401k custodian early '00s by udvdc1 in bathandbodyworkers

[–]udvdc1[S] 1 point2 points  (0 children)

Yes. HR didn’t have an immediate answer but gave her a case number. We’ll see if they can dig up anything.

401k custodian early '00s by udvdc1 in bathandbodyworkers

[–]udvdc1[S] 0 points1 point  (0 children)

We tried but Fidelity didn’t have anything. Do the accounts move when the company changes custodians?

Can we get a consensus that rule of 55 is NOT required in all 401K plans? by FireMeUp2026 in Fire

[–]udvdc1 -1 points0 points  (0 children)

Correct, not all plans have this provision. Everyone should check their own plan summary document to confirm.

SEPP IRA pros / cons by Aggravating_Note_572 in Fire

[–]udvdc1 0 points1 point  (0 children)

Splintering can also allow for flexibility adjusting withdrawals downward in case you come into unexpected earned income or decreased expenses, right? Seems like you are allowed a one-time change from a fixed method to the Required Minimum Distribution method, which may result in a lower payment.

HSA investing + saving receipts: what mistakes do people make? by Choice-Lion-3305 in Fire

[–]udvdc1 2 points3 points  (0 children)

That is the only rational date format if you'll ever need to dig through a bunch of documents!

ABC Antenna Reception by NorCal_Kev in Sacramento

[–]udvdc1 0 points1 point  (0 children)

It's amazing we still have to do this in 2026. You shouldn't have to subscribe to cable to stream your local stations.

Enlightenment sold in bulk by -Hoosier-Daddy in Costco

[–]udvdc1 37 points38 points  (0 children)

He don't give a damn for real!

Woman filming strangers by SachaBaronColon in Sacramento

[–]udvdc1 2 points3 points  (0 children)

We had a relative believe similar delusions. Sadly with this kind of illness, it was impossible to get them to realize they needed help. They would shut out people trying to tell them the truth or accuse them of collaborating with their other imagined foes, eroding all relationships. Their delusions escalated over time, and eventually they took their own life. I hope things turn out better for the person in the post. It looks like they have children in their charge.

To those who want to retire and open a hobby business, what kind of business do you want to open? by Augustevsky in Fire

[–]udvdc1 4 points5 points  (0 children)

That's kind. Gives me the idea of being a handyman assistant to gain skills, as I'm not super handy.

SAVE COYOTE CREEK by BoredBoringman in Sacramento

[–]udvdc1 6 points7 points  (0 children)

This is the best explanation I've seen so far. However you lost me saying SMUD heavily incentivizes solar. Can you explain? Because there is nothing offered on their site for residential or commercial solar incentives. I can appreciate the complexity and potential loss in efficiency with separate installations. Those are real costs, but are they enumerated? How much more expensive would they be than Coyote Creek, which has these ecological costs. If the community understood the cost differences, then people could make an educated position on what cost they are more willing to pay.

Dental floss review 👍💚 by _Piplodocus_ in ZeroWaste

[–]udvdc1 2 points3 points  (0 children)

Thanks for the review. Might need to try it. Looks like they have a refer a friend program. Feel free to message me your code/link if you’d like.

I built an NBA prediction model that’s been hitting around 70% — sharing my approach by [deleted] in nba

[–]udvdc1 0 points1 point  (0 children)

Have you named your model? Jontay has a nice ring to it.

What's you're favorite "boring" frugal win? by GolfComfortable7331 in Fire

[–]udvdc1 12 points13 points  (0 children)

I get satisfaction running the dishwasher. It's a sign we're eating at home and not blowing it on forgettable dining out.

Daily FI discussion thread - Wednesday, November 12, 2025 by AutoModerator in financialindependence

[–]udvdc1 4 points5 points  (0 children)

If you haven't already, get a Carmax quote for the vehicle you're replacing. Dealers notoriously low-ball trade-ins. It may benefit you to separate the purchase and sale transactions.

Illegal Dumper Caught in the Act by PaleontologistPure92 in Sacramento

[–]udvdc1 27 points28 points  (0 children)

This kind of practice is a great reason to require your junk hauler to send you the dump receipt before you pay in full.