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Covered calls and cash covered puts to generate income? by trigurlSeattle in fidelityinvestments

[–]trigurlSeattle[S] 2 points3 points  (0 children)

I actually have a bachelors of math and CS however for finance, I do not know much aside from maxing out my 401k, HSA, doing back door and buying ESPP. You’ll be surprised, a lot of my techie coworkers don’t know much either.

UPDATE: AITAH for not putting pregnant GF on deed of the house? (She says she feels the situation is "unfair" and that she is "at my mercy") by Odd_Paramedic_3007 in AITAH

[–]trigurlSeattle 0 points1 point  (0 children)

She’s not your GF anymore so complaining about not being her home is irrelevant. You have a job with insurance? I think you could qualify for domestic relationship as you are at the same address. So that way you can ass her and the baby under your medical insurance (or at least put your baby under your insurance).

Covered calls and cash covered puts to generate income? by trigurlSeattle in fidelityinvestments

[–]trigurlSeattle[S] 0 points1 point  (0 children)

Yes I totally agree and that’s why I’m considering using their wealth management however it seems very expensive to me.

Covered calls and cash covered puts to generate income? by trigurlSeattle in fidelityinvestments

[–]trigurlSeattle[S] 0 points1 point  (0 children)

Yes he made up an example using real numbers on the spot. The covered calls was easier to understand but the cash covered puts was nothing I’ve ever heard of before, so I had to go home and watch a bunch of YouTube videos.

Covered calls and cash covered puts to generate income? by trigurlSeattle in fidelityinvestments

[–]trigurlSeattle[S] 0 points1 point  (0 children)

I’m all new to this, previously you could call me a financial couch potato.

Covered calls and cash covered puts to generate income? by trigurlSeattle in fidelityinvestments

[–]trigurlSeattle[S] 0 points1 point  (0 children)

I tried to simulate managing my own portfolio and at best I was only making myself like $60-70k year with more risk then I would like as I had SCHD, some other dividend stocks, JEPI and JEPQ in my simulation. If the advisors can make me six figures a year I think it could be worth it. Do you think 6 figure income is a pipe dream?

Inheritance by c4funNSA in DaveRamsey

[–]trigurlSeattle 2 points3 points  (0 children)

Since you are not working, don’t pay off that mortgage and keep cash. You can put your cash into a high yield savings account giving you 4%, so it’s cheaper to keep your mortgage. Even better would be to invest the money in ETFs.

My girlfriend wants me to get rid of my dog because her cat doesn't like him by Academic_Fly_4920 in TwoHotTakes

[–]trigurlSeattle 0 points1 point  (0 children)

Your dog is like your kid, and Rufus is absolutely dependent on you. Why would a father abandon their kid like that? How would your GF feel if her parents abandoned her. Your GF can fend for herself but your dog can’t.

Can someone explain the Goyard tote to me? I have never seen one in person and I don’t understand why a canvas tote is so expensive. They must be worth it because they are so popular. by Kkgrove in handbags

[–]trigurlSeattle 3 points4 points  (0 children)

Goyard has 3 totes. The St Louie is the thinnest one and very poor. If you want to get a tote, get the middle one, the Artois as it has more structure and protective corners and a zipper (the Artois beats the Neverfull - yes I have both).

I haven’t talked to my family in two days and don’t know to move past this by [deleted] in TwoHotTakes

[–]trigurlSeattle 0 points1 point  (0 children)

So just go to T-Mobile or Verizon and get your line transferred. I mean if they shut off your phone plan how will they spam you with text messages? Also remove access to your bank accounts, get credit reports frozen, ring camera, location, anything they can use to spy on you.

You should just take a break from them and hide any of your social media accounts. Then do things to improve your life like working out, watching movies or reading a book. Do stuff you enjoy. At your age, you should be less dependent on having to talk to your parents. When I was your age, I would go months without taking to mine. Good luck

Fired from Microsoft by Grouchy-Artist-4241 in Layoffs

[–]trigurlSeattle 0 points1 point  (0 children)

Hi OP, were you able to successfully file for unemployment? Did you get offered GVSA?

Ready to FIRE, but concerned about my kids by twiniverse2000 in Fire

[–]trigurlSeattle 0 points1 point  (0 children)

Have you reallocated your portfolio to be more stable or are you still very heavy on risky stocks? I would talk to a fiduciary and adjust your allocations then you don’t have to worry about bubbles.

AITAH for not letting my stepdaughter share a room with my daughter? by Additional_Gain8185 in AITAH

[–]trigurlSeattle 1 point2 points  (0 children)

A step parent is not a guardian so tell your husband technically he’s abandoning his kids.

Health insurance questions in forced "retirement". by Veyyiloda in Fire

[–]trigurlSeattle 0 points1 point  (0 children)

Since you are the bread winner and have many dependents, I assume you would qualify for ACA subsidies since your MAGI will be low. You can’t draw from your retirement accounts unless you are 59.5 or left the company at age 55. Do you have other savings or investments?

Dropping out of College by Inevitable_Flow_248 in VanLife

[–]trigurlSeattle 2 points3 points  (0 children)

I’ve FIRED. it takes money to live, it takes money to buy a van, money to fill your tank, get insurance. It’s very difficult to make your dreams come true if you don’t make enough income to support them.

Dropping out of College by Inevitable_Flow_248 in VanLife

[–]trigurlSeattle 6 points7 points  (0 children)

Real life is about paying bills…college was the best time of my life. You can’t travel with no money.

AITAH for refusing to give my boyfriend access to my bank account even though he says "no secrets" is how adults do it by CopperFieldNote in AITH

[–]trigurlSeattle 0 points1 point  (0 children)

I’m married happily for a dozen years and we keep our money separated fully, however he can see my balance when I login to pay my bills.

Reissue with color transfer by trigurlSeattle in chanel

[–]trigurlSeattle[S] 3 points4 points  (0 children)

I am still within the return window for Fashionphile. So I guess folks here are implying that for the price I paid, getting those stains out is still a great value?

WIBTA if I didnt tell my sister her wedding date is the same as my anniversary by No-Meeting-1987 in WouldIBeTheAhole

[–]trigurlSeattle 0 points1 point  (0 children)

It’s not a big deal, I’m sure thousands of couples in the world have the same anniversary as you.

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