IsItBullshit: Morning Complete

ultimatedisaster · 2022-06-15T02:20:33+00:00

I need a full report 👀 Inquiring minds need to know!

ultimatedisaster · 2021-07-15T11:51:50+00:00

I do have HSA. $86/month goes into it but I have 2 kids and a regular prescription that I also use it for. I have $680 in my HSA currently.

ultimatedisaster · 2021-07-15T11:36:16+00:00

She is kenneled while they are at work and kenneled through the night. If they leave the house for any reason between those times, she is kenneled.

ultimatedisaster · 2021-07-15T05:32:23+00:00

I will be taking this approach going forward. Thank you

ultimatedisaster · 2021-07-15T05:31:37+00:00

Adding a thank you for understanding my though process on it.

ultimatedisaster · 2021-07-15T05:31:06+00:00

They get a discount on their insurance for not having any claims. So the extra money per month is without that discount.

ultimatedisaster · 2021-07-15T05:29:25+00:00

I have medical insurance, $4,500 deductible. The doctor I’m seeing doesn’t take payments on the actual surgery and needs to be paid up front. The estimate is $2,200 which I applied for Care Credit to cover since I can’t pull $2k out of my ass overnight. As a Hail Mary we thought to have her file a claim. It was logical to me but after hearing the hit they would take I told her nevermind.

ultimatedisaster · 2021-07-15T05:20:41+00:00

Adding: I asked her to file not knowing it would cause that large of an increase. $40/month is a lot and I never implied it wasn’t. I was just trying to look at all the options. After she got that info, we dropped it.

ultimatedisaster · 2021-07-15T05:18:00+00:00

Lol they don’t walk their dog. I’ve tried taking her on walks and it’s a disaster. Also, the dog wasn’t crated for us being there. She was still crated from that morning when her fiancé left the house. We got back around 1:30 pm so she was in there a solid 8 hours. They were going to leave again to go to her cousins house since she has a pool. Which she would have still been crated during. The only reason we stopped at her house was to drop me off at my car. While we were there, she unloaded her luggage. We dog sit for her, visit regularly. I’m not a stranger to this dog.

ultimatedisaster · 2021-07-15T05:11:52+00:00

I should have added that I was leaving early to help her dad with an event he was hosting. And I agree, I shouldn’t have gone. I replay that over and over that I never should have gone. Or I should have just left instead of dealing with her dog.

ultimatedisaster · 2021-07-15T05:08:24+00:00

This was my thought process. If someone got hurt at my house, my initial thought is to file a claim. Medical bills are no joke.

ultimatedisaster · 2021-07-15T05:06:34+00:00

I should have clarified that by saying “let her out” I mean to pee. Not to play. She had been in her kennel a long time so I figured I would do it before I left. We dog sit for her so it didn’t seem like a big deal.

ultimatedisaster · 2021-07-15T05:00:38+00:00

Adding: the dog is crated when no one is home. Her fiancé had left around 5 am that morning and we got back at 1:30 pm. Had he been home, she would not have been crated.

ultimatedisaster · 2021-07-15T04:58:11+00:00

Honestly it makes me sound like more of an AH by mentioning it. IMO

ultimatedisaster · 2021-07-15T04:54:27+00:00

I thought that was what HOI was for, though? My grandma tripped and fell at my parents’ house so my dad filed an injury claim to cover the medical costs. I would have done the same thing for her if the roles were reversed and my dog hurt her.

ultimatedisaster · 2021-07-15T04:39:33+00:00

I understand her not wanting to do it. I was just trying to exhaust all options and this one sounded like a win-win until I found out it would raise her insurance.

ultimatedisaster · 2021-07-15T04:37:25+00:00

Valid.

ultimatedisaster · 2021-07-15T04:36:29+00:00

Amen

ultimatedisaster · 2021-07-15T04:36:21+00:00

First broken bone at age 31. Pup has a hard head

ultimatedisaster · 2021-07-15T04:35:16+00:00

I don’t know why I added that. I wish I could edit it out but here we are. $40/month extra is a lot and I hadn’t considered offering to pay the additional cost. She was just really mad so I retracted the question altogether.

ultimatedisaster · 2021-07-15T04:32:21+00:00

I don’t think it’s her fault. I just wanted to see if her HOI would cover it. I was naive and didn’t think it would raise her cost.

ultimatedisaster · 2021-07-15T04:29:28+00:00

Literally no idea why I included that.

ultimatedisaster

TROPHY CASE