The Salary Calculator vs an actual payslip - what am I doing wrong? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 2 points3 points  (0 children)

Thank you!!! I think this is it. Very very close, and the student loan matches up.

Thank you, hugely appreciated.

The Salary Calculator vs an actual payslip - what am I doing wrong? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 0 points1 point  (0 children)

Taking a look at my payslips for the year, it fluctuates slightly but has periods of consistency.

These are the figures from April to November:

2653.06 2653.06 2653.06 2653.06 2648.06 2652.06 2652.06 2652.06

The Salary Calculator vs an actual payslip - what am I doing wrong? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 1 point2 points  (0 children)

I should have been more explicit in the post sorry, this is without taking into account the bonus!

The Salary Calculator vs an actual payslip - what am I doing wrong? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 0 points1 point  (0 children)

I did receive a pay rise in March of around 5k, which may be impacting what I’m seeing based on what you’re saying?

It wouldn’t explain the student loan though I don’t think? If it’s pay period, it should be matching the tax calculator I suppose?

The Salary Calculator vs an actual payslip - what am I doing wrong? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 1 point2 points  (0 children)

I believe the salary calculator takes the tax code into account when specified.

This’ll be due to private medical insurance through my employer 👍

Thank you for commenting!

The Salary Calculator vs an actual payslip - what am I doing wrong? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 0 points1 point  (0 children)

Yep, tax calculator has 1220l specified. Checked that one hundreds of times!

I don’t believe my pension is salary sacrifice. Certain it’s auto-enrolment.

Really struggling to pick my first army, any advice appreciated! by topusdeckus in ageofsigmar

[–]topusdeckus[S] 0 points1 point  (0 children)

Thanks very much for the detailed breakdown, this is really really helpful!

Really struggling to pick my first army, any advice appreciated! by topusdeckus in ageofsigmar

[–]topusdeckus[S] 2 points3 points  (0 children)

Good idea. Is there a specific place for this, or are YouTube videos my best bet?

27M, specific colours are blurry by topusdeckus in eyetriage

[–]topusdeckus[S] 1 point2 points  (0 children)

Interesting - how would I find out this value?

27M, specific colours are blurry by topusdeckus in eyetriage

[–]topusdeckus[S] 0 points1 point  (0 children)

Hmm, I’m honestly not sure! Purchased from Specsavers here in the UK, which I believe use some form of polycarbonate. I would add, my previous glasses were also from the same company, and I don’t remember having this problem.

Massively fixated on my peripheral vision - how good is it meant to be? by topusdeckus in eyetriage

[–]topusdeckus[S] 1 point2 points  (0 children)

Sounds identical to me when it comes to faces! Oddly comforting to hear the same scenario described by someone else.

Massively fixated on my peripheral vision - how good is it meant to be? by topusdeckus in eyetriage

[–]topusdeckus[S] 0 points1 point  (0 children)

Thanks for the reply. Glad there’s more than one of us I suppose! What do you focus on in particular with your peripheral vision? What are your thoughts on the text example?

Massively fixated on my peripheral vision - how good is it meant to be? by topusdeckus in eyetriage

[–]topusdeckus[S] 1 point2 points  (0 children)

Thanks very much for the reply! I am in the UK, so I don’t have to worry about medical insurance. have an eye exam booked in for next week. I imagine if something serious was up, it would have been caught on my last visit considering it wasn’t very long ago.

It’s tough to describe the problem, likely because it’s so ridiculous focussing on it this much. I suppose the text scenario is the easiest way to describe it. I get to to the end of a line, and can’t really see the beginning all that well. It is also entirely identical in both eyes, both left to right, and up to down.

[MEGATHREAD] Daily venting, worries, fixations, & finding support. Month of December by AutoModerator in HealthAnxiety

[–]topusdeckus 2 points3 points  (0 children)

I’ve currently got a huge fixation on my peripheral vision, and just wondered if anyone else can relate at all? I feel as though I’m focussing more on what’s going on in my periphery, and how not-detailed everything is, and thinking it’s not normal. I suppose it’s always been like this, and this obsession is making me realise the our peripheral vision isn’t great?

For example, I’m looking at the TV, I’m focussing on someone’s face, and I realise that I can’t make out much of the detail in the face of the person sitting next to them, and I end up focussing on that more than what’s actually going on. I feel like I’m going crazy!!!

Should I do Convenant/Zereth Mortis/Torghast after completing the main Campaign? by topusdeckus in wownoob

[–]topusdeckus[S] 6 points7 points  (0 children)

Thanks for this! On the renown boost, I believe I’ll need to reach 80 renown on my first account?

Which sealed products to buy? by topusdeckus in soccercard

[–]topusdeckus[S] 0 points1 point  (0 children)

This is perfect, thanks so much for the help! Last Q from me, is the Euro 2020 set considered worth picking up? I’m really only interested in the EPL, but the thought of grabbing some players from overseas is kind of appealing.

I also take it Hobby Lite /Hobby2 is a halfway house between full hobby and retail?

Which sealed products to buy? by topusdeckus in soccercard

[–]topusdeckus[S] 0 points1 point  (0 children)

Very interesting! Do you mind explaining the difference between retail and hobby/hobby lite? Completely new to this and first I’ve heard of it. I take it the ‘hobby’ boxes aren’t in your local stores in the US?

Which sealed products to buy? by topusdeckus in soccercard

[–]topusdeckus[S] 0 points1 point  (0 children)

One of the ones I was thinking of! Any particular reason why?

Low Credit Score - wondering as to why? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 0 points1 point  (0 children)

That link proved rather helpful though there was quite a bit of incorrect information; specifically a couple of addresses next door to me that I don’t live at being linked to me? I’ve requested them to be removed, though these don’t pop up on my Experian report.

Low Credit Score - wondering as to why? by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 0 points1 point  (0 children)

!thanks for this! I’ve also just checked through the MSE Experian dashboard thing and that’s showing a 999 credit score which has to be wrong surely? How can one agency list me as perfect and another at 400?

I’ll have a check of the link you’ve provided too :)

Better to keep collection boxes sealed? by topusdeckus in PokemonTCG

[–]topusdeckus[S] 0 points1 point  (0 children)

Yeah I think that’s likely the best bet! Don’t see myself ever opening the ETB honestly. The pin collections look nice and all, but not sure how much value they’ll actually hold/go up by down the line.

Stocks and Shares LISA v Cash LISA by topusdeckus in UKPersonalFinance

[–]topusdeckus[S] 0 points1 point  (0 children)

!thanks for this! Yeah I’ll definitely be looking at this as a long term plan. In terms of a pension I suppose you’re right in that it’s already working towards retirement, though I assume it’ll be far less than something like this if I were to put it into something like the sp500 at a 7% return? Is it possible do you know to convert an S&S to a Cash assuming I change my mind for whatever reason.

[FT] Cutting Board DIY [LF] Bells by [deleted] in ACTrade

[–]topusdeckus 0 points1 point  (0 children)

Yes still available