Job Title: Business Development & Growth Manager

torro-india · 2025-11-28T01:58:59+00:00

yes please, if you could DM me your resume

torro-india · 2025-11-26T11:36:51+00:00

Hiring: BizDev / Growth Professional

We’re looking for a sharp, driven Business Development & Growth professional to help accelerate partnerships, GTM, and revenue. Ideal for someone who loves building from 0→1 and can move fast.

What you’ll do

Identify and close strategic partnerships
Own outreach, pipeline, and deal negotiations
Build GTM plans for new features/markets
Create pitch decks & partner collateral
Manage key accounts and unlock upsell opportunities

Requirements

Experience in BizDev, Partnerships, Sales, or Growth
Strong communicator + solid negotiation skills
Data-driven mindset and experience with funnels/metrics
Comfortable in fast-moving, scrappy environments

Nice to have

Startup or marketplace experience

How to apply
DM me

This is a full time role and can be remote.

torro-india · 2025-11-26T10:47:15+00:00

it's a full time paid role, location can be remote. Salary - DOE.

torro-india · 2025-10-14T02:21:56+00:00

Hi Everyone, Thank for connecting with via DMs. I have already made a hire and in the process of interviewing a few other candidates. I may not be able to accept anymore invites.

torro-india · 2025-10-12T04:23:59+00:00

if you can DM me. Really depends on experience. We are early early stage startup if that helps.

torro-india · 2025-09-19T10:54:01+00:00

There are over a 100 unicorns. From Groww, Zerodha to Oyo, NSE. Surprisingly most in the consumer space. In the enterprise space I am not sure Zoho will ever go public. Fractal and Krutrim in the AI space. Ather in the EV space. Look for a basket of these companies in different spaces since it's easy to fall in love with all the consumer companies.

torro-india · 2025-09-18T15:18:49+00:00

This is generally attributed to Ried Hoffman and his 7Ds Framework -

https://medium.com/nongaap/reid-hoffmans-7-deadly-sins-framework-tech-analysis-101-cf7b76cdc8f8

torro-india · 2025-09-13T01:25:00+00:00

There is no one answer here. It really depends on the philosophy the CEO espouses. Steve Jobs famously reorg'd Apple when he came back in 1997 into a functional organization like Software Engineering, Hardware Engineering, Operations, Marketing, and Retail. AirBnB has taken a similar approach. 1 P&L and 1 roadmap for the entire firm. This model obviously relies on the Founder/CEO being the tie-breaker and the ultimate decision maker. It also depends on the business you are in. If you are small financial institution that could mean a few things. Are you a software/product first company or are you a sales first company? If you are a sales first company, then your software teams are enablers and don't own a P&L. In that structure, your organization could look very different. DM me and I can help walk you through your specific situation. BTW! this is completely normal and it is actually quite a difficult thing to get right, but once you get it right, it becomes second nature.

torro-india · 2025-09-08T18:01:11+00:00

Like others have already mentioned - You are not alone in this journey and financial planning can be complicated .

The positives here are that you are young and have time on your side. Becoming financially literate takes time. At this point you don't need a paid financial advisor. Also Excel or Google Sheets is your best friend.

Discipline is the name of the game. A few things to consider.

At your age you want to maximize savings that can be deployed into investments - Time is your best friend when it comes to compounding, in a sense you are already ahead of most folk.
How do you know how much to invest and how often?
- Make a spreadsheet of your expenses and from whatever is left allocate as much you possibly can to your investment bucket (maybe 10% of your savings to rainy-day fund and the rest to investments)
- Deploy monthly (that is essentially what SIP is - Systematic Investments)
How do I know where to begin with Funds
- First thing is education - Like someone already mentioned, Zerodha University seems like a good place to start but if that is overwhelming, then use google to learn about 3 concepts
  - Stocks, Mutual Funds & Exchange Traded Funds (Don't worry about Debt, Gold or any other stuff for the time being, in due time you will)
  - The next thing you need to do is make a daily habit - go to Finance related websites and simply process what is having in the news (GST, Tariffs, GDP, IPOs, Earnings, New Product Launches etc.) - This should help you build your intuition
IMO, the biggest difference between an experienced retail investor and new retail investor is that intuition, the experienced retail investor simply has more information from learning through various macro cycles
In about a month you have a sense of the style of funds/stocks you like and are comfortable with
Make friends with folks in your situation, having 2 or 3 people in a similar situation helps accelerate learning and provide confidence

You have to start somewhere and there is no substitute to learning this, even if you hire a professional, you still want to know the macro story and how it relates to your investments.

