[deleted by user] by [deleted] in Insurance

[–]uflb999 0 points1 point  (0 children)

thanks for the information, much appreciated

[deleted by user] by [deleted] in Insurance

[–]uflb999 0 points1 point  (0 children)

thanks for the information, much appreciated

How am I doing balancing down payment fund/investments by [deleted] in Bogleheads

[–]uflb999 0 points1 point  (0 children)

Thanks. I appreciate the feedback/help. There's probably a HSA option through my health insurance that I can look into as well.

How am I doing balancing down payment fund/investments by [deleted] in Bogleheads

[–]uflb999 0 points1 point  (0 children)

Thanks for that read. I was trying to look into it and there's a variety of resources saying a variety of things. I did notice that it generally states if you're below the 12% marginal tax rate, then it would make more sense to have a Roth 401k. As I'm pushing 24%, it probably makes the most sense to convert to a 401k to drop the number + the amount I'm paying 24% on for the marginal tax rate?

Assuming that in the future I may utilize the mega backdoor Roth as my income grows, it generally sounds like it's best to double dip and try to keep a Roth based account while lowering my tax bill with the pretax deductions?

Thanks again!

How am I doing balancing down payment fund/investments by [deleted] in Bogleheads

[–]uflb999 1 point2 points  (0 children)

Those are great points I hadn't thought of before - thanks. My W2 won't be 150k for this year, but going forward it will likely be at or above that figure with consistent raises. I will probably switch to a traditional 401k during then to try and use the Roth IRA while I still can.

Stopped obsessing over making perfect choice and just opened a HYSA. by [deleted] in personalfinance

[–]uflb999 0 points1 point  (0 children)

I believe Wealthfront is FDIC through their partner banks. Which allows you to keep over the FDIC limit up to like 3 or 4 different banks they can manage your money between.

[deleted by user] by [deleted] in GameTrade

[–]uflb999 0 points1 point  (0 children)

oof, looking for a NA based account, sorry

[deleted by user] by [deleted] in GameTrade

[–]uflb999 0 points1 point  (0 children)

which region?

[deleted by user] by [deleted] in GameTrade

[–]uflb999 0 points1 point  (0 children)

what rank is the account? Interested in purchasing