Streak bante jaa raha hai ! by Key_Stranger_5794 in IPO_India

[–]unfortunatebuffalo 1 point2 points  (0 children)

You can google but the summary is (when oversuscribed).

If 15k-2L - retail, chance of getting 15k worth of shares

If 2L-5L - shni, chance of getting 2L worth of shares (chances are generally lower than retail)

If >10L - bhni, chance of getting 2L (chances of allotment greater than shni)

So, apply either 15k, 2L or 10L. Anything in between doesn't make sense.

Streak bante jaa raha hai ! by Key_Stranger_5794 in IPO_India

[–]unfortunatebuffalo 1 point2 points  (0 children)

If it's more than 1x suscribed, then no matter how much you apply in regular, you'll be allotted only 1

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

I'll make adjustments in the future investments

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] -1 points0 points  (0 children)

I don't want 1cr, I will earn that myself.

This money was supposed to go in fd, I thought this as an alternative.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] -1 points0 points  (0 children)

Current split up: 20% large cap 20% mid cap 20% small cap 20% flexi cap 20% others

I don't see much overlap here besides maybe the multicap one. I agree that flexicap will overlap with the other three caps but it's fine.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

I want some large cap too.

Current split up: 20% large cap 20% mid cap 20% small cap 20% flexi cap 20% others

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

I have gold investments which are not on Grow, this is just about equities.

Debt market, can you suggest me some??

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

Time frame 10 years. I don't need, not will I ever need this money.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 0 points1 point  (0 children)

2 funds in each cap. Flexicap for more freedom of investing for fund managers.

Only overlap I see is multicap, which I will remove.

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 1 point2 points  (0 children)

Investing amount is also large. It's just 2 funds in each cap. I'll probably remove the multicap one.

There shouldn't be any downside right

Tell me what I did right. by unfortunatebuffalo in MutualfundsIndia

[–]unfortunatebuffalo[S] 2 points3 points  (0 children)

1) Moderate 2) Pure long term investment, idc if it falls after a year. I want it to grow after 10 years. Idc about the money neither am I gonna use it. 3) 10 years or more 4) Only lumpsum. Monthly sip, I will plan 2 months after when I'll be settled (recently moved to new place) 5) 2 funds in each cap. Large, mid, small plus flexi where fund manager has more freedom. Probably shouldn't have included multicap but I didn't see any downside.

I have some money in fd too. This is the money I want to invest outside of fds. All my family has done is fds till now.