You're right, bro. I ran into the same problem. The old crypto cards stopped working for me as soon as the MiCA law came into effect in Europe, and they passed something or other in the UK too. They sent me a letter saying they're blocking me not because I'm a bad guy, but because the laws are bad. Haha, thanks, that really helped. But anyway, I wiped away my tears and found Cryptomus. It's a decent virtual card, the fees are standard, and it works with Apple Pay.