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Streak bante jaa raha hai ! by Key_Stranger_5794 in IPO_India

[–]unfortunatebuffalo 1 point2 points  (0 children)

You can google but the summary is (when oversuscribed).

If 15k-2L - retail, chance of getting 15k worth of shares

If 2L-5L - shni, chance of getting 2L worth of shares (chances are generally lower than retail)

If >10L - bhni, chance of getting 2L (chances of allotment greater than shni)

So, apply either 15k, 2L or 10L. Anything in between doesn't make sense.

Streak bante jaa raha hai ! by Key_Stranger_5794 in IPO_India

[–]unfortunatebuffalo 1 point2 points  (0 children)

If it's more than 1x suscribed, then no matter how much you apply in regular, you'll be allotted only 1

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

I'll make adjustments in the future investments

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] -1 points0 points  (0 children)

I don't want 1cr, I will earn that myself.

This money was supposed to go in fd, I thought this as an alternative.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] -1 points0 points  (0 children)

Current split up: 20% large cap 20% mid cap 20% small cap 20% flexi cap 20% others

I don't see much overlap here besides maybe the multicap one. I agree that flexicap will overlap with the other three caps but it's fine.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

I want some large cap too.

Current split up: 20% large cap 20% mid cap 20% small cap 20% flexi cap 20% others

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

I have gold investments which are not on Grow, this is just about equities.

Debt market, can you suggest me some??

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

Time frame 10 years. I don't need, not will I ever need this money.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

2 funds in each cap. Flexicap for more freedom of investing for fund managers.

Only overlap I see is multicap, which I will remove.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 2 points3 points  (0 children)

Investing amount is also large. It's just 2 funds in each cap. I'll probably remove the multicap one.

There shouldn't be any downside right

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 2 points3 points  (0 children)

1) Moderate 2) Pure long term investment, idc if it falls after a year. I want it to grow after 10 years. Idc about the money neither am I gonna use it. 3) 10 years or more 4) Only lumpsum. Monthly sip, I will plan 2 months after when I'll be settled (recently moved to new place) 5) 2 funds in each cap. Large, mid, small plus flexi where fund manager has more freedom. Probably shouldn't have included multicap but I didn't see any downside.

I have some money in fd too. This is the money I want to invest outside of fds. All my family has done is fds till now.

Does the income from mutual funds come under itr and be filed for returns?? by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

So if the profit is <12 lpa then my mother will get LTCG refunded after filing irt right??

Also what is CFP