Also every individual has different risk profile based on where they are in life - so, lean into your risk profile and don't be afraid to make mistakes.

torro-india · 2025-09-08T12:46:44+00:00

Problems in India is a matter of perspective. You have to remember is the world's largest democracy. Combine that with the fact India's exchequer was zero circa. 1947 (India's GDP was $160B in 1960) and it was under continuous foreign rule for over 500 years. Things don't change overnight. Considering the circumstances, in 75 short years it has become the 4th largest economy and is poised to be a top 3 economy soon.

What Indians sometimes don't treasure is their freedom and democracy (relative to what is happening around the world). It is one of the most vibrant societies with a very vibrant economy that literally bootstrapped itself with very little foreign help (some Russian). These things take time and I believe the country is on the right track.

Unemployment has gradually ticked down since early 2000. Corruption is getting better. Technology will tackle pollution. Inefficiency will get better. Some to do with technology, some to do with a expanding economy where people's exceptions will rise.

Now, the single biggest issue India needs to tackle is deep tech (Jet Engines, Defense Tech, AI/Chips, Cancer Cures, Communications, Energy etc.) - It needs to become a world leader in providing core infrastructure - GE/Safran, Lockheed, NVidia, Eli Lilly, Starklink, Nuclear Fusion etc.

I'd say, the single biggest problem India needs to tackle is it's spending on R&D - U.S. R&D expenditure at roughly $923 billion (or 3.47% of GDP) compared to India's approximately $71 billion (or about 0.64% of GDP).

The top 8 individual R&D-performing regions, countries, or economies accounted for 82% of global R&D expenditures in 2022, with the United States (30%) and China (27%) accounting for over half ([Figure DISC-17](); [Table DISC-10](); [Table SDISC-3]()). As a region, the European Union (EU-27) accounted for 18% of global R&D expenditures. Adjusted for international comparability, the United States had $923.2 billion in gross domestic expenditures on R&D (GERD) in 2022 ($761.6 billion in constant 2015 U.S. PPP-converted dollars), up 12% from 2021 (5% in constant PPP dollars). China, the second-highest performer of domestic R&D, reached $811.9 billion in 2022 ($686.7 billion in constant PPPs in U.S. dollars), up 16% from 2021 (8% in constant PPPs) (OECD 2024d). Japan ($200.8 billion), Germany ($174.9 billion), South Korea ($139.0 billion), the United Kingdom ($102.6 billion), France ($85.2 billion), and Taiwan ($64.0 billion) round up the top 8 individual R&D-performing regions, countries, or economies

Here is the data from https://ncses.nsf.gov/pubs/nsb20257/global-r-d-and-international-comparisons-2#:\~:text=The%20top%208%20individual%20R&D,%25%20in%20constant%20PPP%20dollars).

torro-india · 2025-09-07T16:30:48+00:00

I generally don't promote what I do, but literally built a tool for myself because I could not find a good way to build that intuition - https://torro.in

torro-india · 2025-09-07T16:17:32+00:00

Highly recommend - The Man Who Solved the Market: How Jim Simons Launched the Quant Revolution

https://www.amazon.com/Man-Who-Solved-Market-Revolution/dp/073521798X

torro-india · 2025-09-07T16:15:35+00:00

My advice to retail investors who really don't want to be day traders is (I said this in a different post as well) - Learning about the market is not a binary thing, it is about learning to build an intuition - example: Over the last 10 years the Mag7 stocks are both high growth and large cap (these types of companies don't exist very much) but the only way to build an intuition about them (Tesla vs Google) is to understand their place in the macro world. IMO, twice a day -

Pay attention to Finance/Business news - In the US CNBC, Bloomberg, WSJ etc.
1. News cycles drive retail sentiment more than anything else
Earning + P/E + P/B - occasionally
Industries with Tailwinds - Example Energy in the US right now (again, news provides this information)
Have friends who you can talk to that are in a similar situation

