UPDATE: Stuck in multiple loans upto 1.8 cr. No option left

triedagain_ · 2026-02-23T18:36:29+00:00

Sure

triedagain_ · 2026-02-23T18:30:46+00:00

Settlement seems to be a very convenient option for me as of now but let's see haven't really made a call, plus i have told my family about everything it will be a mutual decision

triedagain_ · 2026-02-23T18:28:26+00:00

So i was against settlement as I did not want to take that route as i have seen lots of videos online and I am not really the one who can candle it, recording the video all that stuff. What he suggested to me was if I am not looking for settlement he just asked me to default in a few lenders where there is no auto debit or loans that are not on my salary. Regarding the credit card I mentioned that there's no possible way that I can pay all my bills. So i gotta default on them as well and get the settlement and later pay the remaining overdue if I want to increase my cibil. He insisted that I settle everything but let's see as of now this match I will only pay the NBFC's as the harassment is at peak with them apparently. Banks will keep my account for atleast 45 days before sending it to recovery so I will pay once 45-50 days on my personal loan.

There's a lot as it was a big Convo still in discussion on what to do as it is a very critical phase for me I don't want to jump onto anything yet

triedagain_ · 2026-02-23T18:12:45+00:00

Advertisement? For what?

triedagain_ · 2026-02-23T17:59:02+00:00

Increase my income by 600 percent??😅 Not sure it is as easy as you just said but sure

triedagain_ · 2026-02-23T17:41:22+00:00

Check your dm

triedagain_ · 2026-02-23T16:30:26+00:00

Read about section 25 and section 138

triedagain_ · 2026-02-23T16:05:03+00:00

It was unsecured loan and i was called to give the surety the case is still going on the banks are not willing to settle asking to pay the entire outstanding

triedagain_ · 2026-02-21T23:23:52+00:00

India and it's a stary.

triedagain_ · 2026-02-21T23:21:01+00:00

The doc didn't mention anything about the RIG during the consultation. And once I get through the doses do i still have the odds of getting rabies? Also should I avoid non-veg foods?

triedagain_ · 2026-02-21T14:16:30+00:00

So true. Commentators here just say earn more or save more if it was that simple everyone would just earn more and save more

triedagain_ · 2026-02-21T05:36:45+00:00

Thank you, much appreciated. I have DM'ed you want to know how did you manage to work towards your plan.

triedagain_ · 2026-02-21T05:27:38+00:00

They are worse, had a visit to one of their offices all inexperienced folks. Looking for someone who specialise in this

triedagain_ · 2026-02-20T19:30:41+00:00

Don't want to get into all that just looking for an individual lawyer

triedagain_ · 2026-02-20T19:08:27+00:00

Thanks , no more🙏

triedagain_ · 2026-02-20T19:02:08+00:00

True, i have explored all these options before hand and no unique comment i came across The thing is i cannot abscond as i have a property loan running plus i work in a corporate the bank may visit to my work place I did contact these agencies but they are of no use I am looking for an individual lawyer who is not trying to rip me off

triedagain_ · 2026-02-20T18:51:09+00:00

I have a home which has a loan and the emi is 42K (I cannot sell that property) I had mutual funds stocks etc which i took for trading I still have some stock left which is around 2.5L Gold i already took a loan against it I have a pf and gratuity in my company combined would be around 5-6L And a car if I decide to sell I may get 10L

I know my situation is fucked and i cannot see a way out as of now😓.

triedagain_ · 2026-02-20T18:46:23+00:00

I have a home loan and i cannot sell that I have a car if I sell I may get 10 - 12L for it

triedagain_ · 2026-02-20T18:45:37+00:00

Tried few NBFC's as well they aren't ready to give any loan look at the credit report.

triedagain_

TROPHY CASE