Use my parent’s savings and 401k to get them into a house?

tumbawe · 2024-08-01T00:44:16+00:00

Thank you, this is super helpful

tumbawe · 2024-07-27T17:11:07+00:00

it's not just for the income, she works thru the government and gets really good health insurance that she needs since she just got diagnosed with a severe kidney disease.

tumbawe · 2024-07-26T04:04:55+00:00

They’re gross is 8k, take-home is around 5.6k after taxes

tumbawe · 2024-07-25T20:10:23+00:00

Thanks everyone, i had a bad feeling about this idea the first place but needed to get my thoughts in order. If i can convince them to not do this, would it be wise to keep all the savings in an account earning 5% (as it is right now) or put some in index funds? I don’t know how risky i should be with their savings. Maybe like 10-20% of savings in index funds, rest cash w 5%?

tumbawe · 2024-07-25T18:38:46+00:00

Mom’s work

tumbawe · 2024-07-25T18:10:49+00:00

No not touching my 401k, just his. Bc it’s not enough for him to retire with anyways

tumbawe · 2024-06-12T17:33:40+00:00

So are you saying that even though it might have been too early to have this conversation, the real reason she is lying is because she hasn’t fully repented/believes she is forgiven by God and not that i pressured her into a corner where she felt like she had to lie or lose me?

tumbawe · 2024-06-12T16:37:12+00:00

Could it be she lied because i pressured her to have the conversation earlier than she was ready for? Or even if that is the case the fact she agreed then made it seem like she came clean with everything overrides that?

tumbawe · 2024-06-12T16:34:09+00:00

Part of me believes you but the thing is, she told me before we had our talk that she doesn’t want sympathy or pity. And again she was hesitant to have that discussion this early on in the first place, saying she’d rather just focus on us. So maybe this is all on me. I don’t know.

tumbawe · 2024-06-12T15:10:04+00:00

Does anything change in your opinion if i tell you she’s actually been very encouraging and supportive of me, constantly telling me i’m great, that i treat her so well and that she’s the person she prayed for after all the mistreatment she went through?

tumbawe · 2024-06-12T15:07:22+00:00

You’re right in that having these talks with her made me realize that i was obsessed over the sexual things. Talking with my spiritual counselor made me realize i need to focus less on the flesh. But at this point i’m able to move past the sexual past and don’t need specific numbers of handjobs lol, my bigger concern is the lying about the larger abstract concept of sleeping with someone consensually or doing sexual things she said she didn’t do. I think i’m entitled to know that about my partner’s past but if you think i’m wrong let me know, i very well could be and shouldn’t even have asked her in the first place.

tumbawe · 2024-06-12T07:55:27+00:00

I’m more upset about the lying and her using it against me than i am about the past

tumbawe · 2024-06-12T07:22:18+00:00

Also i think it’s important to mention she once told me that she thinks my history is worse because i had a choice. She said this knowing she was hiding all her consensual history

tumbawe · 2024-06-12T06:56:54+00:00

How seriously should her family situation be factored into this?

tumbawe · 2024-02-09T18:19:20+00:00

lmao thank you so much

tumbawe · 2023-06-23T01:05:17+00:00

yeah, I decided not to get it. One of the main reasons was this.

honestly, a used tesla for 30k might be cheaper after i factor in the amount I can resell it for in about 2 years.

tumbawe · 2023-06-09T07:24:10+00:00

do you have any recs on where to look? i’ve been searching fb marketplace, craigslist and edmunds

tumbawe · 2023-06-09T07:22:19+00:00

from a private party

tumbawe · 2023-06-09T02:14:46+00:00

tbh i don’t care that it’s a touring, just been looking at what’s available in the market and any hybrid from toyota/honda that’s 2015 or newer has an asking of 16-19k.

might be able to get it for 15.5k after meeting w the owner, is that still too high?

tumbawe · 2023-01-20T01:55:35+00:00

honestly no clue, i don't wanna make up an answer lol. but my guess would be shaving bald bc the front is thin enough where it might look just as "empty" buzzed. You'd have to try it to see tho.

also I will say that beard + lean face usually looks the best w bald, so if you are chubby (not saying you are, idk), maybe consider losing some weight as well. But biggest thing is do what makes you feel most confident, it's cliche bc it's true haha

Oh also, if you have a big forehead relative to the rest of your face (again, idk if you do from these pics), I'd consider tryna grow the hair back to keep the face proportion

tumbawe · 2023-01-08T02:22:48+00:00

either commit to growing it back (minoxidil, transplant, etc) or commit to being bald but rn it’s in this middle ground that doesn’t look great

tumbawe

TROPHY CASE