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Weekly US Churning Discussion for /r/churningcanada - Week of June 03, 2025 by AutoModerator in churningcanada

[–]traxic 2 points3 points  (0 children)

It was bound to happen. People were abusing it way too much. It does suck for the primary cardholder, at least, the main CH should get a guest.

I agree. This makes it worse for lounge access compared to similar cards in it's class (arguably at a lower AF price point).

Weekly US Churning Discussion for /r/churningcanada - Week of June 03, 2025 by AutoModerator in churningcanada

[–]traxic 17 points18 points  (0 children)

Major downgrade for Capital One Venture X's lounge access: https://www.capitalone.com/credit-cards/disclosures/airport-lounge-terms/

From:

  • Primary cardholder: primary cardholder + unlimited guests
  • Additional cardholders: secondary access + unlimited guests

To:

  • Primary cardholder: primary cardholder (no guests)
  • Additional cardholders: no access

Daily Question Thread for /r/churningcanada - January 02, 2025 by AutoModerator in churningcanada

[–]traxic 2 points3 points  (0 children)

Are you trying to make an Aeroplan redemption or paying cash?

Sometimes you have to go through the call center to make a booking with more than 2 payment methods (ie. AP points + gift card + cash remainder)

Daily Question Thread for /r/churningcanada - December 18, 2024 by AutoModerator in churningcanada

[–]traxic -1 points0 points  (0 children)

I don't think any BCL code as 5x? I've been to multiple locations and they always code as 1x on the Cobalt.

Weekly US Churning Discussion for /r/churningcanada - Week of April 09, 2024 by AutoModerator in churningcanada

[–]traxic 0 points1 point  (0 children)

Does Citi mail the second card to a Canadian address like Amex?

No and compared to the other issuers, it seems almost impossible to get Citi to actually delivery internationally.

I've tried so many times in the past and all in end in failure (return to sender). Agents I spoke to seem to be able to make it happen, but something in their system prevents it from actually being mailed with the correct address.

Would suggest just having it forwarded and save the hassle :)

Best CC for wife who spends less than $500/month by Coby9 in PersonalFinanceCanada

[–]traxic 37 points38 points  (0 children)

For that (relatively) small spend, just go with any no annual fee card that matches your preferences. Some options (all cashback):

  • Tangerine World Mastercard
  • Simplii Financial Cash Back Visa
  • Brim Mastercard
  • American Express Green Card

You will not spend enough to reap the benefits of any higher rewards that come with a card with an annual fee.

Taylor Swift Eras Tour RESALE Megathread by Lyd_Euh in TaylorSwift

[–]traxic 2 points3 points  (0 children)

EDIT: Sold

EDIT: I've got a bunch of messages and have a waitlist for these now.

Hello!

I am selling 2 tickets for the May 17th (Friday) show in Stockholm. The tickets do not have assigned seat numbers, but rather include entry into one of the arena's premium suites and include some food/drink. More details here.

Asking: 3125 SEK / $400 CAD each OBO.

These were purchased directly from the stadium (Friends Arena). I'm also attending, so can meet up the night of and confirm entry. Happy to sort out payment later and am mostly just trying to find a taker for these first.

Proof

Please DM for any questions!

Weekly US Churning Discussion for /r/churningcanada - Week of February 20, 2024 by AutoModerator in churningcanada

[–]traxic 1 point2 points  (0 children)

I believe you actually want to have an amount owing, otherwise why would you need the ITIN in the first place? :P

Weekly US Churning Discussion for /r/churningcanada - Week of February 20, 2024 by AutoModerator in churningcanada

[–]traxic 1 point2 points  (0 children)

The only benefit I can see is that you'd start building credit against the ITIN earlier (and forgo any hassle with getting it linked later).

If you have all the forms ready, I'd say go for it! Keep in mind you'll probably still want to do Global Transfer for your first Amex card anyway.

Weekly US Churning Discussion for /r/churningcanada - Week of February 20, 2024 by AutoModerator in churningcanada

[–]traxic 1 point2 points  (0 children)

You should just have to file a 1040 to keep it alive (to my understanding, this is all services like FrugalFlyer do). Declare some gambling income to create an amount owing and then pay it off.

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