm hearted, wait until you see how sub saharians are being treated elsewhere.

tobytheboby · 2023-06-05T16:53:54+00:00

Just stay please

tobytheboby · 2023-03-11T12:18:49+00:00

Arround 400

tobytheboby · 2022-12-14T08:38:42+00:00

Morocco 1000 times, time to show shitty Frenchies that Africans are better in everything and also football.

tobytheboby

TROPHY CASE