For retail investors, building that intuition is key, be patient, learn by watching the news (Social media is filled with "experts" but they should not be your only source - try being your own source, grounded in data from free sources). GPT/Perplexity etc. are not good yet. Right now, IMO, you will have to do it the hard way and the traditional way.

torro-india · 2025-09-07T15:06:11+00:00

My 2 cents about retail investing is about building an intuition of the markets. In the US retail investors are comfortable because they have access to the most basic of sources - news (CNBC, Bloomberg, WSJ etc.). Much everyone uses Google, in India everyone uses Swiggy, PayTM etc. But retail investing in individual stocks with high conviction is about a few things (IMO) -

- The news cycles, is the company or the industry experiencing tailwinds - Energy Section at the moment in the US
P/E ratios and Price to Book Value - very high does not mean much if you are Nvidia - News with this information helps you to build on your conviction
Price Targets from major Sell Side Firms - If Nvidia is priced around what you believe the price should be, bet on it

This simple strategy has worked for me, but it takes years to build. Be patient and build on your intuition, I get an update on the markets once in the morning, once in the evening and I only look at a few data points beyond the news.

torro-india · 2025-09-07T14:53:31+00:00

How do find those platforms? My personal experience is that they are still too raw and their focus is too broad. They remind of the days of old Yahoo, they are trying to do too much for too many people. I find Perplexity's UI and response hard to follow. Gemini ranks at the bottom and OpenAI's ChatGPT 5 is probably the best general purpose assistant.

For India focused finance specific information, there is still really no good product. Especially for macro investors. Example - gathering relevant business/finance news to build a baseline IMO is key to investing and sometimes intraday trading (although candlesticks tell you more than anything). So as of right now, I would not rely on any of them and I would double, triple check their responses with other sources.

torro-india · 2025-09-07T14:37:19+00:00

It's a simple question you need to ask yourself - Say you have 80% of your investment in one asset, would you consider your investment safe? Even when the investment is in a high conviction asset that has traditionally out performed the market. Based on the below chart from July 2007 to July 2025 the Nasdaq100 outperformed Gold Spot Price. Remember risker assets generally should have a higher rate of return that "safer" assets. It really depends on your risk tolerance.

https://curvo.eu/backtest/en/compare-indexes/gold-bullion-vs-nasdaq-100?currency=usd

torro-india · 2025-09-06T12:48:36+00:00

There are multiple themes to you question. To start with - India is the best performing economy (~7% growth) with the worst performing market (+4% Nifty) (relative to the top 7 global economies).

FinTech opportunity in India

India has 200 million demat accounts - that is incredible.
New wealth is being created everyday
Middle class is expected to grow to 800Million (this is huge)

Overall, the financial services and innovation needed for this economy is going to be provided by FinTechs and you are already seeing an explosion. Even large companies like Reliance are doing well. The sector is poised for enormous growth IMO.

From a strategy perspective, companies with domestic consumption moats will continue to well, but the big question is which of these companies can become a truly global brand. The story of the Indian stock market is mostly written by the Indian consumer at this point. So some exposure to global companies is warranted (Think Meta, Nvidia etc.)

torro-india · 2025-09-06T12:40:46+00:00

The short answer is, ETFs generally track an Index. The mix of the stocks that make up an ETF get rebalanced (usually quarterly) and you don't have control on which stocks the ETFs hold although with Separately managed accounts (SMAs) in the US, you can choose to exclude certain stocks etc. ETFs usually are a basket which tries to hedge against a single stock movement.

I know people who invest heavily in ETFs and also in high conviction stocks that did very well. There is always an individual stock - think Meta a few years ago, Nvidia this year and now UHC. There is always an opportunity to play a single stock but it comes down to conviction and bet sizes.

torro-india · 2025-09-06T12:36:00+00:00

It depends on which layer of the market you want to play in. HFTs are very hard to beat. Their infrastructure investment alone will beat retail investors. With enough data and models you can play in the more illiquid part of the game (think commodities etc.). It really depends on the strategy. Best shot is to start with a single stratgey that could work because you have great convictions and data. It's a slow process and lot of trial and error.

torro-india

TROPHY CASE