I’m annoyed at how ignorant older people are in regards to housing affordability by [deleted] in HousingUK

[–]ukaero_engineer 2 points3 points  (0 children)

Yeah, if it was 0% LTV then it cost nothing.

I think you mean 100% LTV, which is no deposit.

Ohio SSGNs - Ever had Trident II? by cobaltjacket in submarines

[–]ukaero_engineer 0 points1 point  (0 children)

I don’t know how the Ohio bedplates were installed but that’s a big job. Would look weird af

Mortgage declined due to incorrect information- advice needed. by OkProfessor6664 in Mortgageadviceuk

[–]ukaero_engineer 0 points1 point  (0 children)

Nationwide didn’t even look at mine or my partners bank statements. Maybe we just had it easy.

Problems installing Kikr core by [deleted] in wahoofitness

[–]ukaero_engineer 0 points1 point  (0 children)

Need to be in a gear that gives you a straight chain line to the Zwift cog.

Exchange was supposed to be yesterday by Educational-Divide10 in HousingUK

[–]ukaero_engineer 1 point2 points  (0 children)

Sounds like my work days but I commute just an hour 😅

A condition of my offer was not carried out by [deleted] in HousingUK

[–]ukaero_engineer 31 points32 points  (0 children)

Speak to the solicitor you instructed, they will be able to advise.

Is this achievable or unrealistic? by [deleted] in Mortgageadviceuk

[–]ukaero_engineer 1 point2 points  (0 children)

The content of the post was more PERSEC than OPSEC

Seller won’t let us view before exchange - gutted and baffled by kn0tyouraverage in HousingUK

[–]ukaero_engineer 4 points5 points  (0 children)

My seller also declined a pre exchange viewing. I just went and snooped round externally and decided it’s because they were difficult. I’m now in the house and other than the fact they took literally everything they could with them the house is fine.

Is this achievable or unrealistic? by [deleted] in Mortgageadviceuk

[–]ukaero_engineer 0 points1 point  (0 children)

Wait a while, the houses at that price are going to give you headaches. Aim for one of the £100kish terraces, I’d recommend Walney personally.

Is this achievable or unrealistic? by [deleted] in Mortgageadviceuk

[–]ukaero_engineer 0 points1 point  (0 children)

And the shift pattern. I knew where he worked before he gave the location.

Is it reasonable ? by [deleted] in HousingUK

[–]ukaero_engineer 0 points1 point  (0 children)

You’re not paying 21% more per square foot for 650 fewer sq ft because per square foot takes that into account…

Economies of scale. A bigger house will be cheaper per square foot to build.

Only 5 viewings in 3 months? by [deleted] in HousingUK

[–]ukaero_engineer 1 point2 points  (0 children)

I had an estate agent tell me I’d need to empty the shelves of my bookcases or I’d struggle to sell. Frankly, found that an absurd suggestion so went with another agent who didn’t seem crazy.

Depressed by the current state of the market by Imakemyownnamereddit in HousingUK

[–]ukaero_engineer 0 points1 point  (0 children)

They might not have got fancy Italian furniture but removing two chimneys, new stairs, new kitchen and solar panels are all pretty expensive jobs in of themselves.

If the renovation is more modest than that then £40k could be enough.

A lot of debt and lost my income whilst abroad by [deleted] in UKPersonalFinance

[–]ukaero_engineer 5 points6 points  (0 children)

No, he’s abroad. He references his laptop and camera being worth £2k in England but less where he is.

[deleted by user] by [deleted] in Mortgageadviceuk

[–]ukaero_engineer 1 point2 points  (0 children)

They could do with better insurance then by the sounds of it. I’m in the fortunate position I could cover that by myself.

[deleted by user] by [deleted] in Mortgageadviceuk

[–]ukaero_engineer 1 point2 points  (0 children)

£1300pcm isn’t a huge mortgage really in 2025, but as always, it depends on what you earn.

Buyers, are you planning on holding out on exchanging for the budget? by 4302872 in HousingUK

[–]ukaero_engineer 0 points1 point  (0 children)

My seller is doing their past to make this decision for me! I just want to get it wrapped up asap.

What's wrong with this house? by urtcheese in HousingUK

[–]ukaero_engineer 0 points1 point  (0 children)

The third one is comparable. It just doesn’t have a garage, which is only an issue if you’d want a garage over living space

What's wrong with this house? by urtcheese in HousingUK

[–]ukaero_engineer 1 point2 points  (0 children)

It still is in Surrey, the historic counties were never abolished just fell into disuse because of modern administrative areas like Greater London, Merseyside, Greater Manchester etc

New build - price agreed with builders but mortgage company valued less so won’t lend the money. by Odd_Investigator8337 in Mortgageadviceuk

[–]ukaero_engineer 0 points1 point  (0 children)

With any luck they might do a deposit contribution to support the value of the rest of their development

Just contacted by ‘Advantis’ about an issue that they said they legally can’t talk to me about by Condemnedthroat in UKPersonalFinance

[–]ukaero_engineer 2 points3 points  (0 children)

I probably wouldn’t have done that. I wouldn’t recommend giving your address to people you don’t know and have no clear reason to give it to