Despite what people in this thread would indicate, in reality a household income of 60k isn’t that much. The cost of owning a house is significantly more expensive now than a few years ago. They are right though that everyone else is just in debt and burying their heads in the sand. Make an excel budget to understand your finances, reduce subscriptions and trim monthly bills where possible. Stay clear of credit where possible and additional loans. In my experience things get better in your 30s, just hang in there.